Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 32 % of short-term debt in 2025; threshold 65 %.
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Legal situation KBO
Opening faillissement according to the CBE.
Financials
Financial year 2025
SPAR EXPRESS BILZEN from Bilzen-Hoeselt, company number BE0550359588, closed financial year 2025 with a result of € -70,804 after tax. For that financial year SPAR EXPRESS BILZEN recorded a gross margin of € -15,211 and equity of € 44,151. Compared with financial year 2024, the result moved from € 36,834 to € -70,804. The company made a loss. The buffer shrank hard: equity is 62 % below last year. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on April 30, 2026.
€ 44,151
▼ 62% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -70,804
▼ still € 36,834 profit in 2024
Profit after tax over the fiscal year.
€ 10,929
▼ 73% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 28,951.
People and assets in 2025
€ 17,430
▼ 79% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 6,866
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 6,369
€ 2,648 is repaid this year. At this pace the long-term loan is gone in ≈ 2 years.
€ 26,993
▼ 18% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 7,589
▲ € 6,077 vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 148,895 | € 156,489 | € 140,526 | € -15,211 | ▼ € 155,737 |
| Profit after taxes | € 8,285 | € 12,472 | € 36,834 | € -70,804 | ▼ € 107,638 |
| Equity | € 50,648 | € 63,120 | € 114,954 | € 44,151 | ▼ 62% |
| Total debts | € 75,125 | € 118,980 | € 71,666 | € 106,085 | ▲ 48% |
| Cash | € 39,363 | € 30,631 | € 41,210 | € 10,929 | ▼ 73% |
| Retained profit | € 50,448 | € 62,920 | € 99,754 | € 28,951 | ▼ 71% |
| Bank debt | € 0 | € 0 | € 0 | € 6,369 | |
| Balance sheet total | € 125,772 | € 182,099 | € 189,120 | € 150,236 | ▼ 21% |
| Employees (FTE) | 4.2 | 4.2 | - | - |
Key figures of SPAR EXPRESS BILZEN, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 April 2027.
What happened to SPAR EXPRESS BILZEN?
What happened at SPAR EXPRESS BILZEN in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
SPAR EXPRESS BILZEN is active according to the CBE. Legal situation: Opening faillissement.
- New annual accounts for financial year 2025: loss of € 70,804 (▼ € 107,638 vs 2024). Source: NBB ↗
- New establishment in Bilzen-Hoeselt. KBO
- Start of the company according to the CBE. KBO
In short
From € 8,285 profit in 2022 to € 70,804 loss in 2025.
Paid € 16,356 in corporate taxes since 2022.
Best year ever: 2024, with € 36,834 profit.
On average € 37,300 of value added per employee in 2023.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind SPAR EXPRESS BILZEN are Gurbhaar Singh, Amritpreet Kaur, Gurdial Singh and Surinder Pal Singh. Gurdial Singh is also behind Amrit Shop.
Directors
According to the 2025 annual accounts
Gurbhaar Singh
Director
Amritpreet Kaur
Director
Surinder Pal Singh
Director
Establishments
Establishment units
Physical locations of this company
De Commanderie 17
3740 Bilzen-Hoeselt
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0550.359.588
- VAT number
- BE 0550.359.588
- Registered office
- De Commanderie 17, 3740 Bilzen-Hoeselt
- Names & denominations
- SPAR EXPRESS BILZEN
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Opening faillissement
- Start date
- 1 April 2014
- Peppol
- Active · Active since 25 Aug 2026
- Activities · NACE
Niet-gespecialiseerde detailhandel waarbij voedings- en genotmiddelen overheersen
Detailhandel in niet-gespecialiseerde winkels waarbij voedings- en genotmiddelen overheersen (verkoopsoppervlakte tussen 100 m² en minder dan 400 m²)
Detailhandel in niet-gespecialiseerde winkels waarbij voedings- en genotmiddelen overheersen (verkoopsoppervlakte tussen 400 m² en minder dan 2500 m²)
Detailhandel in elektrische huishoudapparaten
Detailhandel in schoeisel
Detailhandel in kranten en andere tijdschriften
Detailhandel in dranken, algemeen assortiment
Detailhandel in cosmetica en toiletartikelen
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