Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
-
Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 11 % of short-term debt in 2025; threshold 65 %.
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Shrinking team NBB
FTE fell two years in a row, from 5.5 to 2.8.
Financials
Financial year 2025
AR Creaties from Wetteren, company number BE0552799040, closed financial year 2025 with a result of € -295,576 after tax. For that financial year AR Creaties recorded a gross margin of € -65,333 and equity of € -460,420. Compared with financial year 2024, the result moved from € -16,685 to € -295,576. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 2, 2026.
€ -460,420
▼ € 295,576 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -295,576
▼ 1672 % more loss than in 2024
Profit after tax over the fiscal year.
€ 14,468
▲ € 11,326 vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -565,420.
People and assets in 2025
2.8
▼ 1.5 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 146,499
▼ 37% vs 2024
€ 52,300 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 23,353
▼ 30% vs 2024
Of which on lease € 14,000.
Debts at end 2025
€ 83,000
▼ 70% vs 2024
Loans from banks and other lenders, long and short.
€ 20,208
▼ 79% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 10,770
▼ 83% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 313,111 | € 363,850 | € 281,626 | € -65,333 | ▼ € 346,958 |
| Profit after taxes | € -60,636 | € -65,968 | € -16,685 | € -295,576 | ▼ € 278,891 |
| Equity | € -82,190 | € -148,159 | € -164,844 | € -460,420 | ▼ € 295,576 |
| Total debts | € 790,312 | € 909,818 | € 1,086,774 | € 847,902 | ▼ 22% |
| Cash | € 7,503 | € 36,165 | € 3,142 | € 14,468 | ▲ € 11,326 |
| Land & buildings | € 197,327 | € 178,123 | € 0 | - | |
| Retained profit | € -187,190 | € -253,159 | € -269,844 | € -565,420 | ▼ € 295,576 |
| Bank debt | € 364,573 | € 312,966 | € 273,337 | € 83,000 | ▼ 70% |
| Balance sheet total | € 708,121 | € 761,659 | € 921,930 | € 387,483 | ▼ 58% |
| Employees (FTE) | 6.1 | 5.5 | 4.3 | 2.8 | ▼ 1.5 |
Key figures of AR Creaties, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to AR Creaties?
What happened at AR Creaties in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 295,576. Source: NBB ↗
- New establishment in Wetteren. KBO
- New establishment in Oosterzele. KBO
- Start of the company according to the CBE. KBO
In short
From € 60,636 loss in 2022 to € 295,576 loss in 2025.
Paid € 213 in corporate taxes since 2022.
On average € 65,500 of value added per employee in 2024.
A new publication or filing at AR Creaties? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of RDF Invest comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
AR CreatiesBehind AR Creaties is Rdf Invest BV. The shares are held by RDF Invest (100%).
Directors
According to the 2025 annual accounts
Shareholders
100%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Damstraat 15
9230 Wetteren
Vrijhem 39 box b
9860 Oosterzele
Active since 19 May 2014
Damstraat 17 E
9230 Wetteren
Active since 2 January 2016
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 3 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0552.799.040
- VAT number
- BE 0552.799.040
- Registered office
- Damstraat 15, 9230 Wetteren
- Names & denominations
- AR Creaties
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 6 May 2014
- Peppol
- Active · Active since 27 Mar 2026
- Contact
- [email protected]
- Activities · NACE
Activiteiten van interieurarchitecten
Handel in eigen onroerend goed
Installatie van isolatie
Ontwikkeling van residentiële bouwprojecten
Isolatiewerkzaamheden