What does BUY WAY CONSUMER FINANCE do?

BUY WAY CONSUMER FINANCE is registered with the CBE as active in: Activiteiten van holdings. Public Limited, started on 21 January 2014, 1 establishment.

What is the address of BUY WAY CONSUMER FINANCE?

The registered office of BUY WAY CONSUMER FINANCE is located at Boudewijnlaan 29 box 2, 1000 Brussel.

Is BUY WAY CONSUMER FINANCE still active?

Yes. According to the CBE (29 October 2026) BUY WAY CONSUMER FINANCE is active, legal situation “Normale toestand”, started on 21 January 2014.

Is BUY WAY CONSUMER FINANCE registered on Peppol?

Yes, BUY WAY CONSUMER FINANCE is registered on the Peppol network with ID 0208:0544585120.

What is the enterprise number of BUY WAY CONSUMER FINANCE?

The enterprise number of BUY WAY CONSUMER FINANCE is BE0544585120.

When was BUY WAY CONSUMER FINANCE founded?

BUY WAY CONSUMER FINANCE was founded on 21 January 2014.

Who are the directors of BUY WAY CONSUMER FINANCE?

According to the 2025 annual accounts, the directors of BUY WAY CONSUMER FINANCE are: Loïc FERY, Hubert TISSIER DE MALLERAIS, Guillaume LOBJOIE.

Is BUY WAY CONSUMER FINANCE a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 21 January 2014; 5 annual accounts filed, latest fiscal year 2025; 3 directors known from the annual account.

How much profit did BUY WAY CONSUMER FINANCE make in 2025?

BUY WAY CONSUMER FINANCE recorded a loss after taxes of € 12,222,305 in financial year 2025.

What is the revenue of BUY WAY CONSUMER FINANCE?

In its most recent annual accounts (2025), BUY WAY CONSUMER FINANCE reported revenue of € 633,124.

Does BUY WAY CONSUMER FINANCE have a website?

Yes, BUY WAY CONSUMER FINANCE has a website at buyway.be.

BUY WAY CONSUMER FINANCE (Public Limited) - Brussel

Dossier BUY WAY CONSUMER FINANCE, printed on 29 October 2026 from databakkes.be/en/0544585120/buy-way-consumer-finance. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

Two loss years in a row NBB

Negative result in 2024 and 2025.
Tight liquidity NBB

Cash and receivables cover 0 % of short-term debt in 2025; threshold 65 %.

Financials

Financial year 2025

BUY WAY CONSUMER FINANCE from Brussel, company number BE0544585120, closed financial year 2025 with a result of € -12.2 million after tax. For that financial year BUY WAY CONSUMER FINANCE recorded revenue of € 633,124 and equity of € 25.9 million. Compared with financial year 2024, the result moved from € -12 million to € -12.2 million. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on June 10, 2026.

What it is worth Healthy

€ 25.9 million

▼ 32% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Loss Caution

€ -12.2 million

▼ 2 % more loss than in 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 3,882

▼ 99% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Caution

Loss, nothing to pay out

Reserves fell to € 20.3 million.

Debts at end 2025

Bank debt ≈ 45 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 25 million

▲ 61% vs 2024

€ 550,000 is repaid this year. At this pace the long-term loan is gone in ≈ 45 years.

Owed to suppliers

€ 411,545

▲ 21% vs 2024

Supplier invoices still open on the last day of the fiscal year. Pays suppliers within 168 days on average.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Revenue	€ 406,017 Revenue 2022: € 406,017 First fiscal year in the series	€ 614,851 Revenue 2023: € 614,851 ▲ 51% vs 2022 (€ 406,017) Favourable step	€ 626,406 Revenue 2024: € 626,406 ▲ 2% vs 2023 (€ 614,851) Favourable step	€ 633,124 Revenue 2025: € 633,124 ▲ 1% vs 2024 (€ 626,406) Favourable step	▲ 1%
Profit after taxes	€ -237,213 Profit after taxes 2022: € -237,213 First fiscal year in the series	€ -26,242 Profit after taxes 2023: € -26,242 ▲ € 210,971 vs 2022 (€ -237,213) Favourable step	€ -11,993,181 Profit after taxes 2024: € -11,993,181 ▼ € 12 million vs 2023 (€ -26,242) Unfavourable step	€ -12,222,305 Profit after taxes 2025: € -12,222,305 ▼ € 229,124 vs 2024 (€ -11,993,181) Unfavourable step	▼ € 229,124
Equity	€ 50,098,858 Equity 2022: € 50,098,858 First fiscal year in the series	€ 50,072,616 Equity 2023: € 50,072,616 Unchanged (€ 50,098,858) Unfavourable step	€ 38,079,435 Equity 2024: € 38,079,435 ▼ 24% vs 2023 (€ 50,072,616) Unfavourable step	€ 25,857,130 Equity 2025: € 25,857,130 ▼ 32% vs 2024 (€ 38,079,435) Unfavourable step	▼ 32%
Total debts	€ 4,401,977 Total debts 2022: € 4,401,977 First fiscal year in the series	€ 4,265,006 Total debts 2023: € 4,265,006 ▼ 3% vs 2022 (€ 4,401,977) Favourable step	€ 22,135,090 Total debts 2024: € 22,135,090 ▲ € 17.9 million vs 2023 (€ 4,265,006) Unfavourable step	€ 28,114,045 Total debts 2025: € 28,114,045 ▲ 27% vs 2024 (€ 22,135,090) Unfavourable step	▲ 27%
Cash	€ 54,852 Cash 2022: € 54,852 First fiscal year in the series	€ 76,944 Cash 2023: € 76,944 ▲ 40% vs 2022 (€ 54,852) Favourable step	€ 589,847 Cash 2024: € 589,847 ▲ € 512,903 vs 2023 (€ 76,944) Favourable step	€ 3,882 Cash 2025: € 3,882 ▼ 99% vs 2024 (€ 589,847) Unfavourable step	▼ 99%
Retained profit	€ 44,498,858 Retained profit 2022: € 44,498,858 First fiscal year in the series	€ 44,472,616 Retained profit 2023: € 44,472,616 Unchanged (€ 44,498,858) Unfavourable step	€ 32,479,435 Retained profit 2024: € 32,479,435 ▼ 27% vs 2023 (€ 44,472,616) Unfavourable step	€ 20,257,130 Retained profit 2025: € 20,257,130 ▼ 38% vs 2024 (€ 32,479,435) Unfavourable step	▼ 38%
Bank debt	€ 0 Bank debt 2022: € 0 First fiscal year in the series	€ 0 Bank debt 2023: € 0 Unchanged (€ 0) Unchanged	€ 15,550,000 Bank debt 2024: € 15,550,000 Unchanged (€ 0) Unfavourable step	€ 25,000,000 Bank debt 2025: € 25,000,000 ▲ 61% vs 2024 (€ 15,550,000) Unfavourable step	▲ 61%
Balance sheet total	€ 54,500,835 Balance sheet total 2022: € 54,500,835 First fiscal year in the series	€ 54,337,622 Balance sheet total 2023: € 54,337,622 Unchanged (€ 54,500,835) Unchanged	€ 60,214,525 Balance sheet total 2024: € 60,214,525 ▲ 11% vs 2023 (€ 54,337,622) Unchanged	€ 53,971,175 Balance sheet total 2025: € 53,971,175 ▼ 10% vs 2024 (€ 60,214,525) Unchanged	▼ 10%

