What does Stepago do?

Stepago is registered with the CBE as active in: Handel in eigen onroerend goed. Private Limited, started on 25 April 2014.

What is the address of Stepago?

The registered office of Stepago is located at Sint-Pieterskaai 2, 8000 Brugge.

Is Stepago still active?

Yes. According to the CBE (1 October 2026) Stepago is active, legal situation “Normale toestand”, started on 25 April 2014.

Is Stepago registered on Peppol?

Yes, Stepago is registered on the Peppol network with ID 0208:0550889625.

What is the enterprise number of Stepago?

The enterprise number of Stepago is BE0550889625.

When was Stepago founded?

Stepago was founded on 25 April 2014.

Is Stepago a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 25 April 2014; 5 annual accounts filed, latest fiscal year 2025.

How much profit did Stepago make in 2025?

Stepago recorded a loss after taxes of € 12,080 in financial year 2025.

What is the revenue of Stepago?

As a small company, Stepago is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 50,801.

Does Stepago have a website?

Yes, Stepago has a website at rogervandale.be.

Stepago (Private Limited) - Brugge - BE0550889625

Dossier Stepago, printed on 1 October 2026 from databakkes.be/en/0550889625/stepago. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

Tight liquidity NBB

Cash and receivables cover 0 % of short-term debt in 2025; threshold 65 %.

Financials

Financial year 2025

Stepago from Brugge, company number BE0550889625, closed financial year 2025 with a result of € -12,080 after tax. For that financial year Stepago recorded a gross margin of € 50,801 and equity of € 47,561. Compared with financial year 2024, the result moved from € 4,244 to € -12,080. The company made a loss. The company holds a healthy buffer. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 31, 2026.

What it is worth Healthy

€ 47,561

▼ 20% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Loss Caution

€ -12,080

▼ still € 4,244 profit in 2024

Profit after tax over the fiscal year.

Where the profit goes Caution

Loss, nothing to pay out

Reserves fell to € -27,439.

Debts at end 2025

Bank debt ≈ 7 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 454,562

▼ 11% vs 2024

€ 64,878 is repaid this year. At this pace the long-term loan is gone in ≈ 7 years.

Owed to suppliers

€ 141,663

▲ € 117,692 vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes

€ 2,181

▼ 59% vs 2024

Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.

