Active · per the CBE, 29 September 2026

SBM FINANCE

BE0552566735

Rechtspersoon Private limited company 1 establishment

SBM FINANCE is filed with the CBE under the catch-all “Agenten en makelaars in bankdiensten”, a code that says little about what the company actually does. Private Limited, started on 9 May 2014, 1 establishment.

Meerstraat 188, 1851 Grimbergen

Behind the company: SBM GROEP BV.

Active for

12 year, 4 months

Financials

Financial year 2025

SBM FINANCE from Grimbergen, company number BE0552566735, closed financial year 2025 with a result of € 74,016 after tax. For that financial year SBM FINANCE recorded a gross margin of € 477,524 and equity of € 197,843. Compared with financial year 2024, the result moved from € 37,615 to € 74,016. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 31, 2026.

What it is worth Growing

€ 197,843

▲ 14% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Growing

€ 74,016

▲ 97% vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 91,742

▼ 21% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Pays out

€ 72,000 paid out

97 % of the profit went to the shareholders, mostly to SBM GROEP (100 % of the shares). That is where the money ends up.

People and assets in 2025

Full-time equivalents

1.8

▼ 0.2 vs 2024

Average over the fiscal year, from the social balance sheet.

Wage cost

€ 332,787

▲ 135% vs 2024

€ 184,900 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 86,920

▲ € 79,119 vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt ≈ 5 years to go

€ 86,360

▲ € 77,825 vs 2024

€ 17,228 is repaid this year. At this pace the long-term loan is gone in ≈ 5 years.

Owed to suppliers

€ 46,742

▲ € 40,602 vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes and wages

€ 40,277

▲ 152% vs 2024

Taxes, VAT and social contributions still to pay.

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Key figures per fiscal year Download key figures (CSV)
2022202320242025Change 2024 → 2025
Gross margin € 200,033 € 214,290 € 247,194 € 477,524 ▲ 93%
Profit after taxes € 35,712 € 19,903 € 37,615 € 74,016 ▲ 97%
Equity € 139,278 € 135,931 € 173,545 € 197,843 ▲ 14%
Total debts € 188,921 € 223,822 € 59,998 € 251,101 ▲ € 191,103
Cash € 162,740 € 159,301 € 116,000 € 91,742 ▼ 21%
Retained profit € 126,811 € 123,464 € 161,078 € 185,183 ▲ 15%
Dividend € 23,250 € 23,250 € 0 € 72,000
Bank debt € 137,761 € 159,987 € 8,535 € 86,360 ▲ € 77,825
Balance sheet total € 328,199 € 359,752 € 233,544 € 448,945 ▲ 92%
Employees (FTE) 2 2 2 1.8 ▼ 0.2

Key figures of SBM FINANCE, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to SBM FINANCE?

What happened at SBM FINANCE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

  • New annual accounts for financial year 2025: profit of € 74,016 (▲ 97% vs 2024). Source: NBB ↗
  • SBM GROEP BV became a director. NBB
  • New establishment in Grimbergen. KBO
  • Start of the company according to the CBE. KBO

In short

From € 35,712 profit in 2022 to € 74,016 profit in 2025.

Paid € 61,234 in corporate taxes since 2022.

Best year ever: 2025, with € 74,016 profit.

On average € 265,300 of value added per employee in 2025.

Management

SBM GROEP 100%

The stake of SBM GROEP comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.

SBM FINANCE

Behind SBM FINANCE is SBM GROEP BV. The shares are held by SBM GROEP (100%).

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Directors

According to the 2025 annual accounts

SBM GROEP BV

Director · represented by Pieter Bieseman

Also active at: SBM INSURANCE

since 2024

Shareholders

Participations

No participations in other companies reported.

Establishments

Establishment units

Physical locations of this company

Registered office

Meerstraat 188

1851 Grimbergen

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number
0552.566.735
VAT number
BE 0552.566.735
Registered office
Meerstraat 188, 1851 Grimbergen
Names & denominations
SBM FINANCE
Enterprise type
Rechtspersoon
Legal form
Private limited company
Legal situation
Normale toestand
Start date
9 May 2014
Peppol
Active · Active since 24 Feb 2026
Activities · NACE

Agenten en makelaars in bankdiensten

Frequently asked questions

What does SBM FINANCE do?
SBM FINANCE is filed with the CBE under the catch-all “Agenten en makelaars in bankdiensten”, a code that says little about what the company actually does. Private Limited, started on 9 May 2014, 1 establishment.
What is the address of SBM FINANCE?
The registered office of SBM FINANCE is located at Meerstraat 188, 1851 Grimbergen.
Is SBM FINANCE still active?
Yes. According to the CBE (29 September 2026) SBM FINANCE is active, legal situation “Normale toestand”, started on 9 May 2014.
Is SBM FINANCE registered on Peppol?
Yes, SBM FINANCE is registered on the Peppol network with ID 0208:0552566735.
What is the enterprise number of SBM FINANCE?
The enterprise number of SBM FINANCE is BE0552566735.
When was SBM FINANCE founded?
SBM FINANCE was founded on 9 May 2014.