Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 60 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
STEMICO from Waregem, company number BE0543487733, closed financial year 2025 with a result of € 104,410 after tax. For that financial year STEMICO recorded a gross margin of € 352,763 and equity of € 491,077. Compared with financial year 2024, the result moved from € 87,403 to € 104,410. Profitable, and profit is growing. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on January 9, 2026.
€ 491,077
▲ 27% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 104,410
▲ 19% vs 2024
Profit after tax over the fiscal year.
€ 176,116
▲ 67% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 463,077.
People and assets in 2025
1.9
Average over the fiscal year, from the social balance sheet.
€ 96,856
▲ 7% vs 2024
€ 51,000 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 67,124
▼ 23% vs 2024
Of which on lease € 33,460.
Debts at end 2025
€ 1.1 million
▼ 6% vs 2024
€ 80,865 is repaid this year. At this pace the long-term loan is gone in ≈ 10 years.
€ 353,040
▼ 9% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 76,738
▲ 1% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 188,234 | € 286,509 | € 272,783 | € 352,763 | ▲ 29% |
| Profit after taxes | € 4,424 | € 105,369 | € 87,403 | € 104,410 | ▲ 19% |
| Equity | € 193,895 | € 299,264 | € 386,667 | € 491,077 | ▲ 27% |
| Total debts | € 969,317 | € 1,239,496 | € 1,896,608 | € 1,774,825 | ▼ 6% |
| Cash | € 35,075 | € 124,788 | € 105,768 | € 176,116 | ▲ 67% |
| Land & buildings | € 531,211 | € 531,211 | € 1,551,412 | € 1,514,324 | ▼ 2% |
| Retained profit | € 165,895 | € 271,264 | € 358,667 | € 463,077 | ▲ 29% |
| Bank debt | € 629,223 | € 765,961 | € 1,126,941 | € 1,055,615 | ▼ 6% |
| Balance sheet total | € 1,163,212 | € 1,538,759 | € 2,283,275 | € 2,265,902 | ▼ 1% |
| Employees (FTE) | 3 | 2.3 | 1.9 | 1.9 |
Key figures of STEMICO, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 January 2027.
What happened to STEMICO?
What happened at STEMICO in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 104,410 (▲ 19% vs 2024). Source: NBB ↗
- New establishment in Waregem. KBO
- Start of the company according to the CBE. KBO
In short
From € 4,424 profit in 2022 to € 104,410 profit in 2025.
Paid € 60,954 in corporate taxes since 2022.
Best year ever: 2023, with € 105,369 profit.
On average € 185,700 of value added per employee in 2025.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind STEMICO are Steven DE SLOOVER and Michiel MASSELIS.
Directors
According to the 2025 annual accounts
Steven DE SLOOVER
Director
Michiel MASSELIS
Director
Establishments
Establishment units
Physical locations of this company
Vijfseweg 3 box A
8790 Waregem
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0543.487.733
- VAT number
- BE 0543.487.733
- Registered office
- Vijfseweg 3 bus A, 8790 Waregem
- Names & denominations
- STEMICO
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 20 December 2013
- Peppol
- Active · Active since 28 Aug 2023
- Activities · NACE
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