Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
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Not on Peppol Peppol
Not registered in the Peppol network, mandatory for VAT-liable companies since 1 January 2026.
Financials
Financial year 2025
S & A CONSTRUCT from Gerpinnes, company number BE0542609288, closed financial year 2025 with a result of € -17,678 after tax. For that financial year S & A CONSTRUCT recorded a gross margin of € -13,266 and equity of € 16,330. Compared with financial year 2024, the result moved from € -34,079 to € -17,678. The company made a loss. The buffer shrank hard: equity is 52 % below last year. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 18, 2026.
€ 16,330
▼ 52% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -17,678
▲ 48 % less loss than in 2024
Profit after tax over the fiscal year.
€ 3,019
▼ 92% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 11,330.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 1,228
▼ 41% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 1,677
▲ 225% vs 2024
Loans from banks and other lenders, long and short.
€ 1,255
▼ 91% vs 2024
Supplier invoices still open on the last day of the fiscal year.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € -26,619 | € 2,023 | € -32,795 | € -13,266 | ▲ € 19,529 |
| Profit after taxes | € -27,811 | € 892 | € -34,079 | € -17,678 | ▲ € 16,400 |
| Equity | € 67,195 | € 68,087 | € 34,009 | € 16,330 | ▼ 52% |
| Total debts | € 39,047 | € 28,266 | € 34,772 | € 22,558 | ▼ 35% |
| Cash | € 19,502 | € 18,306 | € 38,313 | € 3,019 | ▼ 92% |
| Retained profit | € 62,195 | € 63,087 | € 29,009 | € 11,330 | ▼ 61% |
| Bank debt | € 511 | € 609 | € 516 | € 1,677 | ▲ 225% |
| Balance sheet total | € 106,242 | € 96,354 | € 68,781 | € 38,889 | ▼ 43% |
Key figures of S & A CONSTRUCT, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to S & A CONSTRUCT?
What happened at S & A CONSTRUCT in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 17,678. filed late Source: NBB ↗
- New establishment in Sint-Gillis (bij-Brussel). KBO
- Start of the company according to the CBE. KBO
In short
From € 27,811 loss in 2022 to € 17,678 loss in 2025.
Best year ever: 2023, with € 892 profit.
Management
Behind S & A CONSTRUCT is Paulo DA SILVA GONCALVES.
Directors
According to the 2025 annual accounts
Paulo DA SILVA GONCALVES
Director
Establishments
Establishment units
Physical locations of this company
Avenue Fabiola(GER) 7
6280 Gerpinnes
Alsembergse Steenweg 105
1060 Sint-Gillis (bij-Brussel)
Active since 2 January 2014
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0542.609.288
- VAT number
- BE 0542.609.288
- Registered office
- Avenue Fabiola(GER) 7, 6280 Gerpinnes
- Names & denominations
- S & A CONSTRUCT
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 2 December 2013
- Peppol
- Not registered
- Activities · NACE
Bouwrijp maken van terreinen
Installatie van isolatie
Overige reiniging van gebouwen; industriële reiniging
Schrijnwerk
Overige gespecialiseerde bouwactiviteiten, neg
Proefboren en boren
Overige gespecialiseerde bouwwerkzaamheden
Gevelreiniging
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