Financials
Financial year 2024
CREDECOR from Deerlijk, company number BE0542783393, closed financial year 2024 with a result of € 14,576 after tax. For that financial year CREDECOR recorded a gross margin of € 35,357 and equity of € 75,493. Compared with financial year 2023, the result moved from € -14,465 to € 14,576. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on December 11, 2025.
€ 75,493
▲ 24% vs 2023
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 14,576
▲ still € 14,465 loss in 2023
Profit after tax over the fiscal year.
€ 25,976
▲ € 22,713 vs 2023
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2024. Retained profit grew to € 66,193.
People and assets in 2024
€ 864
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 16,043
▼ 35% vs 2023
Book value of vehicles, furniture and equipment.
Debts at end 2024
€ 14,725
▼ 43% vs 2023
€ 7,900 is repaid this year. At this pace the long-term loan is gone in ≈ 2 years.
€ 3,487
▲ 28% vs 2023
Supplier invoices still open on the last day of the fiscal year.
€ 10,920
▼ 13% vs 2023
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2021 | 2022 | 2023 | 2024 | Change 2023 → 2024 | |
|---|---|---|---|---|---|
| Gross margin | € 15,482 | € 57,034 | € 456 | € 35,357 | ▲ € 34,901 |
| Profit after taxes | € 2,113 | € 8,419 | € -14,465 | € 14,576 | ▲ € 29,041 |
| Equity | € 66,964 | € 75,383 | € 60,918 | € 75,493 | ▲ 24% |
| Total debts | € 75,731 | € 75,878 | € 47,309 | € 29,132 | ▼ 38% |
| Cash | € 25,714 | € 27,116 | € 3,262 | € 25,976 | ▲ € 22,713 |
| Retained profit | € 57,664 | € 66,083 | € 51,618 | € 66,193 | ▲ 28% |
| Bank debt | € 11,838 | € 38,382 | € 26,051 | € 14,725 | ▼ 43% |
| Balance sheet total | € 142,694 | € 151,261 | € 108,226 | € 104,625 | ▼ 3% |
Key figures of CREDECOR, fiscal years 2021 to 2024, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2025 has not been filed yet; it was expected before 31 July 2026.
What happened to CREDECOR?
What happened at CREDECOR in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2024: profit of € 14,576. filed late Source: NBB ↗
- New establishment in Deerlijk. KBO
- Start of the company according to the CBE. KBO
In short
From € 2,113 profit in 2021 to € 14,576 profit in 2024.
Paid € 37,607 in corporate taxes since 2021.
Best year ever: 2024, with € 14,576 profit.
Management
Behind CREDECOR are MARIA COGGHE ANN and MICHEL CRETEUR STEVEN.
Directors
According to the 2024 annual accounts
MARIA COGGHE ANN
Manager
MICHEL CRETEUR STEVEN
Manager
Establishments
Establishment units
Physical locations of this company
Paanderstraat 37
8540 Deerlijk
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0542.783.393
- VAT number
- BE 0542.783.393
- Registered office
- Paanderstraat 37, 8540 Deerlijk
- Names & denominations
- CREDECOR
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 6 December 2013
- Peppol
- Active · Active since 20 Nov 2020
- Activities · NACE
Schrijnwerk
Handelsbemiddeling in de groothandel in hout en bouwmaterialen
Installatie van isolatie
Glaszetten
Dakwerkzaamheden
Isolatiewerkzaamheden