What does FINANCE VERTE do?

FINANCE VERTE is filed with the CBE under the catch-all “Agenten en makelaars in bankdiensten”, a code that says little about what the company actually does. Private Limited, started on 6 May 2014, 1 establishment.

What is the address of FINANCE VERTE?

The registered office of FINANCE VERTE is located at Rue du Long Mur 150, 4460 Grâce-Hollogne.

Is FINANCE VERTE still active?

Yes. According to the CBE (30 October 2026) FINANCE VERTE is active, legal situation “Normale toestand”, started on 6 May 2014.

Is FINANCE VERTE registered on Peppol?

No, FINANCE VERTE is currently not registered on the Peppol network.

What is the enterprise number of FINANCE VERTE?

The enterprise number of FINANCE VERTE is BE0551948014.

When was FINANCE VERTE founded?

FINANCE VERTE was founded on 6 May 2014.

Who are the directors of FINANCE VERTE?

According to the 2025 annual accounts, the directors of FINANCE VERTE are: FABRICE HECK.

Is FINANCE VERTE a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 6 May 2014; 5 annual accounts filed, latest fiscal year 2025; 1 directors known from the annual account.

How much profit did FINANCE VERTE make in 2025?

FINANCE VERTE recorded a loss after taxes of € 89,765 in financial year 2025.

What is the revenue of FINANCE VERTE?

As a small company, FINANCE VERTE is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 77,191.

FINANCE VERTE (Private Limited) - Grâce-Hollogne

Dossier FINANCE VERTE, printed on 30 October 2026 from databakkes.be/en/0551948014/finance-verte. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

Negative equity NBB

More debt than assets in 2 of the last 4 fiscal years.
Tight liquidity NBB

Cash and receivables cover 11 % of short-term debt in 2025; threshold 65 %.
Not on Peppol Peppol

Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.

Financials

Financial year 2025

FINANCE VERTE from Grâce-Hollogne, company number BE0551948014, closed financial year 2025 with a result of € -89,765 after tax. For that financial year FINANCE VERTE recorded a gross margin of € 77,191 and equity of € -47,992. Compared with financial year 2024, the result moved from € 39,202 to € -89,765. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 28, 2026.

What it is worth Caution

€ -47,992

▼ € 89,765 vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Loss Caution

€ -89,765

▼ still € 39,202 profit in 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 7,126

▼ 72% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Caution

Loss, nothing to pay out

Reserves fell to € -72,992.

People and assets in 2025

Full-time equivalents estimate The annual accounts report no full-time equivalents. A micro company with one active director is usually run by that person; this is an assumption, not a figure from the source.

≈ 1

No payroll staff. One director, so that person most likely runs the business.

Wage cost

€ 60,230

▲ 275% vs 2024

Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Debts at end 2025

Bank debt ≈ 5 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 93,789

▼ 81% vs 2024

€ 19,190 is repaid this year. At this pace the long-term loan is gone in ≈ 5 years.

