What does INSUROPE do?

INSUROPE is an insurance broker in Brussel. Cooperative, started on 12 December 2013, 1 establishment.

What is the address of INSUROPE?

The registered office of INSUROPE is located at Waterloolaan 16, 1000 Brussel.

Is INSUROPE still active?

Yes. According to the CBE (28 September 2026) INSUROPE is active, legal situation “Normale toestand”, started on 12 December 2013.

Is INSUROPE registered on Peppol?

Yes, INSUROPE is registered on the Peppol network with ID 0208:0542953144.

What is the enterprise number of INSUROPE?

The enterprise number of INSUROPE is BE0542953144.

When was INSUROPE founded?

INSUROPE was founded on 12 December 2013.

Who are the directors of INSUROPE?

According to the 2025 annual accounts, the directors of INSUROPE are: Groupama Gan Vie S. Etr., Morten UNNEBERG, THE CANADA LIFE LIMITED S. Etr., THE PRUDENTIAL INSURANCE COMPANY OF AMERICA S. Etr., AG Insurance SA, PING AN ANNUITY INSURANCE COMPANY LTD S. Etr., ICATU SEGUROS SA S. Etr., NATIONALE-NEDERLANDEN LEVENSVERZEKERING MAATSCHAPPIJ SA.

Is INSUROPE a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 12 December 2013; 5 annual accounts filed, latest fiscal year 2025; 11 directors known from the annual account.

How much profit did INSUROPE make in 2025?

INSUROPE posted a profit after taxes of € 408,336 in financial year 2025.

What is the revenue of INSUROPE?

As a small company, INSUROPE is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 5,469,981.

How much does an employee at INSUROPE earn?

The average wage cost per full-time employee at INSUROPE was € 197,100 in 2025: staff costs of € 4.7 million for 23.7 FTE, according to the annual account at the National Bank. That is the employer's cost, not net pay.

How many employees does INSUROPE have?

According to the 2025 annual accounts, INSUROPE has 23.7 full-time equivalents (FTE).

Does INSUROPE have a website?

Yes, INSUROPE has a website at insurope.com.

INSUROPE (Cooperative) - Brussel - BE0542953144

Dossier INSUROPE, printed on 28 September 2026 from databakkes.be/en/0542953144/insurope. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

Busy address KBO

19 other companies have their registered office at the same address; threshold 10.

Financials

Financial year 2025

INSUROPE from Brussel, company number BE0542953144, closed financial year 2025 with a result of € 408,336 after tax. For that financial year INSUROPE recorded a gross margin of € 5.5 million and equity of € 7.2 million. Compared with financial year 2024, the result moved from € 286,289 to € 408,336. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on June 24, 2026.

What it is worth Growing

€ 7.2 million

▲ 6% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Growing

€ 408,336

▲ 43% vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 4.7 million

▲ 9% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Growing

Stays in the company

No dividend for 2025. Retained profit grew to € 3.2 million.

People and assets in 2025

Full-time equivalents

23.7

▲ 1.4 vs 2024

Average over the fiscal year, from the social balance sheet.

Wage cost

€ 4.7 million

▲ 18% vs 2024

€ 197,100 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 18,753

▲ 8% vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt

None

No bank loans on the last day of the fiscal year.

Owed to suppliers

€ 5.8 million

▲ 17% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Wages and social charges

€ 751,457

▲ 10% vs 2024

Wages, holiday pay and social contributions still to pay. No outstanding taxes.

