Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 1 of the last 4 fiscal years.
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Two loss years in a row NBB
Negative result in 2025 and 2026.
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Tight liquidity NBB
Cash and receivables cover 22 % of short-term debt in 2026; threshold 65 %.
Financials
Financial year 2026
Marie-Laure Consulting from Tervuren, company number BE0553678770, closed financial year 2026 with a result of € -77,399 after tax. For that financial year Marie-Laure Consulting recorded a gross margin of € 30,340 and equity of € -23,637. Compared with financial year 2025, the result moved from € -15,772 to € -77,399. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on October 1, 2026.
€ -23,637
▼ € 77,399 vs 2025
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -77,399
▼ 391 % more loss than in 2025
Profit after tax over the fiscal year.
€ 1,362
▼ 82% vs 2025
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -23,837.
People and assets in 2026
€ 42,932
▼ 3% vs 2025
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 33,114
▼ 27% vs 2025
Book value of vehicles, furniture and equipment.
Debts at end 2026
€ 420,300
▼ 10% vs 2025
€ 42,743 is repaid this year. At this pace the long-term loan is gone in ≈ 9 years.
€ 4,266
▼ 93% vs 2025
Supplier invoices still open on the last day of the fiscal year.
€ 13,373
▼ 3% vs 2025
Taxes, VAT and social contributions still to pay.
| 2023 | 2024 | 2025 | 2026 | Change 2025 → 2026 | |
|---|---|---|---|---|---|
| Gross margin | € 114,763 | € 162,642 | € 92,162 | € 30,340 | ▼ 67% |
| Profit after taxes | € 35,216 | € 58,955 | € -15,772 | € -77,399 | ▼ € 61,628 |
| Equity | € 70,671 | € 69,534 | € 53,763 | € -23,637 | ▼ € 77,399 |
| Total debts | € 587,144 | € 578,712 | € 635,228 | € 533,540 | ▼ 16% |
| Cash | € 58,200 | € 42,931 | € 7,637 | € 1,362 | ▼ 82% |
| Land & buildings | € 362,818 | € 386,805 | € 368,931 | € 350,608 | ▼ 5% |
| Retained profit | € 70,471 | € 69,334 | € 53,563 | € -23,837 | ▼ € 77,399 |
| Dividend | € 50,113 | € 60,091 | € 0 | € 0 | |
| Bank debt | € 410,300 | € 449,852 | € 465,286 | € 420,300 | ▼ 10% |
| Balance sheet total | € 657,814 | € 648,246 | € 688,991 | € 509,904 | ▼ 26% |
Key figures of Marie-Laure Consulting, fiscal years 2023 to 2026, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2027) expected before 31 October 2027.
What happened to Marie-Laure Consulting?
What happened at Marie-Laure Consulting in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2026: loss of € 77,399. Source: NBB ↗
- New establishment in Tervuren. KBO
- New establishment in Tervuren. KBO
- Marie-Laure Smagghe became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 35,216 profit in 2023 to € 77,399 loss in 2026.
Paid € 2,369 in corporate taxes since 2023.
Best year ever: 2024, with € 58,955 profit.
Paid out € 110,204 in dividends to the owners in total.
Management
Behind Marie-Laure Consulting is Marie-Laure Smagghe.
Directors
According to the 2026 annual accounts
Marie-Laure Smagghe
Director
since 2014
Establishments
Establishment units
Physical locations of this company
Plintveld 1
3080 Tervuren
Dorpsstraat 56
3080 Tervuren
Active since 1 July 2017
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Website
Technologies
Hosting & Email
Email provider
Microsoft 365
Hosting
COMBELL-AS, BE
Website info
Features
Security
Network
Details
- Company number
- 0553.678.770
- VAT number
- BE 0553.678.770
- Registered office
- Plintveld 1, 3080 Tervuren
- Names & denominations
- Marie-Laure Consulting
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 4 June 2014
- Peppol
- Active · Active since 30 Oct 2023
- Contact
- mlcoaching.be [email protected]
- Activities · NACE
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