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Buy Way Personal Finance

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BE0400282277

Rechtspersoon Public limited company 1 establishment

Boudewijnlaan 29, 1000 Brussel Verbruikskrediet

Active for

65 year, 9 months

Financials

Financial year 2025

Revenue

€ 11.7 million

▲ 8% vs 2024

Profit

Caution

€ -7.6 million

▼ 156% vs 2024

Debts

Normal

€ 62.6 million

▼ 2% vs 2024

Buy Way Personal Finance from Brussel, company number BE0400282277, closed financial year 2025 with a result of € -7.6 million after tax. For that financial year Buy Way Personal Finance recorded revenue of € 11.7 million and equity of € 12 million. Compared with financial year 2024, the result moved from € 13.6 million to € -7.6 million. The company made a loss. The company holds a healthy buffer. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on June 10, 2026.

What happened at Buy Way Personal Finance?

What happened at Buy Way Personal Finance in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

  • New annual accounts for financial year 2025: loss of € 7.6 million (▼ 156% vs 2024). Source: NBB ↗
  • Christiane VANDYCK stepped down as director. NBB
  • Sophie LE SAOUT stepped down as director. NBB
  • Ugo SETTI stepped down as director. NBB
  • Jean-Philippe VERBEKEN stepped down as director. NBB
  • Guillaume LOBJOIE stepped down as director. NBB
  • Christiane VANDYCK became a director. NBB
  • Sophie LE SAOUT became a director. NBB

In short

From € 2 million profit in 2021 to € 7.6 million loss in 2025.

Paid € 2.8 million in corporate taxes since 2021.

Best year ever: 2024, with € 13.6 million profit.

Paid out € 10 million in dividends to the owners in total.

A new publication or filing at Buy Way Personal Finance? We notify you, reason included.

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History

Every financial year, as far back as the National Bank goes.

Buffer

How long does the company survive without income?

Credit limit

Indicative credit limit, computed from the real figures.

Alerts

New annual account: profit halved. New
Gazette: capital increase of 250k. New

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Management

Buy Way Personal Finance

The shares are held by BUY WAY CONSUMER FINANCE (100%).

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Directors

According to the 2025 annual accounts

Christiane VANDYCK

Director

since 2025 · until 2026

Sophie LE SAOUT

Director

since 2025 · until 2026

Ugo SETTI

Director

since 2023 · until 2026

Jean-Philippe VERBEKEN

Director

since 2025 · until 2026

Guillaume LOBJOIE

Chairman of the board

Also active at: BUY WAY SERVICES, BUY WAY CONSUMER FINANCE, AVALONIA

since 2023 · until 2026

Shareholders

Participations

No participations in other companies reported.

Establishments

Establishment units

Physical locations of this company

Registered office

Boudewijnlaan 29 box 2

1000 Brussel

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 6 companies are registered at this address.

+1 more

Details

Company number
0400.282.277
VAT number
BE 0400.282.277
Registered office
Boudewijnlaan 29 bus 2, 1000 Brussel
Names & denominations
Buy Way Personal Finance
Enterprise type
Rechtspersoon
Legal form
Public limited company
Legal situation
Normale toestand
Start date
19 November 1960
Peppol
Active · Active since 13 Oct 2025
Activities · NACE

Verbruikskrediet

Verstrekken van verbruikskrediet

Overige ondersteunende activiteiten in verband met financiële diensten, neg, exclusief verzekeringen en pensioenfondsen

Niet-gespecialiseerde detailhandel in algemene voedingsmiddelen (verkoopsoppervlakte minder dan 100 m2)

Niet-gespecialiseerde detailhandel waarbij voedings- en genotmiddelen overheersen

Detailhandel in niet-gespecialiseerde winkels waarbij voedings- en genotmiddelen overheersen (verkoopsoppervlakte < 100 m²)

Frequently asked questions

What is the enterprise number of Buy Way Personal Finance?
The enterprise number of Buy Way Personal Finance is BE0400282277.
What is the address of Buy Way Personal Finance?
The registered office of Buy Way Personal Finance is located at Boudewijnlaan 29 box 2, 1000 Brussel.
When was Buy Way Personal Finance founded?
Buy Way Personal Finance was founded on 19 November 1960.
What is the main activity of Buy Way Personal Finance?
The main activity of Buy Way Personal Finance is "Verbruikskrediet" (NACE code 65221).
Does Buy Way Personal Finance have a website?
No website is currently known for Buy Way Personal Finance.
How much profit did Buy Way Personal Finance make in 2025?
Buy Way Personal Finance recorded a loss after taxes of € 7,581,957 in financial year 2025.
What is the revenue of Buy Way Personal Finance?
In its most recent annual accounts (2025), Buy Way Personal Finance reported revenue of € 11,686,626.
How many employees does Buy Way Personal Finance have?
According to the 2025 annual accounts, Buy Way Personal Finance has 144.7 full-time equivalents (FTE).
Where can I find the annual accounts of Buy Way Personal Finance?
Buy Way Personal Finance files its annual accounts with the Central Balance Sheet Office of the National Bank of Belgium. The key figures for recent financial years are available for free on this page.
Who are the directors of Buy Way Personal Finance?
According to the 2025 annual accounts, the directors of Buy Way Personal Finance are: Christiane VANDYCK, Sophie LE SAOUT, Ugo SETTI, Jean-Philippe VERBEKEN, Guillaume LOBJOIE.
Who owns Buy Way Personal Finance?
The shares are held by BUY WAY CONSUMER FINANCE (100%).
Who are the shareholders of Buy Way Personal Finance?
According to the 2025 annual accounts, the shareholders of Buy Way Personal Finance are: BUY WAY CONSUMER FINANCE (100%).