Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Two loss years in a row NBB
Negative result in 2023 and 2025.
-
Tight liquidity NBB
Cash and receivables cover 1 % of short-term debt in 2025; threshold 65 %.
-
Busy address KBO
16 other companies have their registered office at the same address; threshold 10.
-
Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
G & S IMMO from Saint-Ghislain, company number BE0548694059, closed financial year 2025 with a result of € -3,800 after tax. Compared with financial year 2023, the result moved from € -3,424 to € -3,800. The company made a loss. The company holds a healthy buffer. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on July 13, 2026.
€ 15,588
▼ 33% vs 2023
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -3,800
▼ 11 % more loss than in 2023
Profit after tax over the fiscal year.
Loss, nothing to pay out
Reserves fell to € -33,912.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
Debts at end 2025
€ 2
Loans from banks and other lenders, long and short.
€ 590
Supplier invoices still open on the last day of the fiscal year.
| 2021 | 2023 | 2025 | Change 2023 → 2025 | |
|---|---|---|---|---|
| Gross margin | € 3,850 | € 5,850 | - | |
| Profit after taxes | € 9 | € -3,424 | € -3,800 | ▼ € 376 |
| Equity | € 30,376 | € 23,188 | € 15,588 | ▼ 33% |
| Total debts | € 41,156 | € 36,247 | € 36,247 | |
| Cash | € 4,533 | - | - | |
| Land & buildings | € 66,500 | € 58,900 | € 51,300 | ▼ 13% |
| Retained profit | € -19,124 | € -26,312 | € -33,912 | ▼ € 7,600 |
| Bank debt | € 0 | € 2 | € 2 | |
| Balance sheet total | € 71,533 | € 59,436 | € 51,836 | ▼ 13% |
Key figures of G & S IMMO, fiscal years 2021 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to G & S IMMO?
What happened at G & S IMMO in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 3,800. Source: NBB ↗
- Kamal SAIM became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 9 profit in 2021 to € 3,800 loss in 2025.
Paid € 5,464 in corporate taxes since 2021.
Best year ever: 2021, with € 9 profit.
Management
Behind G & S IMMO is Kamal SAIM.
Directors
According to the 2025 annual accounts
Kamal SAIM
Director
since 2014
Establishments
Establishment units
Physical locations of this company
Rue de la Hamaide(T) 117
7333 Saint-Ghislain
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 16 companies are registered at this address.
All companies at this address →COLARIS
DS ALUMINIUM
€ -20,795 gross margin · 2024
DAVROS EVO CONSTRUCT
€ 9,443 gross margin · 2025
TRANS INTERWORKS
€ 844,101 gross margin · 2025
CARALISE
€ 5,087 gross margin · 2025
+11 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0548.694.059
- VAT number
- BE 0548.694.059
- Registered office
- Rue de la Hamaide(T) 117, 7333 Saint-Ghislain
- Names & denominations
- G & S IMMO
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 19 March 2014
- Peppol
- Not registered