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Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 3,415,834 Gross margin 2022: € 3,415,834 First fiscal year in the series	€ 4,677,405 Gross margin 2023: € 4,677,405 ▲ 37% vs 2022 (€ 3,415,834) Favourable step	€ 4,234,398 Gross margin 2024: € 4,234,398 ▼ 9% vs 2023 (€ 4,677,405) Unfavourable step	€ 5,469,981 Gross margin 2025: € 5,469,981 ▲ 29% vs 2024 (€ 4,234,398) Favourable step	▲ 29%
Profit after taxes	€ 299,337 Profit after taxes 2022: € 299,337 First fiscal year in the series	€ 321,347 Profit after taxes 2023: € 321,347 ▲ 7% vs 2022 (€ 299,337) Favourable step	€ 286,289 Profit after taxes 2024: € 286,289 ▼ 11% vs 2023 (€ 321,347) Unfavourable step	€ 408,336 Profit after taxes 2025: € 408,336 ▲ 43% vs 2024 (€ 286,289) Favourable step	▲ 43%
Equity	€ 6,173,911 Equity 2022: € 6,173,911 First fiscal year in the series	€ 6,495,258 Equity 2023: € 6,495,258 ▲ 5% vs 2022 (€ 6,173,911) Favourable step	€ 6,781,547 Equity 2024: € 6,781,547 ▲ 4% vs 2023 (€ 6,495,258) Favourable step	€ 7,189,883 Equity 2025: € 7,189,883 ▲ 6% vs 2024 (€ 6,781,547) Favourable step	▲ 6%
Total debts	€ 8,646,995 Total debts 2022: € 8,646,995 First fiscal year in the series	€ 7,618,951 Total debts 2023: € 7,618,951 ▼ 12% vs 2022 (€ 8,646,995) Favourable step	€ 5,765,090 Total debts 2024: € 5,765,090 ▼ 24% vs 2023 (€ 7,618,951) Favourable step	€ 6,712,219 Total debts 2025: € 6,712,219 ▲ 16% vs 2024 (€ 5,765,090) Unfavourable step	▲ 16%
Cash	€ 5,263,383 Cash 2022: € 5,263,383 First fiscal year in the series	€ 2,858,081 Cash 2023: € 2,858,081 ▼ 46% vs 2022 (€ 5,263,383) Unfavourable step	€ 4,303,972 Cash 2024: € 4,303,972 ▲ 51% vs 2023 (€ 2,858,081) Favourable step	€ 4,688,248 Cash 2025: € 4,688,248 ▲ 9% vs 2024 (€ 4,303,972) Favourable step	▲ 9%
Retained profit	€ 2,146,111 Retained profit 2022: € 2,146,111 First fiscal year in the series	€ 2,467,458 Retained profit 2023: € 2,467,458 ▲ 15% vs 2022 (€ 2,146,111) Favourable step	€ 2,753,747 Retained profit 2024: € 2,753,747 ▲ 12% vs 2023 (€ 2,467,458) Favourable step	€ 3,162,083 Retained profit 2025: € 3,162,083 ▲ 15% vs 2024 (€ 2,753,747) Favourable step	▲ 15%
Balance sheet total	€ 15,062,322 Balance sheet total 2022: € 15,062,322 First fiscal year in the series	€ 14,718,130 Balance sheet total 2023: € 14,718,130 ▼ 2% vs 2022 (€ 15,062,322) Unchanged	€ 13,150,558 Balance sheet total 2024: € 13,150,558 ▼ 11% vs 2023 (€ 14,718,130) Unchanged	€ 14,405,423 Balance sheet total 2025: € 14,405,423 ▲ 10% vs 2024 (€ 13,150,558) Unchanged	▲ 10%
Employees (FTE)	22 Employees (FTE) 2022: 22 First fiscal year in the series	21.1 Employees (FTE) 2023: 21.1 ▼ 0.9 vs 2022 (22) Unchanged	22.3 Employees (FTE) 2024: 22.3 ▲ 1.2 vs 2023 (21.1) Unchanged	23.7 Employees (FTE) 2025: 23.7 ▲ 1.4 vs 2024 (22.3) Unchanged	▲ 1.4

Key figures of INSUROPE, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to INSUROPE?

What happened at INSUROPE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

2029 Groupama Gan Vie S. Etr. stepped down as director. NBB
2029 Morten UNNEBERG stepped down as director. NBB
2029 THE CANADA LIFE LIMITED S. Etr. stepped down as director. NBB
2029 THE PRUDENTIAL INSURANCE COMPANY OF AMERICA S. Etr. stepped down as director. NBB
2029 AG Insurance SA stepped down as director. NBB
2029 PING AN ANNUITY INSURANCE COMPANY LTD S. Etr. stepped down as director. NBB
2029 ICATU SEGUROS SA S. Etr. stepped down as director. NBB
2029 NATIONALE-NEDERLANDEN LEVENSVERZEKERING MAATSCHAPPIJ SA stepped down as director. NBB

In short

From € 299,337 profit in 2022 to € 408,336 profit in 2025.

