Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 56 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
CV De Vos Andy from Kaprijke, company number BE0550657815, closed financial year 2025 with a result of € -115,184 after tax. For that financial year CV De Vos Andy recorded a gross margin of € 212,008 and equity of € 388,668. Compared with financial year 2024, the result moved from € 71,569 to € -115,184. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 23, 2026.
€ 388,668
▼ 23% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -115,184
▼ still € 71,569 profit in 2024
Profit after tax over the fiscal year.
€ 8,113
▼ 96% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 370,068.
People and assets in 2025
4.8
▲ 0.3 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 243,117
▲ 10% vs 2024
€ 50,600 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 62,842
▼ 59% vs 2024
Of which on lease € 18,269.
Debts at end 2025
€ 509,617
▼ 20% vs 2024
€ 73,822 is repaid this year. At this pace the long-term loan is gone in ≈ 5 years.
€ 103,845
▼ 27% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 5,548
▲ 26% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 368,390 | € 523,405 | € 451,260 | € 212,008 | ▼ 53% |
| Profit after taxes | € 109,233 | € 84,387 | € 71,569 | € -115,184 | ▼ € 186,753 |
| Equity | € 367,896 | € 452,283 | € 503,852 | € 388,668 | ▼ 23% |
| Total debts | € 1,004,685 | € 1,056,840 | € 800,935 | € 626,539 | ▼ 22% |
| Cash | € 108,988 | € 11,202 | € 187,537 | € 8,113 | ▼ 96% |
| Land & buildings | € 275,648 | € 593,077 | € 254,673 | € 314,436 | ▲ 23% |
| Retained profit | € 349,296 | € 433,683 | € 485,252 | € 370,068 | ▼ 24% |
| Dividend | € 0 | € 0 | € 20,000 | € 0 | ▼ 100% |
| Bank debt | € 695,790 | € 977,169 | € 633,119 | € 509,617 | ▼ 20% |
| Balance sheet total | € 1,372,581 | € 1,509,123 | € 1,304,787 | € 1,015,207 | ▼ 22% |
| Employees (FTE) | 3.7 | 6.2 | 4.5 | 4.8 | ▲ 0.3 |
Key figures of CV De Vos Andy, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to CV De Vos Andy?
What happened at CV De Vos Andy in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 115,184 (▼ € 186,753 vs 2024). Source: NBB ↗
- New establishment in Kaprijke. KBO
- Start of the company according to the CBE. KBO
In short
From € 109,233 profit in 2022 to € 115,184 loss in 2025.
Paid € 68,936 in corporate taxes since 2022.
Best year ever: 2022, with € 109,233 profit.
On average € 44,200 of value added per employee in 2025.
Management
Behind CV De Vos Andy are Anneleen Heynssens and Andy De Vos.
Directors
According to the 2025 annual accounts
Anneleen Heynssens
Director
Andy De Vos
Director
Establishments
Establishment units
Physical locations of this company
Heidestraat 4
9971 Kaprijke
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0550.657.815
- VAT number
- BE 0550.657.815
- Registered office
- Heidestraat 4, 9971 Kaprijke
- Names & denominations
- CV De Vos Andy
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 11 April 2014
- Peppol
- Active · Active since 18 Jul 2025
- Activities · NACE
Installatie van verwarming, klimaatregeling, koeling en ventilatie aangedreven door elektriciteit
Sanitaire werkzaamheden