Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
-
Tight liquidity NBB
Cash and receivables cover 56 % of short-term debt in 2025; threshold 65 %.
-
Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
Bread 24 from Merchtem, company number BE0547939538, closed financial year 2025 with a result of € -491 after tax. For that financial year Bread 24 recorded a gross margin of € -491 and equity of € -34,496. Compared with financial year 2023, the result moved from € 235 to € -491. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 29, 2026.
€ -34,496
▼ € 2,098 vs 2023
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -491
▼ still € 235 profit in 2023
Profit after tax over the fiscal year.
Loss, nothing to pay out
Reserves fell to € -40,696.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 220
Supplier invoices still open on the last day of the fiscal year.
| 2021 | 2022 | 2023 | 2025 | Change 2023 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | - | € -3,204 | € 235 | € -491 | ▼ € 726 |
| Profit after taxes | € 0 | € -3,254 | € 235 | € -491 | ▼ € 726 |
| Equity | € -29,379 | € -32,633 | € -32,398 | € -34,496 | ▼ € 2,098 |
| Total debts | € 73,225 | € 76,479 | € 76,400 | € 78,342 | ▲ 3% |
| Cash | - | - | € 156 | - | |
| Retained profit | € -35,579 | € -38,833 | € -38,598 | € -40,696 | ▼ € 2,098 |
| Bank debt | € 144 | € 144 | € 0 | € 0 | |
| Balance sheet total | € 43,846 | € 43,846 | € 44,002 | € 43,846 |
Key figures of Bread 24, fiscal years 2021 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Bread 24?
What happened at Bread 24 in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 491 (▼ € 726 vs 2023). filed late Source: NBB ↗
- New establishment in Opwijk. KBO
- Start of the company according to the CBE. KBO
In short
From € 0 profit in 2021 to € 491 loss in 2025.
Best year ever: 2023, with € 235 profit.
Management
Behind Bread 24 is Jens Bertouille. Jens Bertouille is also behind Jens Bertouille and Bertouille Immo.
Directors
According to the 2025 annual accounts
Establishments
Establishment units
Physical locations of this company
Stationsstraat 4
1785 Merchtem
Schoolstraat 100
1745 Opwijk
Active since 14 March 2014
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0547.939.538
- VAT number
- BE 0547.939.538
- Registered office
- Stationsstraat 4, 1785 Merchtem
- Names & denominations
- Bread 24
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 14 March 2014
- Peppol
- Not registered