Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 6 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
CDM FINANCE SA from Elsene, company number BE0543580476, closed financial year 2025 with a result of € 9.2 million after tax. For that financial year CDM FINANCE SA recorded a gross margin of € -50,082 and equity of € 35.8 million. Compared with financial year 2024, the result moved from € 1.1 million to € 9.2 million. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 27, 2026.
€ 35.8 million
▲ 35% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 9.2 million
▲ € 8.1 million vs 2024
Profit after tax over the fiscal year.
€ 52,010
▼ 28% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 13.1 million.
People and assets in 2025
0.6
Average over the fiscal year, from the social balance sheet.
€ 26,692
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 2,744
▼ 21% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 8,550
▲ 63% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 848,431
▲ € 737,290 vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € -30,928 | € -100,265 | € -36,014 | € -50,082 | ▼ € 14,068 |
| Profit after taxes | € 2,459,693 | € 505,031 | € 1,111,416 | € 9,193,277 | ▲ € 8.1 million |
| Equity | € 24,944,319 | € 25,449,350 | € 26,560,766 | € 35,754,043 | ▲ 35% |
| Total debts | € 335,332 | € 374,331 | € 450,954 | € 856,981 | ▲ 90% |
| Cash | € 2,032,593 | € 180,213 | € 72,194 | € 52,010 | ▼ 28% |
| Retained profit | € 2,287,319 | € 2,792,350 | € 3,903,766 | € 13,097,043 | ▲ 235% |
| Balance sheet total | € 25,279,651 | € 25,823,681 | € 27,011,720 | € 36,611,024 | ▲ 36% |
| Employees (FTE) | - | - | - | 0.6 |
Key figures of CDM FINANCE SA, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to CDM FINANCE SA?
What happened at CDM FINANCE SA in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Cédric du Monceau de Bergendal stepped down as director. NBB
- Victoria White stepped down as director. NBB
- New annual accounts for financial year 2025: profit of € 9.2 million (▲ € 8.1 million vs 2024). Source: NBB ↗
- New establishment in Ottignies-Louvain-la-Neuve. KBO
- Cédric du Monceau de Bergendal became a director. NBB
- Victoria White became a director. NBB
- New establishment in Elsene. KBO
- Start of the company according to the CBE. KBO
In short
From € 2.5 million profit in 2022 to € 9.2 million profit in 2025.
Paid € 1.1 million in corporate taxes since 2022.
Best year ever: 2025, with € 9.2 million profit.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Directors
According to the 2025 annual accounts
Cédric du Monceau de Bergendal
Managing director
Also active at: Société Nationale de Construction Aérospatiale, RAINYVE, VILLA MONCEAU
since 2025 · until 2031
Victoria White
Director
since 2025 · until 2031
Establishments
Establishment units
Physical locations of this company
Louizalaan 536
1050 Elsene
Avenue du Parc 2
1340 Ottignies-Louvain-la-Neuve
Active since 1 January 2026
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 3 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0543.580.476
- VAT number
- BE 0543.580.476
- Registered office
- Louizalaan 536, 1050 Elsene
- Names & denominations
- CDM FINANCE SA
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 24 December 2013
- Peppol
- Active · Active since 19 Dec 2025
- Activities · NACE
Activiteiten van geldmarkt- en niet-geldmarktbeleggingsfondsen