Owed to suppliers

€ 5,816

▼ 85% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes and wages

€ 24,909

▲ 26% vs 2024

Taxes, VAT and social contributions still to pay.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 88,639 Gross margin 2022: € 88,639 First fiscal year in the series	€ 118,763 Gross margin 2023: € 118,763 ▲ 34% vs 2022 (€ 88,639) Favourable step	€ 112,795 Gross margin 2024: € 112,795 ▼ 5% vs 2023 (€ 118,763) Unfavourable step	€ 77,191 Gross margin 2025: € 77,191 ▼ 32% vs 2024 (€ 112,795) Unfavourable step	▼ 32%
Profit after taxes	€ -25,443 Profit after taxes 2022: € -25,443 First fiscal year in the series	€ 14,592 Profit after taxes 2023: € 14,592 ▲ € 40,035 vs 2022 (€ -25,443) Favourable step	€ 39,202 Profit after taxes 2024: € 39,202 ▲ 169% vs 2023 (€ 14,592) Favourable step	€ -89,765 Profit after taxes 2025: € -89,765 ▼ € 128,967 vs 2024 (€ 39,202) Unfavourable step	▼ € 128,967
Equity	€ -12,022 Equity 2022: € -12,022 First fiscal year in the series	€ 2,570 Equity 2023: € 2,570 ▲ € 14,592 vs 2022 (€ -12,022) Favourable step	€ 41,773 Equity 2024: € 41,773 ▲ € 39,202 vs 2023 (€ 2,570) Favourable step	€ -47,992 Equity 2025: € -47,992 ▼ € 89,765 vs 2024 (€ 41,773) Unfavourable step	▼ € 89,765
Total debts	€ 230,104 Total debts 2022: € 230,104 First fiscal year in the series	€ 173,389 Total debts 2023: € 173,389 ▼ 25% vs 2022 (€ 230,104) Favourable step	€ 562,602 Total debts 2024: € 562,602 ▲ 224% vs 2023 (€ 173,389) Unfavourable step	€ 140,122 Total debts 2025: € 140,122 ▼ 75% vs 2024 (€ 562,602) Favourable step	▼ 75%
Cash	-	€ 39,462 Cash 2023: € 39,462 First fiscal year in the series	€ 25,310 Cash 2024: € 25,310 ▼ 36% vs 2023 (€ 39,462) Unfavourable step	€ 7,126 Cash 2025: € 7,126 ▼ 72% vs 2024 (€ 25,310) Unfavourable step	▼ 72%
Land & buildings	€ 93,553 Land & buildings 2022: € 93,553 First fiscal year in the series	€ 75,804 Land & buildings 2023: € 75,804 ▼ 19% vs 2022 (€ 93,553) Unchanged	€ 82,056 Land & buildings 2024: € 82,056 ▲ 8% vs 2023 (€ 75,804) Unchanged	€ 76,307 Land & buildings 2025: € 76,307 ▼ 7% vs 2024 (€ 82,056) Unchanged	▼ 7%
Retained profit	€ -37,022 Retained profit 2022: € -37,022 First fiscal year in the series	€ -22,430 Retained profit 2023: € -22,430 ▲ € 14,592 vs 2022 (€ -37,022) Favourable step	€ 16,773 Retained profit 2024: € 16,773 ▲ € 39,202 vs 2023 (€ -22,430) Favourable step	€ -72,992 Retained profit 2025: € -72,992 ▼ € 89,765 vs 2024 (€ 16,773) Unfavourable step	▼ € 89,765
Bank debt	€ 191,757 Bank debt 2022: € 191,757 First fiscal year in the series	€ 152,696 Bank debt 2023: € 152,696 ▼ 20% vs 2022 (€ 191,757) Favourable step	€ 496,318 Bank debt 2024: € 496,318 ▲ 225% vs 2023 (€ 152,696) Unfavourable step	€ 93,789 Bank debt 2025: € 93,789 ▼ 81% vs 2024 (€ 496,318) Favourable step	▼ 81%
Balance sheet total	€ 218,083 Balance sheet total 2022: € 218,083 First fiscal year in the series	€ 175,959 Balance sheet total 2023: € 175,959 ▼ 19% vs 2022 (€ 218,083) Unchanged	€ 604,374 Balance sheet total 2024: € 604,374 ▲ 243% vs 2023 (€ 175,959) Unchanged	€ 92,129 Balance sheet total 2025: € 92,129 ▼ 85% vs 2024 (€ 604,374) Unchanged	▼ 85%

Key figures of FINANCE VERTE, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to FINANCE VERTE?

What happened at FINANCE VERTE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Aug 28, 2026 New annual accounts for financial year 2025: loss of € 89,765 (▼ € 128,967 vs 2024). filed late Source: NBB ↗
Jun 1, 2023 New establishment in Grâce-Hollogne. KBO
2014 FABRICE HECK became a director. NBB
May 6, 2014 Start of the company according to the CBE. KBO

In short

From € 25,443 loss in 2022 to € 89,765 loss in 2025.

Paid € 19,309 in corporate taxes since 2022.

Best year ever: 2024, with € 39,202 profit.

Original PDFs at the National Bank ↗

Management

FABRICE HECK

FINANCE VERTE

Behind FINANCE VERTE is FABRICE HECK.

Directors

According to the 2025 annual accounts

FABRICE HECK

Director

since 2014

Establishments

Establishment units

Physical locations of this company

Registered office

Rue du Long Mur 150

4460 Grâce-Hollogne

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number: 0551.948.014
VAT number: BE 0551.948.014
Registered office: Rue du Long Mur 150, 4460 Grâce-Hollogne
Names & denominations: FINANCE VERTE · FINAVEL
Enterprise type: Rechtspersoon
Legal form: Private limited company
Legal situation: Normale toestand
Start date: 6 May 2014
Peppol: Not registered
Contact: [email protected] +32484713609
Activities · NACE: Agenten en makelaars in bankdiensten

View on CBE Public ↗ Annual accounts (NBB) ↗