Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Two loss years in a row NBB
Negative result in 2024 and 2025.
-
Tight liquidity NBB
Cash and receivables cover 12 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
HUIS CASTERMANS from Tongeren-Borgloon, company number BE0544500986, closed financial year 2025 with a result of € -21,650 after tax. For that financial year HUIS CASTERMANS recorded a gross margin of € 79,076 and equity of € 11,949. Compared with financial year 2024, the result moved from € -811 to € -21,650. The company made a loss. The buffer shrank hard: equity is 64 % below last year. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 3, 2026.
€ 11,949
▼ 64% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -21,650
▼ 2571 % more loss than in 2024
Profit after tax over the fiscal year.
€ 8,058
▼ 40% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -6,651.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 70,656
▲ 2% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 23,294
▼ 24% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 224,290
▼ 11% vs 2024
€ 28,878 is repaid this year. At this pace the long-term loan is gone in ≈ 8 years.
€ 20,680
▲ 6% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 14,392
▲ 111% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 145,240 | € 89,386 | € 98,908 | € 79,076 | ▼ 20% |
| Profit after taxes | € 31,866 | € -13,619 | € -811 | € -21,650 | ▼ € 20,840 |
| Equity | € 49,695 | € 34,410 | € 33,599 | € 11,949 | ▼ 64% |
| Total debts | € 336,619 | € 307,111 | € 290,698 | € 280,215 | ▼ 4% |
| Cash | € 31,134 | € 11,200 | € 13,433 | € 8,058 | ▼ 40% |
| Land & buildings | € 266,658 | € 258,015 | € 247,868 | € 237,721 | ▼ 4% |
| Retained profit | € 31,095 | € 15,810 | € 14,999 | € -6,651 | ▼ € 21,650 |
| Dividend | € 1,600 | € 1,666 | € 0 | € 0 | |
| Bank debt | € 304,402 | € 277,165 | € 250,975 | € 224,290 | ▼ 11% |
| Balance sheet total | € 386,314 | € 341,520 | € 324,297 | € 292,164 | ▼ 10% |
Key figures of HUIS CASTERMANS, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to HUIS CASTERMANS?
What happened at HUIS CASTERMANS in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 21,650. Source: NBB ↗
- New establishment in Hasselt. KBO
- New establishment in Tongeren-Borgloon. KBO
- Peter Voets became a director. NBB
- Start of the company according to the CBE. KBO
In short
From € 31,866 profit in 2022 to € 21,650 loss in 2025.
Paid € 10,200 in corporate taxes since 2022.
Best year ever: 2022, with € 31,866 profit.
Paid out € 3,266 in dividends to the owners in total.
Management
Behind HUIS CASTERMANS is Peter Voets.
Directors
According to the 2025 annual accounts
Peter Voets
Director
since 2014
Establishments
Establishment units
Physical locations of this company
Rode Kruislaan 44
3700 Tongeren-Borgloon
Crutzenstraat 6
3500 Hasselt
Active since 10 January 2014
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0544.500.986
- VAT number
- BE 0544.500.986
- Registered office
- Rode Kruislaan 44, 3700 Tongeren-Borgloon
- Names & denominations
- HUIS CASTERMANS
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 6 January 2014
- Peppol
- Active · Active since 31 Oct 2023
- Contact
- [email protected] 0473/854275
- Activities · NACE
Detailhandel in tapijten en andere vloerbedekking en wandbekleding