Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 59 % of short-term debt in 2024; threshold 65 %.
Financials
Financial year 2024
STAM from Kalmthout, company number BE0553679760, closed financial year 2024 with a result of € -11,318 after tax. For that financial year STAM recorded a gross margin of € -7,849 and equity of € 11,107. Compared with financial year 2023, the result moved from € 18,973 to € -11,318. The company made a loss. The buffer shrank hard: equity is 50 % below last year. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 31, 2025.
€ 11,107
▼ 50% vs 2023
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -11,318
▼ still € 18,973 profit in 2023
Profit after tax over the fiscal year.
€ 2,096
▲ € 1,846 vs 2023
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 4,907.
People and assets in 2024
≈ 1
No payroll staff. One director, so that person most likely runs the business.
Debts at end 2024
€ 19,506
▲ 49% vs 2023
Loans from banks and other lenders, long and short.
€ 42,101
▼ 2% vs 2023
Supplier invoices still open on the last day of the fiscal year.
€ 15,885
▼ 38% vs 2023
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2021 | 2022 | 2023 | 2024 | Change 2023 → 2024 | |
|---|---|---|---|---|---|
| Gross margin | € -2,714 | € -5,465 | € 25,417 | € -7,849 | ▼ € 33,267 |
| Profit after taxes | € -10,795 | € -13,583 | € 18,973 | € -11,318 | ▼ € 30,291 |
| Equity | € 17,036 | € 3,453 | € 22,425 | € 11,107 | ▼ 50% |
| Total debts | € 83,643 | € 96,459 | € 91,167 | € 77,492 | ▼ 15% |
| Cash | € 250 | € 250 | € 250 | € 2,096 | ▲ € 1,846 |
| Retained profit | € 10,836 | € -2,747 | € 16,225 | € 4,907 | ▼ 70% |
| Bank debt | € 18,908 | € 17,971 | € 13,091 | € 19,506 | ▲ 49% |
| Balance sheet total | € 100,678 | € 99,912 | € 113,592 | € 88,600 | ▼ 22% |
Key figures of STAM, fiscal years 2021 to 2024, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2025 has not been filed yet; it was expected before 31 July 2026.
What happened to STAM?
What happened at STAM in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2024: loss of € 11,318 (▼ € 30,291 vs 2023). filed late Source: NBB ↗
- New establishment in Kalmthout. KBO
- Eva Vanderavert became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 10,795 loss in 2021 to € 11,318 loss in 2024.
Paid € 1,415 in corporate taxes since 2021.
Best year ever: 2023, with € 18,973 profit.
A new publication or filing at STAM? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Directors
According to the 2024 annual accounts
Eva Vanderavert
Director
since 2014
Establishments
Establishment units
Physical locations of this company
Heiken (Ab) 27
2920 Kalmthout
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0553.679.760
- VAT number
- BE 0553.679.760
- Registered office
- Heiken (Ab) 27, 2920 Kalmthout
- Names & denominations
- STAM
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 5 June 2014
- Peppol
- Active · Active since 1 Jan 2001
- Activities · NACE
Detailhandel in dames-, heren-, baby- en kinderboven- en onderkleding en kledingaccessoires (algemeen assortiment)