Financials
Financial year 2025
Revenue
€ 11.7 million
▲ 8% vs 2024
Profit
Caution€ -7.6 million
▼ 156% vs 2024
Debts
Normal€ 62.6 million
▼ 2% vs 2024
Buy Way Personal Finance from Brussel, company number BE0400282277, closed financial year 2025 with a result of € -7.6 million after tax. For that financial year Buy Way Personal Finance recorded revenue of € 11.7 million and equity of € 12 million. Compared with financial year 2024, the result moved from € 13.6 million to € -7.6 million. The company made a loss. The company holds a healthy buffer. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on June 10, 2026.
What happened at Buy Way Personal Finance?
What happened at Buy Way Personal Finance in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 7.6 million (▼ 156% vs 2024). Source: NBB ↗
- Christiane VANDYCK stepped down as director. NBB
- Sophie LE SAOUT stepped down as director. NBB
- Ugo SETTI stepped down as director. NBB
- Jean-Philippe VERBEKEN stepped down as director. NBB
- Guillaume LOBJOIE stepped down as director. NBB
- Christiane VANDYCK became a director. NBB
- Sophie LE SAOUT became a director. NBB
In short
From € 2 million profit in 2021 to € 7.6 million loss in 2025.
Paid € 2.8 million in corporate taxes since 2021.
Best year ever: 2024, with € 13.6 million profit.
Paid out € 10 million in dividends to the owners in total.
A new publication or filing at Buy Way Personal Finance? We notify you, reason included.
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History
Every financial year, as far back as the National Bank goes.
Buffer
How long does the company survive without income?
Credit limit
Indicative credit limit, computed from the real figures.
Alerts
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Management
The shares are held by BUY WAY CONSUMER FINANCE (100%).
Directors
According to the 2025 annual accounts
Christiane VANDYCK
Director
since 2025 · until 2026
Sophie LE SAOUT
Director
since 2025 · until 2026
Ugo SETTI
Director
since 2023 · until 2026
Jean-Philippe VERBEKEN
Director
since 2025 · until 2026
Guillaume LOBJOIE
Chairman of the board
Also active at: BUY WAY SERVICES, BUY WAY CONSUMER FINANCE, AVALONIA
since 2023 · until 2026
Shareholders
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Boudewijnlaan 29 box 2
1000 Brussel
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 6 companies are registered at this address.
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BUY WAY CONSUMER FINANCE same network
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BUY WAY VAT GROUP
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Details
- Company number
- 0400.282.277
- VAT number
- BE 0400.282.277
- Registered office
- Boudewijnlaan 29 bus 2, 1000 Brussel
- Names & denominations
- Buy Way Personal Finance
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 19 November 1960
- Peppol
- Active · Active since 13 Oct 2025
- Activities · NACE
Verbruikskrediet
Verstrekken van verbruikskrediet
Overige ondersteunende activiteiten in verband met financiële diensten, neg, exclusief verzekeringen en pensioenfondsen
Niet-gespecialiseerde detailhandel in algemene voedingsmiddelen (verkoopsoppervlakte minder dan 100 m2)
Niet-gespecialiseerde detailhandel waarbij voedings- en genotmiddelen overheersen
Detailhandel in niet-gespecialiseerde winkels waarbij voedings- en genotmiddelen overheersen (verkoopsoppervlakte < 100 m²)