Active · per the CBE, 30 October 2026
TERRAC logo

TERRAC

BE0543943633

Rechtspersoon Private limited company 2 establishments

TERRAC is an earthmoving contractor in Pepinster. Private Limited, started on 9 January 2014, 2 establishments.

Chinheid 18, 4860 Pepinster terrac.eu [email protected]

Behind the company: Romain ANSAY, Claudy MANGUETTE.

Active for

12 year, 9 months

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

  • Tight liquidity NBB

    Cash and receivables cover 54 % of short-term debt in 2025; threshold 65 %.

Financials

Financial year 2025

TERRAC from Pepinster, company number BE0543943633, closed financial year 2025 with a result of € 15,195 after tax. For that financial year TERRAC recorded a gross margin of € 1.4 million and equity of € 572,350. Compared with financial year 2024, the result moved from € 16,156 to € 15,195. The company is profitable. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 28, 2026.

What it is worth Growing

€ 572,350

▲ 3% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Healthy

€ 15,195

▼ 6% vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 52,469

▼ 16% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Growing

Stays in the company

No dividend for 2025. Retained profit grew to € 542,350.

People and assets in 2025

Full-time equivalents

15.6

▲ 2.3 vs 2024

Average over the fiscal year, from the social balance sheet.

Wage cost

€ 686,337

▲ 8% vs 2024

€ 44,000 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 755,020

▲ 7% vs 2024

Of which on lease € 236,933.

Debts at end 2025

Bank debt ≈ 4 years to go

€ 2.5 million

▼ 1% vs 2024

€ 444,264 is repaid this year. At this pace the long-term loan is gone in ≈ 4 years.

Owed to suppliers

€ 1.5 million

▲ 3% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes and wages

€ 83,150

▲ 11% vs 2024

Taxes, VAT and social contributions still to pay.

Key figures per fiscal year Download key figures (CSV)
2022202320242025Change 2024 → 2025
Gross margin € 839,245 € 1,030,531 € 1,199,233 € 1,354,494 ▲ 13%
Profit after taxes € 213,923 € 106,097 € 16,156 € 15,195 ▼ 6%
Equity € 437,179 € 540,999 € 557,155 € 572,350 ▲ 3%
Total debts € 2,582,092 € 3,314,142 € 4,329,890 € 4,232,788 ▼ 2%
Cash € 135,809 € 130,911 € 62,386 € 52,469 ▼ 16%
Land & buildings € 462,950 € 462,950 € 1,092,703 € 1,071,778 ▼ 2%
Retained profit € 404,902 € 510,999 € 527,155 € 542,350 ▲ 3%
Bank debt € 1,721,080 € 1,428,314 € 2,488,809 € 2,458,193 ▼ 1%
Balance sheet total € 3,019,271 € 3,855,141 € 4,887,044 € 4,805,138 ▼ 2%
Employees (FTE) - - 13.3 15.6 ▲ 2.3

Key figures of TERRAC, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to TERRAC?

What happened at TERRAC in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

  • New annual accounts for financial year 2025: profit of € 15,195 (▼ 6% vs 2024). Source: NBB ↗
  • New establishment in Pepinster. KBO
  • Romain ANSAY became a director. NBB
  • Claudy MANGUETTE became a director. NBB
  • New establishment in Jalhay. KBO
  • Start of the company according to the CBE. KBO

In short

From € 213,923 profit in 2022 to € 15,195 profit in 2025.

Paid € 16,003 in corporate taxes since 2022.

Best year ever: 2022, with € 213,923 profit.

On average € 86,800 of value added per employee in 2025.

Management

Romain ANSAY Claudy MANGUETTE

Behind TERRAC are Romain ANSAY and Claudy MANGUETTE. Romain ANSAY is also behind ANSAY FRERES and ADA IMMO. Claudy MANGUETTE is also behind Ateliers Pouplier, C. MANGUETTE TERRASSEMENT and MANGUETTE HOLDING.

Directors

According to the 2025 annual accounts

Romain ANSAY

Administrateur

Also active at: ANSAY FRERES, ADA IMMO

since 2023

Claudy MANGUETTE

Administrateur

Also active at: Ateliers Pouplier, C. MANGUETTE TERRASSEMENT, MANGUETTE HOLDING

since 2023

Establishments

Establishment units

Physical locations of this company

Registered office

Chinheid 18

4860 Pepinster

2.225.592.447

Route de la Croix Brognard(Sart) 9

4845 Jalhay

Active since 16 January 2014

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.

All companies at this address →

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Website

Technologies

Contact Form 7Google FontsPHPWordPressYoast SEOjQueryreCAPTCHA

Hosting & Email

Email provider

OVH Mail

Hosting

OVH, FR

DNS

OVH DNS

Domain

Domain

terrac.eu

Registrar

OVH SAS

Website info

HTTPS Ja
Languages FR

Features

Security

✓ HTTPS
✓ SPF
✗ DMARC

Details

Company number
0543.943.633
VAT number
BE 0543.943.633
Registered office
Chinheid 18, 4860 Pepinster
Names & denominations
TERRAC
Enterprise type
Rechtspersoon
Legal form
Private limited company
Legal situation
Normale toestand
Start date
9 January 2014
Peppol
Active · Active since 30 Sept 2026
Activities · NACE

Bouwrijp maken van terreinen

Ondersteunende activiteiten in verband met de teelt van gewassen

Metselwerk

Installatie van isolatie

Landschapsverzorging

Groothandel in overige bouwmaterialen

Isolatiewerkzaamheden

Uitvoeren van metsel- en voegwerken

Frequently asked questions

What does TERRAC do?
TERRAC is an earthmoving contractor in Pepinster. Private Limited, started on 9 January 2014, 2 establishments.
What is the address of TERRAC?
The registered office of TERRAC is located at Chinheid 18, 4860 Pepinster.
Is TERRAC still active?
Yes. According to the CBE (30 October 2026) TERRAC is active, legal situation “Normale toestand”, started on 9 January 2014.
Is TERRAC registered on Peppol?
Yes, TERRAC is registered on the Peppol network with ID 0208:0543943633.
What is the enterprise number of TERRAC?
The enterprise number of TERRAC is BE0543943633.
When was TERRAC founded?
TERRAC was founded on 9 January 2014.