Key figures of BUY WAY CONSUMER FINANCE, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to BUY WAY CONSUMER FINANCE?

What happened at BUY WAY CONSUMER FINANCE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Jun 10, 2026 New annual accounts for financial year 2025: loss of € 12.2 million. Source: NBB ↗
2026 Loïc FERY stepped down as director. NBB
2026 Hubert TISSIER DE MALLERAIS stepped down as director. NBB
2026 Guillaume LOBJOIE stepped down as director. NBB
2023 Loïc FERY became a director. NBB
2023 Hubert TISSIER DE MALLERAIS became a director. NBB
2023 Guillaume LOBJOIE became a director. NBB
Jan 21, 2014 New establishment in Brussel. KBO

In short

From € 237,213 loss in 2022 to € 12.2 million loss in 2025.

Paid € 5,003 in corporate taxes since 2022.

Pays suppliers within 168 days on average.

Original PDFs at the National Bank ↗

Management

BW Lux 88.3%

(membres du personnel) Autres 11.8%

BUY WAY CONSUMER FINANCE

Buy Way Personal Finance BV 100%

Buy Way Personal Finance SA 100%

The shares are held by BW Lux (88.3%) and (membres du personnel) Autres (11.8%). It owns 100% of Buy Way Personal Finance BV and 100% of Buy Way Personal Finance SA itself.

Directors

According to the 2025 annual accounts

Loïc FERY

Chairman of the board

since 2023 · until 2026

Hubert TISSIER DE MALLERAIS

Director

since 2023 · until 2026

Guillaume LOBJOIE

Director

Also active at: Buy Way Personal Finance, BUY WAY SERVICES, AVALONIA

since 2023 · until 2026

Shareholders

BW Lux

88.3%

(membres du personnel) Autres

11.8%

Participations

Buy Way Personal Finance BV

100%

Buy Way Personal Finance SA

100%

Establishments

Establishment units

Physical locations of this company

Registered office

Boudewijnlaan 29 box 2

1000 Brussel

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 6 companies are registered at this address.

All companies at this address →

Buy Way Personal Finance same network

€ 11.7 million revenue · 2025

FIMASER

BUY WAY SERVICES same network

Ticketmaster Belgium

€ 295.5 million revenue · 2025

BUY WAY VAT GROUP

+1 more

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Website

HTTPS buyway.be

Canonical: https://www.buyway.be/fr/accueil/

About

Technologies

Google Tag ManagerMaterializeMatomoPHPPWAjQuery

Certifications & Partners

FSMA

Hosting & Email

Email provider

Self-hosted

Hosting

F5, FR

Website info

HTTPS Ja

Indexable pages 76

Languages FR, NL

Features

Jobs Ads Contact page

Security

✓ HTTPS

✓ SPF

✓ DMARC

Details

Company number

0544.585.120

VAT number

BE 0544.585.120

Registered office

Boudewijnlaan 29 bus 2, 1000 Brussel

Names & denominations

BUY WAY CONSUMER FINANCE

Enterprise type

Rechtspersoon

Legal form

Public limited company

Legal situation

Normale toestand

Start date

21 January 2014

Peppol

Active · Active since 13 Oct 2025

Contact

buyway.be

Activities · NACE

Activiteiten van holdings

Holdings

View on CBE Public ↗ Annual accounts (NBB) ↗

BUY WAY CONSUMER FINANCE

Warning lights

Financials

What happened to BUY WAY CONSUMER FINANCE?

Management

Directors

Shareholders

Participations

Establishments

Establishment units

Who else lives here?

Website

Technologies

Certifications & Partners

Hosting & Email

Website info

Features

Security

Details

Frequently asked questions