Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 1 of the last 4 fiscal years.
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Two loss years in a row NBB
Negative result in 2023 and 2024.
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Tight liquidity NBB
Cash and receivables cover 21 % of short-term debt in 2024; threshold 65 %.
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Legal situation KBO
Opening faillissement according to the CBE.
Financials
Financial year 2024
D & F couture from Knokke-Heist, company number BE0542420337, closed financial year 2024 with a result of € -189,748 after tax. For that financial year D & F couture recorded a gross margin of € 308,433 and equity of € -6,129. Compared with financial year 2023, the result moved from € -34,799 to € -189,748. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on August 26, 2025.
€ -6,129
▼ € 189,748 vs 2023
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -189,748
▼ 445 % more loss than in 2023
Profit after tax over the fiscal year.
€ 110,820
▼ 29% vs 2023
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -24,729.
People and assets in 2024
7
▲ 0.2 vs 2023
Average over the fiscal year, from the social balance sheet.
€ 407,706
▲ 14% vs 2023
€ 58,200 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 76,186
▼ 27% vs 2023
Book value of vehicles, furniture and equipment.
Debts at end 2024
€ 467,404
▼ 26% vs 2023
€ 209,869 is repaid this year. At this pace the long-term loan is gone in ≈ 2 years.
€ 352,437
▲ 14% vs 2023
Supplier invoices still open on the last day of the fiscal year.
€ 152,530
▲ 79% vs 2023
Taxes, VAT and social contributions still to pay.
| 2021 | 2022 | 2023 | 2024 | Change 2023 → 2024 | |
|---|---|---|---|---|---|
| Gross margin | € 626,003 | € 433,206 | € 425,777 | € 308,433 | ▼ 28% |
| Profit after taxes | € 118,923 | € -181,614 | € -34,799 | € -189,748 | ▼ € 154,949 |
| Equity | € 400,032 | € 218,418 | € 183,619 | € -6,129 | ▼ € 189,748 |
| Total debts | € 1,729,849 | € 1,610,309 | € 1,108,553 | € 1,028,965 | ▼ 7% |
| Cash | € 939,772 | € 524,037 | € 157,027 | € 110,820 | ▼ 29% |
| Land & buildings | € 442,491 | € 432,712 | € 418,965 | € 405,219 | ▼ 3% |
| Retained profit | € 381,432 | € 199,818 | € 165,019 | € -24,729 | ▼ € 189,748 |
| Dividend | € 156,863 | € 0 | € 0 | € 0 | |
| Bank debt | € 1,229,952 | € 1,035,506 | € 628,536 | € 467,404 | ▼ 26% |
| Balance sheet total | € 2,129,881 | € 1,828,727 | € 1,292,172 | € 1,022,836 | ▼ 21% |
| Employees (FTE) | 9.9 | 8.6 | 6.8 | 7 | ▲ 0.2 |
Key figures of D & F couture, fiscal years 2021 to 2024, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2025 has not been filed yet; it was expected before 31 July 2026.
What happened to D & F couture?
What happened at D & F couture in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
D & F couture is active according to the CBE. Legal situation: Opening faillissement.
- New annual accounts for financial year 2024: loss of € 189,748. filed late Source: NBB ↗
- Diana Elbers became a director. NBB
- New establishment in Knokke-Heist. KBO
- Start of the company according to the CBE. KBO
In short
From € 118,923 profit in 2021 to € 189,748 loss in 2024.
Paid € 19,468 in corporate taxes since 2021.
Best year ever: 2021, with € 118,923 profit.
On average € 44,100 of value added per employee in 2024.
Management
Behind D & F couture is Diana Elbers.
Directors
According to the 2024 annual accounts
Diana Elbers
Director
since 2023
Establishments
Establishment units
Physical locations of this company
Kustlaan 27
8300 Knokke-Heist
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0542.420.337
- VAT number
- BE 0542.420.337
- Registered office
- Kustlaan 27, 8300 Knokke-Heist
- Names & denominations
- D & F couture
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Opening faillissement
- Start date
- 22 November 2013
- Peppol
- Active · Active since 3 Nov 2025
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