Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 14 % of short-term debt in 2025; threshold 65 %.
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Figures corrected NBB
Corrected annual account filed for 2023.
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Busy address KBO
12 other companies have their registered office at the same address; threshold 10.
Financials
Financial year 2025
I&S Construct & Co from Temse, company number BE0543333523, closed financial year 2025 with a result of € 350,963 after tax. For that financial year I&S Construct & Co recorded a gross margin of € 1.1 million and equity of € 1.9 million. Compared with financial year 2024, the result moved from € 225,882 to € 350,963. Profitable, and profit is growing. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on April 28, 2026.
€ 1.9 million
▲ 20% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 350,963
▲ 55% vs 2024
Profit after tax over the fiscal year.
€ 261,369
▼ 11% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 1.9 million.
People and assets in 2025
5.9
▲ 1.3 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 511,371
▲ 32% vs 2024
€ 86,700 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 793,246
▼ 84% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 96,073
▼ 64% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 796,969 | € 597,790 | € 822,138 | € 1,071,389 | ▲ 30% |
| Profit after taxes | € 275,485 | € 112,947 | € 225,882 | € 350,963 | ▲ 55% |
| Equity | € 1,299,337 | € 1,392,344 | € 1,595,467 | € 1,914,022 | ▲ 20% |
| Total debts | € 4,727,570 | € 6,862,040 | € 7,069,531 | € 6,574,957 | ▼ 7% |
| Cash | € 692,218 | € 143,519 | € 292,711 | € 261,369 | ▼ 11% |
| Land & buildings | € 6,649 | € 6,205 | € 5,762 | - | |
| Retained profit | € 1,279,337 | € 1,372,344 | € 1,575,467 | € 1,894,022 | ▲ 20% |
| Balance sheet total | € 6,026,907 | € 8,254,384 | € 8,664,998 | € 8,488,978 | ▼ 2% |
| Employees (FTE) | 4 | 4 | 4.6 | 5.9 | ▲ 1.3 |
Key figures of I&S Construct & Co, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 April 2027.
What happened to I&S Construct & Co?
What happened at I&S Construct & Co in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 350,963 (▲ 55% vs 2024). Source: NBB ↗
- New establishment in Temse. KBO
- Start of the company according to the CBE. KBO
In short
From € 275,485 profit in 2022 to € 350,963 profit in 2025.
Paid € 358,623 in corporate taxes since 2022.
Best year ever: 2025, with € 350,963 profit.
On average € 181,600 of value added per employee in 2025.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind I&S Construct & Co are Julie DE NIL and Peter DE NIL. Julie DE NIL is also behind IPON and IMMPRO. Peter DE NIL is also behind IMWO-INVEST, Denert Assurantie en Expertisekantoor, V.G.B.S., ICAROS and LESCO.
Directors
According to the 2025 annual accounts
Peter DE NIL
Director
Also active at: IMWO-INVEST, Denert Assurantie en Expertisekantoor, V.G.B.S., ICAROS, LESCO, O - MIKRON, DEN BERK, R.E.M.P. +2 more
Establishments
Establishment units
Physical locations of this company
Kapelanielaan 9 box B
9140 Temse
Kapelanielaan 9B
9140 Temse
Active since 17 December 2013
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 12 companies are registered at this address.
All companies at this address →Etablissements Horticoles de Wanze
€ -9,558 gross margin · 2025
Studiebureel L & P
€ 16,339 gross margin · 2025
IMWO-INVEST same network
€ 6.7 million revenue · 2025
JUTEHANDEL
€ 48,025 revenue · 2025
Immobilière de l'Abbaye
€ -1,609 gross margin · 2025
+7 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0543.333.523
- VAT number
- BE 0543.333.523
- Registered office
- Kapelanielaan 9 bus B, 9140 Temse
- Names & denominations
- I&S Construct & Co
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 17 December 2013
- Peppol
- Active · Active since 27 Mar 2026
- Activities · NACE
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