Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Two loss years in a row NBB
Negative result in 2024 and 2025.
Financials
Financial year 2025
SMART CAPITAL from Jette, company number BE0541999871, closed financial year 2025 with a result of € -1,132 after tax. For that financial year SMART CAPITAL recorded a gross margin of € -385 and equity of € 7,355. Compared with financial year 2024, the result moved from € -13,623 to € -1,132. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on August 26, 2026.
€ 7,355
▼ 13% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -1,132
▲ 92 % less loss than in 2024
Profit after tax over the fiscal year.
€ 71
▼ 43% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -705.
People and assets in 2025
€ 405
▼ 62% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 175,079 | € 70,722 | € 30,351 | € -385 | ▼ € 30,736 |
| Profit after taxes | € 16,949 | € 482 | € -13,623 | € -1,132 | ▲ € 12,491 |
| Equity | € 21,627 | € 22,109 | € 8,486 | € 7,355 | ▼ 13% |
| Total debts | € 57,938 | € 21,298 | € 8,592 | € 5,225 | ▼ 39% |
| Cash | € 1,142 | € 601 | € 123 | € 71 | ▼ 43% |
| Retained profit | € 15,427 | € 15,909 | € 2,286 | € -705 | ▼ € 2,992 |
| Bank debt | € 17,092 | € 10,059 | € 2,970 | € 0 | ▼ 100% |
| Balance sheet total | € 79,565 | € 43,407 | € 17,079 | € 12,579 | ▼ 26% |
Key figures of SMART CAPITAL, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to SMART CAPITAL?
What happened at SMART CAPITAL in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 1,132. filed late Source: NBB ↗
- New establishment in Jette. KBO
- Start of the company according to the CBE. KBO
In short
From € 16,949 profit in 2022 to € 1,132 loss in 2025.
Paid € 20,183 in corporate taxes since 2022.
Best year ever: 2022, with € 16,949 profit.
Management
Behind SMART CAPITAL are COUVREUR FINANCES SRL, SOMA MANAGEMENT SRL, NICKEL MANAGEMENT SRL and BANEL MANAGEMENT SRL. The same people are also behind EXPO INSURANCE and EXPO FINANCE.
Directors
According to the 2025 annual accounts
Director · represented by Luc Ernest Paul VAN ROYE
Also active at: EXPO INSURANCE, EXPO FINANCE
Director · represented by Mathieu NOIRFALISE
Also active at: EXPO INSURANCE, EXPO FINANCE
Director · represented by Nicolas LEKIME
Also active at: EXPO INSURANCE, EXPO FINANCE
Director · represented by Benoït, Nicolas, Guy LEKIME
Also active at: EXPO INSURANCE, EXPO FINANCE
Establishments
Establishment units
Physical locations of this company
Bonaventurestraat 11
1090 Jette
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0541.999.871
- VAT number
- BE 0541.999.871
- Registered office
- Bonaventurestraat 11, 1090 Jette
- Names & denominations
- SMART CAPITAL
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 20 November 2013
- Peppol
- Active · Active since 24 Feb 2026