Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 40 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
Ter Biest from De Haan, company number BE0542632351, closed financial year 2025 with a result of € 7,211 after tax. For that financial year Ter Biest recorded a gross margin of € 140,134 and equity of € 84,523. Compared with financial year 2024, the result moved from € 235 to € 7,211. Profitable, and profit is growing. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on March 26, 2026.
€ 84,523
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 7,211
▲ € 6,976 vs 2024
Profit after tax over the fiscal year.
€ 8,964
▼ 33% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 7,000 paid out
97 % of the profit went to the shareholders, the rest stayed in the company.
People and assets in 2025
€ 60,269
▼ 16% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 17,181
▼ 25% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 481,541
▼ 5% vs 2024
€ 26,128 is repaid this year. At this pace the long-term loan is gone in ≈ 18 years.
€ 118,717
▼ 6% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 37,260
▲ 4% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 155,225 | € 169,769 | € 154,952 | € 140,134 | ▼ 10% |
| Profit after taxes | € 16,838 | € 9,322 | € 235 | € 7,211 | ▲ € 6,976 |
| Equity | € 73,823 | € 83,144 | € 84,312 | € 84,523 | |
| Total debts | € 662,695 | € 612,350 | € 669,868 | € 639,217 | ▼ 5% |
| Cash | € 43,559 | € 18,555 | € 13,354 | € 8,964 | ▼ 33% |
| Land & buildings | € 386,927 | € 378,230 | € 503,561 | € 491,926 | ▼ 2% |
| Retained profit | € 67,623 | € 76,944 | € 78,112 | € 78,323 | |
| Dividend | € 0 | € 0 | € 0 | € 7,000 | |
| Bank debt | € 384,015 | € 400,546 | € 506,422 | € 481,541 | ▼ 5% |
| Balance sheet total | € 736,518 | € 695,495 | € 754,179 | € 723,740 | ▼ 4% |
| Employees (FTE) | 2.1 | 2 | 1.4 | - |
Key figures of Ter Biest, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 April 2027.
What happened to Ter Biest?
What happened at Ter Biest in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 7,211 (▲ € 6,976 vs 2024). Source: NBB ↗
- New establishment in De Haan. KBO
- New establishment in De Haan. KBO
- New establishment in De Haan. KBO
- Start of the company according to the CBE. KBO
In short
From € 16,838 profit in 2022 to € 7,211 profit in 2025.
Paid € 20,578 in corporate taxes since 2022.
Best year ever: 2022, with € 16,838 profit.
On average € 110,700 of value added per employee in 2024.
Management
Behind Ter Biest are Jan Pauwels and Annick Falleyn.
Directors
According to the 2025 annual accounts
Jan Pauwels
Director
Annick Falleyn
Director
Establishments
Establishment units
Physical locations of this company
Ter Bieststraat 1/b
8421 De Haan
Kerkstraat 1
8420 De Haan
Active since 1 January 2014
Leopoldlaan 1
8420 De Haan
Active since 1 September 2020
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0542.632.351
- VAT number
- BE 0542.632.351
- Registered office
- Ter Bieststraat 1/b, 8421 De Haan
- Names & denominations
- Ter Biest
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 2 December 2013
- Peppol
- Active · Active since 31 Oct 2023
- Activities · NACE
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Holdings