What does B FINANCE AND CONSULTING do?

B FINANCE AND CONSULTING is filed with the CBE under the catch-all “Agenten en makelaars in bankdiensten”, a code that says little about what the company actually does. Private Limited, started on 31 December 2013, 1 establishment.

What is the address of B FINANCE AND CONSULTING?

The registered office of B FINANCE AND CONSULTING is located at Rue du Petit Jean 1, 1420 Braine-l'Alleud.

Is B FINANCE AND CONSULTING still active?

Yes. According to the CBE (2 November 2026) B FINANCE AND CONSULTING is active, legal situation “Normale toestand”, started on 31 December 2013.

Is B FINANCE AND CONSULTING registered on Peppol?

No, B FINANCE AND CONSULTING is currently not registered on the Peppol network.

What is the enterprise number of B FINANCE AND CONSULTING?

The enterprise number of B FINANCE AND CONSULTING is BE0543700143.

When was B FINANCE AND CONSULTING founded?

B FINANCE AND CONSULTING was founded on 31 December 2013.

Who are the directors of B FINANCE AND CONSULTING?

According to the 2025 annual accounts, the directors of B FINANCE AND CONSULTING are: Raphaël Bilem.

Is B FINANCE AND CONSULTING a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 31 December 2013; 4 annual accounts filed, latest fiscal year 2025; 1 directors known from the annual account; 1 events from the Belgian Official Gazette processed.

How much profit did B FINANCE AND CONSULTING make in 2025?

B FINANCE AND CONSULTING posted a profit after taxes of € 148,720 in financial year 2025.

What is the revenue of B FINANCE AND CONSULTING?

As a small company, B FINANCE AND CONSULTING is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 434,565.

B FINANCE AND CONSULTING (Private Limited)

Dossier B FINANCE AND CONSULTING, printed on 3 November 2026 from databakkes.be/en/0543700143/b-finance-and-consulting. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

Not on Peppol Peppol

Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.

Financials

Financial year 2025

B FINANCE AND CONSULTING from Braine-l'Alleud, company number BE0543700143, closed financial year 2025 with a result of € 148,720 after tax. For that financial year B FINANCE AND CONSULTING recorded a gross margin of € 434,565 and equity of € 225,379. Compared with financial year 2024, the result moved from € 92,980 to € 148,720. Profitable, and profit is growing. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on December 3, 2025.

What it is worth Growing

€ 225,379

▲ 194% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Growing

€ 148,720

▲ 60% vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 351,283

▲ 85% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Growing

Stays in the company

No dividend for 2025. Retained profit grew to € 203,379.

People and assets in 2025

Wage cost

€ 164,848

▲ 6% vs 2024

Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 23,827

▲ 72% vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt ≈ 4 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 241,107

▼ 16% vs 2024

€ 59,611 is repaid this year. At this pace the long-term loan is gone in ≈ 4 years.