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Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 61,325 Gross margin 2022: € 61,325 First fiscal year in the series	€ 65,878 Gross margin 2023: € 65,878 ▲ 7% vs 2022 (€ 61,325) Favourable step	€ 66,179 Gross margin 2024: € 66,179 Unchanged (€ 65,878) Favourable step	€ 50,801 Gross margin 2025: € 50,801 ▼ 23% vs 2024 (€ 66,179) Unfavourable step	▼ 23%
Profit after taxes	€ 18,251 Profit after taxes 2022: € 18,251 First fiscal year in the series	€ 6,869 Profit after taxes 2023: € 6,869 ▼ 62% vs 2022 (€ 18,251) Unfavourable step	€ 4,244 Profit after taxes 2024: € 4,244 ▼ 38% vs 2023 (€ 6,869) Unfavourable step	€ -12,080 Profit after taxes 2025: € -12,080 ▼ € 16,324 vs 2024 (€ 4,244) Unfavourable step	▼ € 16,324
Equity	€ 48,528 Equity 2022: € 48,528 First fiscal year in the series	€ 55,397 Equity 2023: € 55,397 ▲ 14% vs 2022 (€ 48,528) Favourable step	€ 59,641 Equity 2024: € 59,641 ▲ 8% vs 2023 (€ 55,397) Favourable step	€ 47,561 Equity 2025: € 47,561 ▼ 20% vs 2024 (€ 59,641) Unfavourable step	▼ 20%
Total debts	€ 989,837 Total debts 2022: € 989,837 First fiscal year in the series	€ 1,335,144 Total debts 2023: € 1,335,144 ▲ 35% vs 2022 (€ 989,837) Unfavourable step	€ 1,466,750 Total debts 2024: € 1,466,750 ▲ 10% vs 2023 (€ 1,335,144) Unfavourable step	€ 1,560,318 Total debts 2025: € 1,560,318 ▲ 6% vs 2024 (€ 1,466,750) Unfavourable step	▲ 6%
Cash	€ 1,406 Cash 2022: € 1,406 First fiscal year in the series	€ 1,308 Cash 2023: € 1,308 ▼ 7% vs 2022 (€ 1,406) Unfavourable step	€ 65,629 Cash 2024: € 65,629 ▲ € 64,321 vs 2023 (€ 1,308) Favourable step	-
Land & buildings	€ 975,050 Land & buildings 2022: € 975,050 First fiscal year in the series	€ 957,186 Land & buildings 2023: € 957,186 ▼ 2% vs 2022 (€ 975,050) Unchanged	€ 939,322 Land & buildings 2024: € 939,322 ▼ 2% vs 2023 (€ 957,186) Unchanged	€ 921,458 Land & buildings 2025: € 921,458 ▼ 2% vs 2024 (€ 939,322) Unchanged	▼ 2%
Retained profit	€ -26,472 Retained profit 2022: € -26,472 First fiscal year in the series	€ -19,603 Retained profit 2023: € -19,603 ▲ € 6,869 vs 2022 (€ -26,472) Favourable step	€ -15,359 Retained profit 2024: € -15,359 ▲ € 4,244 vs 2023 (€ -19,603) Favourable step	€ -27,439 Retained profit 2025: € -27,439 ▼ € 12,080 vs 2024 (€ -15,359) Unfavourable step	▼ € 12,080
Bank debt	€ 629,148 Bank debt 2022: € 629,148 First fiscal year in the series	€ 570,401 Bank debt 2023: € 570,401 ▼ 9% vs 2022 (€ 629,148) Favourable step	€ 513,438 Bank debt 2024: € 513,438 ▼ 10% vs 2023 (€ 570,401) Favourable step	€ 454,562 Bank debt 2025: € 454,562 ▼ 11% vs 2024 (€ 513,438) Favourable step	▼ 11%
Balance sheet total	€ 1,038,365 Balance sheet total 2022: € 1,038,365 First fiscal year in the series	€ 1,390,541 Balance sheet total 2023: € 1,390,541 ▲ 34% vs 2022 (€ 1,038,365) Unchanged	€ 1,526,391 Balance sheet total 2024: € 1,526,391 ▲ 10% vs 2023 (€ 1,390,541) Unchanged	€ 1,607,879 Balance sheet total 2025: € 1,607,879 ▲ 5% vs 2024 (€ 1,526,391) Unchanged	▲ 5%

Key figures of Stepago, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to Stepago?

What happened at Stepago in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Aug 31, 2026 New annual accounts for financial year 2025: loss of € 12,080 (▼ € 16,324 vs 2024). filed late Source: NBB ↗
Apr 25, 2014 Start of the company according to the CBE. KBO

In short

From € 18,251 profit in 2022 to € 12,080 loss in 2025.

Best year ever: 2022, with € 18,251 profit.

Original PDFs at the National Bank ↗

A new publication or filing at Stepago? We notify you, reason included.

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My folder 3 companies

De Lijn 8 June 2026 New annual account 2025

filed on 8 June 2026

What was left

€ 20 k ▼ 91%
Money in the bank

€ 178 k ▼ 98%

Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit

Real filings at the National Bank

Establishments

Establishment units

Physical locations of this company

Registered office

Sint-Pieterskaai 2

8000 Brugge

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.

All companies at this address →

ROGER VAN DALE

€ 533,115 gross margin · 2025

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Website

HTTPS rogervandale.be

About

Technologies

Adobe FontsApacheFont Awesome

Hosting & Email

Email provider

Self-hosted

Hosting

COMBELL-AS, BE

Website info

HTTPS Ja

Languages NL

Features

Jobs Contact page

Security

✓ HTTPS

✓ SPF

✓ DMARC

Details

Company number

0550.889.625

VAT number

BE 0550.889.625

Registered office

Sint-Pieterskaai 2, 8000 Brugge

Names & denominations

Stepago

Enterprise type

Rechtspersoon

Legal form

Private limited company

Legal situation

Normale toestand

Start date

25 April 2014

Peppol

Active · Active since 22 Dec 2025

Contact

rogervandale.be

Activities · NACE

Handel in eigen onroerend goed

Algemene bouw van residentiële gebouwen

Ontwikkeling van residentiële bouwprojecten

View on CBE Public ↗ Annual accounts (NBB) ↗