Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 30 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
SMARCFIN from Oostende, company number BE0554948282, closed financial year 2025 with a result of € 26,235 after tax. For that financial year SMARCFIN recorded a gross margin of € 50,557 and equity of € 56,383. Compared with financial year 2024, the result moved from € 37,783 to € 26,235. The company is profitable. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 6, 2026.
€ 56,383
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 26,235
▼ 31% vs 2024
Profit after tax over the fiscal year.
€ 13,418
▼ 62% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 26,235 paid out
100 % of the profit went to the shareholders, the rest stayed in the company.
Debts at end 2025
€ 50,715
▼ 12% vs 2024
€ 8,121 is repaid this year. At this pace the long-term loan is gone in ≈ 6 years.
€ 562
▼ 19% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 2,089
▼ 72% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 95,772 | € 72,712 | € 67,743 | € 50,557 | ▼ 25% |
| Profit after taxes | € 61,321 | € 41,973 | € 37,783 | € 26,235 | ▼ 31% |
| Equity | € 85,223 | € 18,600 | € 56,383 | € 56,383 | |
| Total debts | € 409,439 | € 256,947 | € 127,942 | € 88,011 | ▼ 31% |
| Cash | € 343,081 | € 129,538 | € 35,696 | € 13,418 | ▼ 62% |
| Land & buildings | € 147,392 | € 140,318 | € 133,386 | € 128,147 | ▼ 4% |
| Retained profit | € 66,623 | € 0 | € 37,783 | € 37,783 | |
| Dividend | € 107,194 | € 108,596 | € 0 | € 26,235 | |
| Bank debt | € 75,213 | € 68,437 | € 57,396 | € 50,715 | ▼ 12% |
| Balance sheet total | € 494,661 | € 275,547 | € 184,325 | € 144,393 | ▼ 22% |
Key figures of SMARCFIN, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to SMARCFIN?
What happened at SMARCFIN in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 26,235 (▼ 31% vs 2024). Source: NBB ↗
- Ingrid Laes became a director. NBB
- New establishment in Oostende. KBO
- Kevin Marcoen became a director. NBB
- Sven Marcoen became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 61,321 profit in 2022 to € 26,235 profit in 2025.
Paid € 55,841 in corporate taxes since 2022.
Best year ever: 2022, with € 61,321 profit.
Paid out € 242,025 in dividends to the owners in total.
A new publication or filing at SMARCFIN? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind SMARCFIN are Ingrid Laes, Kevin Marcoen and Sven Marcoen.
Directors
According to the 2025 annual accounts
Ingrid Laes
Director
since 2021
Kevin Marcoen
Director
since 2014
Sven Marcoen
Director
since 2014
Establishments
Establishment units
Physical locations of this company
Zeelaan 87 box .0101
8400 Oostende
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0554.948.282
- VAT number
- BE 0554.948.282
- Registered office
- Zeelaan 87 bus .0101, 8400 Oostende
- Names & denominations
- SMARCFIN
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 19 June 2014
- Peppol
- Active · Active since 23 Jun 2025
- Activities · NACE
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