Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 2 % of short-term debt in 2025; threshold 65 %.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
Speeckaert LM from Lennik, company number BE0548826592, closed financial year 2025 with a result of € 4,639 after tax. For that financial year Speeckaert LM recorded a gross margin of € 37,554 and equity of € 305,265. Compared with financial year 2024, the result moved from € 5,402 to € 4,639. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on May 4, 2026.
€ 305,265
▲ 2% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 4,639
▼ 14% vs 2024
Profit after tax over the fiscal year.
€ 4,386
▲ € 3,945 vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 26,565.
People and assets in 2025
€ 29,213
▲ € 23,412 vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 12,621
▼ 48% vs 2024
€ 3,657 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.
€ 366
▲ 11% vs 2024
Supplier invoices still open on the last day of the fiscal year.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 51,399 | € 45,414 | € 41,973 | € 37,554 | ▼ 11% |
| Profit after taxes | € 10,897 | € 6,958 | € 5,402 | € 4,639 | ▼ 14% |
| Equity | € 213,267 | € 295,225 | € 300,626 | € 305,265 | ▲ 2% |
| Total debts | € 425,261 | € 307,981 | € 273,948 | € 271,824 | ▼ 1% |
| Cash | € 6,340 | € 627 | € 441 | € 4,386 | ▲ € 3,945 |
| Land & buildings | € 566,702 | € 548,955 | € 528,942 | € 510,070 | ▼ 4% |
| Retained profit | € 9,567 | € 16,525 | € 21,926 | € 26,565 | ▲ 21% |
| Bank debt | € 133,892 | € 79,617 | € 24,154 | € 12,621 | ▼ 48% |
| Balance sheet total | € 638,528 | € 603,206 | € 574,574 | € 577,090 |
Key figures of Speeckaert LM, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Speeckaert LM?
What happened at Speeckaert LM in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 4,639 (▼ 14% vs 2024). Source: NBB ↗
- New establishment in Lennik. KBO
- Start of the company according to the CBE. KBO
- Lucien Speeckaert became a director. NBB
In short
From € 10,897 profit in 2022 to € 4,639 profit in 2025.
Paid € 13,985 in corporate taxes since 2022.
Best year ever: 2022, with € 10,897 profit.
Management
Behind Speeckaert LM is Lucien Speeckaert.
Directors
According to the 2025 annual accounts
Lucien Speeckaert
Manager
since 2014
Establishments
Establishment units
Physical locations of this company
Frans Luckxstraat 59
1750 Lennik
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0548.826.592
- VAT number
- BE 0548.826.592
- Registered office
- Frans Luckxstraat 59, 1750 Lennik
- Names & denominations
- Speeckaert LM
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 24 March 2014
- Peppol
- Not registered