Paid € 666,568 in corporate taxes since 2022.

Best year ever: 2025, with € 408,336 profit.

On average € 230,800 of value added per employee in 2025.

Original PDFs at the National Bank ↗

A new publication or filing at INSUROPE? We notify you, reason included.

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My folder 3 companies

De Lijn 8 June 2026 New annual account 2025

filed on 8 June 2026

What was left

€ 20 k ▼ 91%
Money in the bank

€ 178 k ▼ 98%

Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit

Real filings at the National Bank

Management

Directors

According to the 2025 annual accounts

Groupama Gan Vie S. Etr.

Director · represented by Typhaine DELORME

since 2023 · until 2029

Morten UNNEBERG

Director

since 2023 · until 2029

THE CANADA LIFE LIMITED S. Etr.

Director · represented by Craig GARLAND

since 2025 · until 2029

THE PRUDENTIAL INSURANCE COMPANY OF AMERICA S. Etr.

Director · represented by Janine Dzwonkas

since 2023 · until 2029

AG Insurance SA

Director · represented by Sven DESMYTTER

Also active at: BROCOM SERVICES, DATASSUR, MICROSTART, VERENIGING VOOR DE BESTRIJDING VAN VERZEKERINGSFRAUDE, TRIP

since 2024 · until 2029

PING AN ANNUITY INSURANCE COMPANY LTD S. Etr.

Director · represented by Jingzhi CAO

since 2023 · until 2029

ICATU SEGUROS SA S. Etr.

Director · represented by Vanessa Perez DONKE

since 2022 · until 2029

NATIONALE-NEDERLANDEN LEVENSVERZEKERING MAATSCHAPPIJ SA

Director · represented by Tom HAARING

since 2023 · until 2029

Alte Leipziger Lebensversicherung a.G. S. Etr.

Director · represented by Christina SCHACHT

since 2024 · until 2029

Danica Pension Livsforsikringaktieselskab S. Etr.

Director · represented by Jens RUNING

since 2023 · until 2029

Grupo Nacional Provincial S. Etr.

Chairman of the board · represented by Rafael ROSAS GONZALEZ

since 2023 · until 2026

Establishments

Establishment units

Physical locations of this company

Registered office

Waterloolaan 16

1000 Brussel

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 19 companies are registered at this address.

All companies at this address →

Caution Mutuelle des Travailleurs Indépendants

Comptoir de Dépots et de Crédit aux Classes Moyennes

Amicale du Personnel de la Caisse Nationale de Crédit Professionnel

Association Familiale de Hemptinne

CBRE

€ 49.2 million revenue · 2025

+14 more

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Website

HTTPS insurope.com

About

Technologies

ASP.NETApacheBootstrapCloudflare CDNJSGoogle AnalyticsGoogle FontsGoogle Tag ManagerSwiperjQuery

Certifications & Partners

FEB/VBO

Hosting & Email

Email provider

Self-hosted

Hosting

DATACAMPUS, FR

DNS

OVH DNS

Domain

insurope.com

Registered

1998-09-17

Registrar

OVH, SAS

Expires

2026-09-16

Website info

HTTPS Ja

Languages EN

Features

Blog Ads Contact page

Security

✓ HTTPS

✗ SPF

✓ DMARC

Details

Company number

0542.953.144

VAT number

BE 0542.953.144

Registered office

Waterloolaan 16, 1000 Brussel

Names & denominations

INSUROPE

Enterprise type

Rechtspersoon

Legal form

Cooperative company

Legal situation

Normale toestand

Start date

12 December 2013

Peppol

Active · Active since 3 Mar 2026

Contact

insurope.com

Activities · NACE

Activiteiten van verzekeringsagenten en -makelaars

Administratieve en ondersteunende activiteiten ten behoeve van kantoren

Diverse administratieve activiteiten ten behoeve van kantoren

View on CBE Public ↗ Annual accounts (NBB) ↗

INSUROPE

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Financials

What happened to INSUROPE?

Know what changes at your customers, suppliers and competitors. Without reading an annual account.

Management

Directors

Establishments

Establishment units

Who else lives here?

Website

Technologies

Certifications & Partners

Hosting & Email

Domain

Website info

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Details

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