Financials
Financial year 2025
P & P Finance from Ath, company number BE0550439663, closed financial year 2025 with a result of € 189,463 after tax. For that financial year P & P Finance recorded a gross margin of € 261,827 and equity of € 20,460. Compared with financial year 2024, the result moved from € 130,413 to € 189,463. Profitable, and profit is growing. The buffer shrank hard: equity is 53 % below last year. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on April 30, 2026.
€ 20,460
▼ 53% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 189,463
▲ 45% vs 2024
Profit after tax over the fiscal year.
€ 226,532
▲ 85% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 212,685 paid out
More than the year’s profit went to the shareholders; reserves fell.
People and assets in 2025
€ 35,123
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 67,910
▲ 14% vs 2024
€ 22,139 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.
€ 7,962
▲ 19% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 14,294
▼ 34% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 122,339 | € 169,412 | € 177,473 | € 261,827 | ▲ 48% |
| Profit after taxes | € 83,264 | € 117,000 | € 130,413 | € 189,463 | ▲ 45% |
| Equity | € 66,268 | € 63,268 | € 43,682 | € 20,460 | ▼ 53% |
| Total debts | € 167,239 | € 213,333 | € 269,054 | € 443,947 | ▲ 65% |
| Cash | € 95,808 | € 72,888 | € 122,688 | € 226,532 | ▲ 85% |
| Retained profit | € 47,668 | € 44,668 | € 25,082 | € 1,860 | ▼ 93% |
| Dividend | € 142,993 | € 120,000 | € 150,000 | € 212,685 | ▲ 42% |
| Bank debt | € 7,568 | € 67,111 | € 59,781 | € 67,910 | ▲ 14% |
| Balance sheet total | € 233,507 | € 276,601 | € 312,735 | € 464,407 | ▲ 48% |
Key figures of P & P Finance, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 April 2027.
What happened to P & P Finance?
What happened at P & P Finance in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 189,463 (▲ 45% vs 2024). Source: NBB ↗
- New establishment in Chièvres. KBO
- Start of the company according to the CBE. KBO
- PHILIPPE PICRON became a director. NBB
In short
From € 83,264 profit in 2022 to € 189,463 profit in 2025.
Paid € 184,105 in corporate taxes since 2022.
Best year ever: 2025, with € 189,463 profit.
Paid out € 625,678 in dividends to the owners in total.
Management
Behind P & P Finance is PHILIPPE PICRON. It owns 25% of PAYS VERT CONSEILS and 10% of TOURNAISIS SERVICES itself.
Directors
According to the 2025 annual accounts
since 2014
Establishments
Establishment units
Physical locations of this company
Rue de la Fontaine(Orm) 8
7802 Ath
Rue de la Ladrerie 7
7951 Chièvres
Active since 8 April 2014
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0550.439.663
- VAT number
- BE 0550.439.663
- Registered office
- Rue de la Fontaine(Orm) 8, 7802 Ath
- Names & denominations
- P & P Finance
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 8 April 2014
- Peppol
- Active · Active since 26 Dec 2025
- Activities · NACE
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