Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 53 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
A&L from Gent, company number BE0544894431, closed financial year 2025 with a result of € -22,702 after tax. For that financial year A&L recorded a gross margin of € 153,936 and equity of € 191,865. Compared with financial year 2024, the result moved from € -2,104 to € -22,702. The company made a loss. The company holds a healthy buffer. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on July 10, 2026.
€ 191,865
▼ 11% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -22,702
▼ 979 % more loss than in 2024
Profit after tax over the fiscal year.
€ 9,988
▲ 151% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -58,135.
Debts at end 2025
€ 974,166
▼ 11% vs 2024
€ 120,000 is repaid this year. At this pace the long-term loan is gone in ≈ 8 years.
€ 1,363
▲ 129% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 151
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 173,525 | € 159,810 | € 176,724 | € 153,936 | ▼ 13% |
| Profit after taxes | € -2,690 | € -15,187 | € -2,104 | € -22,702 | ▼ € 20,598 |
| Equity | € 231,857 | € 216,670 | € 214,566 | € 191,865 | ▼ 11% |
| Total debts | € 1,348,567 | € 1,234,387 | € 1,120,661 | € 1,009,821 | ▼ 10% |
| Cash | € 31,575 | € 5,981 | € 3,987 | € 9,988 | ▲ 151% |
| Land & buildings | € 943,681 | € 913,225 | € 882,768 | € 852,312 | ▼ 3% |
| Retained profit | € -18,143 | € -33,330 | € -35,434 | € -58,135 | ▼ € 22,702 |
| Bank debt | € 1,334,166 | € 1,214,166 | € 1,094,166 | € 974,166 | ▼ 11% |
| Balance sheet total | € 1,580,424 | € 1,451,057 | € 1,335,227 | € 1,201,685 | ▼ 10% |
Key figures of A&L, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to A&L?
What happened at A&L in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 22,702. Source: NBB ↗
- Johan Heymans became a director. NBB
- Walter Van Steenbrugge became a director. NBB
- Christine Mussche became a director. NBB
- New establishment in Gent. KBO
- Start of the company according to the CBE. KBO
In short
From € 2,690 loss in 2022 to € 22,702 loss in 2025.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind A&L are Walter Van Steenbrugge, Johan Heymans and Christine Mussche. Walter Van Steenbrugge is also behind WALTZ and VS Advocaten. Johan Heymans is also behind ARTE ET PERSEVERARE and VS Advocaten.
Directors
According to the 2025 annual accounts
since 2014
since 2023
Christine Mussche
Director
since 2014
Establishments
Establishment units
Physical locations of this company
Durmstraat 29
9030 Gent
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 7 companies are registered at this address.
All companies at this address →Fried van Hoof aWard
KERVYN
Asa Lewis
€ 183,965 gross margin · 2025
Turkey Tribunal
ARTE ET PERSEVERARE same network
€ 77,061 gross margin · 2025
+2 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0544.894.431
- VAT number
- BE 0544.894.431
- Registered office
- Durmstraat 29, 9030 Gent
- Names & denominations
- A&L
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 25 January 2014
- Peppol
- Active · Active since 27 Mar 2026
- Activities · NACE
Activiteiten van advocaten