Owed to suppliers

€ 27,802

▲ 73% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes and wages

€ 61,981

▲ 12% vs 2024

Taxes, VAT and social contributions still to pay.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 308,120 Gross margin 2022: € 308,120 First fiscal year in the series	€ 350,009 Gross margin 2023: € 350,009 ▲ 14% vs 2022 (€ 308,120) Favourable step	€ 365,590 Gross margin 2024: € 365,590 ▲ 4% vs 2023 (€ 350,009) Favourable step	€ 434,565 Gross margin 2025: € 434,565 ▲ 19% vs 2024 (€ 365,590) Favourable step	▲ 19%
Profit after taxes	€ 82,319 Profit after taxes 2022: € 82,319 First fiscal year in the series	€ 65,141 Profit after taxes 2023: € 65,141 ▼ 21% vs 2022 (€ 82,319) Unfavourable step	€ 92,980 Profit after taxes 2024: € 92,980 ▲ 43% vs 2023 (€ 65,141) Favourable step	€ 148,720 Profit after taxes 2025: € 148,720 ▲ 60% vs 2024 (€ 92,980) Favourable step	▲ 60%
Equity	€ 348,538 Equity 2022: € 348,538 First fiscal year in the series	€ 338,679 Equity 2023: € 338,679 ▼ 3% vs 2022 (€ 348,538) Unfavourable step	€ 76,659 Equity 2024: € 76,659 ▼ 77% vs 2023 (€ 338,679) Unfavourable step	€ 225,379 Equity 2025: € 225,379 ▲ 194% vs 2024 (€ 76,659) Favourable step	▲ 194%
Total debts	€ 258,384 Total debts 2022: € 258,384 First fiscal year in the series	€ 515,045 Total debts 2023: € 515,045 ▲ 99% vs 2022 (€ 258,384) Unfavourable step	€ 714,892 Total debts 2024: € 714,892 ▲ 39% vs 2023 (€ 515,045) Unfavourable step	€ 554,672 Total debts 2025: € 554,672 ▼ 22% vs 2024 (€ 714,892) Favourable step	▼ 22%
Cash	€ 248,531 Cash 2022: € 248,531 First fiscal year in the series	€ 262,436 Cash 2023: € 262,436 ▲ 6% vs 2022 (€ 248,531) Favourable step	€ 190,184 Cash 2024: € 190,184 ▼ 28% vs 2023 (€ 262,436) Unfavourable step	€ 351,283 Cash 2025: € 351,283 ▲ 85% vs 2024 (€ 190,184) Favourable step	▲ 85%
Land & buildings	€ 112,761 Land & buildings 2022: € 112,761 First fiscal year in the series	€ 331,852 Land & buildings 2023: € 331,852 ▲ 194% vs 2022 (€ 112,761) Unchanged	€ 314,568 Land & buildings 2024: € 314,568 ▼ 5% vs 2023 (€ 331,852) Unchanged	€ 297,284 Land & buildings 2025: € 297,284 ▼ 5% vs 2024 (€ 314,568) Unchanged	▼ 5%
Retained profit	€ 326,538 Retained profit 2022: € 326,538 First fiscal year in the series	€ 316,679 Retained profit 2023: € 316,679 ▼ 3% vs 2022 (€ 326,538) Unfavourable step	€ 54,659 Retained profit 2024: € 54,659 ▼ 83% vs 2023 (€ 316,679) Unfavourable step	€ 203,379 Retained profit 2025: € 203,379 ▲ 272% vs 2024 (€ 54,659) Favourable step	▲ 272%
Dividend	€ 0 Dividend 2022: € 0 First fiscal year in the series	€ 75,000 Dividend 2023: € 75,000 Unchanged (€ 0) Unchanged	€ 355,000 Dividend 2024: € 355,000 ▲ € 280,000 vs 2023 (€ 75,000) Unchanged	€ 0 Dividend 2025: € 0 ▼ 100% vs 2024 (€ 355,000) Unchanged	▼ 100%
Bank debt	€ 201,631 Bank debt 2022: € 201,631 First fiscal year in the series	€ 384,614 Bank debt 2023: € 384,614 ▲ 91% vs 2022 (€ 201,631) Unfavourable step	€ 288,250 Bank debt 2024: € 288,250 ▼ 25% vs 2023 (€ 384,614) Favourable step	€ 241,107 Bank debt 2025: € 241,107 ▼ 16% vs 2024 (€ 288,250) Favourable step	▼ 16%
Balance sheet total	€ 606,922 Balance sheet total 2022: € 606,922 First fiscal year in the series	€ 853,724 Balance sheet total 2023: € 853,724 ▲ 41% vs 2022 (€ 606,922) Unchanged	€ 791,551 Balance sheet total 2024: € 791,551 ▼ 7% vs 2023 (€ 853,724) Unchanged	€ 780,051 Balance sheet total 2025: € 780,051 ▼ 1% vs 2024 (€ 791,551) Unchanged	▼ 1%

Key figures of B FINANCE AND CONSULTING, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 December 2026.

What happened to B FINANCE AND CONSULTING?

What happened at B FINANCE AND CONSULTING in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Dec 3, 2025 New annual accounts for financial year 2025: profit of € 148,720 (▲ 60% vs 2024). Source: NBB ↗
Feb 1, 2014 New establishment in Braine-l'Alleud. KBO
Jan 10, 2014 Incorporation, published in the Gazette. Source: Staatsblad ↗
2014 Raphaël Bilem became a director. NBB

In short

From € 82,319 profit in 2022 to € 148,720 profit in 2025.

Paid € 129,228 in corporate taxes since 2022.

Best year ever: 2025, with € 148,720 profit.

Paid out € 430,000 in dividends to the owners in total.

Original PDFs at the National Bank ↗

Management

Raphaël Bilem

B FINANCE AND CONSULTING

Behind B FINANCE AND CONSULTING is Raphaël Bilem.

Directors

According to the 2025 annual accounts

Raphaël Bilem

Director

since 2014

Establishments

Establishment units

Physical locations of this company

Registered office

Rue du Petit Jean 1

1420 Braine-l'Alleud

2.225.603.137

Avenue Léon Jourez 42

1420 Braine-l'Alleud

Active since 1 February 2014

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Shareholders according to the Official Gazette deeds

Who contributed at incorporation and at capital increases, with the deed as source. Later share transfers are not published in the Gazette.

Incorporation

10 January 2014 Source: Deed ↗

BILEM Raphaël Henri Dominique(oprichter) 100%

Details

Company number: 0543.700.143
VAT number: BE 0543.700.143
Registered office: Rue du Petit Jean 1, 1420 Braine-l'Alleud
Names & denominations: B FINANCE AND CONSULTING
Enterprise type: Rechtspersoon
Legal form: Private limited company
Legal situation: Normale toestand
Start date: 31 December 2013
Peppol: Not registered
Activities · NACE: Agenten en makelaars in bankdiensten

View on CBE Public ↗ Annual accounts (NBB) ↗