Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 22 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
VERZEKERINGEN KARL DE BRABANDERE from Harelbeke, company number BE0554794369, closed financial year 2025 with a result of € 263,274 after tax. For that financial year VERZEKERINGEN KARL DE BRABANDERE recorded a gross margin of € 636,049 and equity of € 1 million. Compared with financial year 2024, the result moved from € 267,411 to € 263,274. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on June 17, 2026.
€ 1 million
▲ 34% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 263,274
▼ 2% vs 2024
Profit after tax over the fiscal year.
€ 61,901
▼ 72% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 1 million.
People and assets in 2025
€ 195,780
▲ 33% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 121,890
▼ 22% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 199,333
▼ 24% vs 2024
€ 40,925 is repaid this year. At this pace the long-term loan is gone in ≈ 5 years.
€ 1,038
▼ 57% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 36,305
▲ 69% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 496,317 | € 508,495 | € 573,172 | € 636,049 | ▲ 11% |
| Profit after taxes | € 217,841 | € 248,342 | € 267,411 | € 263,274 | ▼ 2% |
| Equity | € 509,946 | € 758,288 | € 775,699 | € 1,038,972 | ▲ 34% |
| Total debts | € 448,074 | € 369,720 | € 515,526 | € 457,991 | ▼ 11% |
| Cash | € 359,077 | € 105,865 | € 219,410 | € 61,901 | ▼ 72% |
| Land & buildings | € 421,349 | € 394,855 | € 368,360 | € 341,866 | ▼ 7% |
| Retained profit | € 491,346 | € 739,688 | € 757,099 | € 1,020,372 | ▲ 35% |
| Dividend | € 0 | € 0 | € 250,000 | € 0 | ▼ 100% |
| Bank debt | € 389,807 | € 326,893 | € 263,404 | € 199,333 | ▼ 24% |
| Balance sheet total | € 994,981 | € 1,160,981 | € 1,319,767 | € 1,523,382 | ▲ 15% |
Key figures of VERZEKERINGEN KARL DE BRABANDERE, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to VERZEKERINGEN KARL DE BRABANDERE?
What happened at VERZEKERINGEN KARL DE BRABANDERE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 263,274 (▼ 2% vs 2024). Source: NBB ↗
- New establishment in Harelbeke. KBO
- Start of the company according to the CBE. KBO
In short
From € 217,841 profit in 2022 to € 263,274 profit in 2025.
Paid € 327,152 in corporate taxes since 2022.
Best year ever: 2024, with € 267,411 profit.
Paid out € 250,000 in dividends to the owners in total.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind VERZEKERINGEN KARL DE BRABANDERE is Karl DE BRABANDERE.
Directors
According to the 2025 annual accounts
Karl DE BRABANDERE
Director
Establishments
Establishment units
Physical locations of this company
Gentsesteenweg 77A
8530 Harelbeke
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Self-hosted
Hosting
COMBELL-AS, BE
DNS
Cloudflare DNS
Domain
Domain
verzekeringenkdb.be
Registered
2015-08-15
Website info
Features
Security
Details
- Company number
- 0554.794.369
- VAT number
- BE 0554.794.369
- Registered office
- Gentsesteenweg 77A, 8530 Harelbeke
- Names & denominations
- VERZEKERINGEN KARL DE BRABANDERE
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 5 June 2014
- Peppol
- Active · Active since 12 Feb 2025
- Contact
- verzekeringenkdb.be
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars