Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 43 % of short-term debt in 2026; threshold 65 %.
Financials
Financial year 2026
ConstRuebens from Sint-Agatha-Berchem, company number BE0541618009, closed financial year 2026 with a result of € 1,538 after tax. For that financial year ConstRuebens recorded a gross margin of € 11,644 and equity of € 12,265. Compared with financial year 2025, the result moved from € 1,312 to € 1,538. Profitable, and profit is growing. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on October 31, 2026.
€ 12,265
▲ 14% vs 2025
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 1,538
▲ 17% vs 2025
Profit after tax over the fiscal year.
€ 1,385
▼ 69% vs 2025
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2026. Retained profit grew to € 4,265.
People and assets in 2026
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 18,419
▼ 3% vs 2025
Book value of vehicles, furniture and equipment.
Debts at end 2026
None
No bank loans on the last day of the fiscal year.
€ 24,112
▲ 189% vs 2025
Supplier invoices still open on the last day of the fiscal year.
€ 5,393
▲ 58% vs 2025
Taxes, VAT and social contributions still to pay.
| 2023 | 2024 | 2025 | 2026 | Change 2025 → 2026 | |
|---|---|---|---|---|---|
| Gross margin | € 8,351 | € 16,036 | € 12,505 | € 11,644 | ▼ 7% |
| Profit after taxes | € 1,921 | € 8,411 | € 1,312 | € 1,538 | ▲ 17% |
| Equity | € 1,004 | € 9,416 | € 10,728 | € 12,265 | ▲ 14% |
| Total debts | € 36,035 | € 32,422 | € 44,357 | € 68,431 | ▲ 54% |
| Cash | € 4,800 | € 4,766 | € 4,448 | € 1,385 | ▼ 69% |
| Retained profit | € -6,996 | € 1,416 | € 2,728 | € 4,265 | ▲ 56% |
| Balance sheet total | € 37,039 | € 41,837 | € 55,084 | € 80,696 | ▲ 46% |
Key figures of ConstRuebens, fiscal years 2023 to 2026, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2027) expected before 31 October 2027.
What happened to ConstRuebens?
What happened at ConstRuebens in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2026: profit of € 1,538 (▲ 17% vs 2025). Source: NBB ↗
- Start of the company according to the CBE. KBO
- New establishment in Sint-Agatha-Berchem. KBO
In short
From € 1,921 profit in 2023 to € 1,538 profit in 2026.
Paid € 1,404 in corporate taxes since 2023.
Best year ever: 2024, with € 8,411 profit.
Management
Behind ConstRuebens is Luc RUEBENS.
Directors
According to the 2026 annual accounts
Luc RUEBENS
Director
Establishments
Establishment units
Physical locations of this company
Broekstraat 66
1082 Sint-Agatha-Berchem
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0541.618.009
- VAT number
- BE 0541.618.009
- Registered office
- Broekstraat 66, 1082 Sint-Agatha-Berchem
- Names & denominations
- ConstRuebens
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 4 November 2013
- Peppol
- Active · Active since 8 Dec 2025
- Activities · NACE
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