Financials
Financial year 2025
STEWO CONSTRUCT from Diksmuide, company number BE0539701763, closed financial year 2025 with a result of € 114,053 after tax. For that financial year STEWO CONSTRUCT recorded a gross margin of € 499,323 and equity of € 809,725. Compared with financial year 2024, the result moved from € 13,734 to € 114,053. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on October 21, 2025.
€ 809,725
▲ 16% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 114,053
▲ € 100,319 vs 2024
Profit after tax over the fiscal year.
€ 375,668
▲ 123% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 791,125.
People and assets in 2025
4.8
▼ 1.2 vs 2024
Average over the fiscal year, from the social balance sheet.
€ 226,398
▼ 36% vs 2024
€ 47,200 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 141,445
▼ 28% vs 2024
Of which on lease € 80,000.
Debts at end 2025
€ 256,986
▼ 35% vs 2024
€ 70,247 is repaid this year. At this pace the long-term loan is gone in ≈ 4 years.
€ 51,789
▼ 13% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 79,219
▼ 4% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 747,730 | € 641,046 | € 514,147 | € 499,323 | ▼ 3% |
| Profit after taxes | € 212,268 | € 168,375 | € 13,734 | € 114,053 | ▲ € 100,319 |
| Equity | € 631,210 | € 740,762 | € 695,672 | € 809,725 | ▲ 16% |
| Total debts | € 830,228 | € 808,584 | € 649,247 | € 483,267 | ▼ 26% |
| Cash | € 428,497 | € 539,895 | € 168,107 | € 375,668 | ▲ 123% |
| Land & buildings | € 275,801 | € 259,734 | € 407,179 | € 422,516 | ▲ 4% |
| Retained profit | € 612,610 | € 722,162 | € 677,072 | € 791,125 | ▲ 17% |
| Dividend | € 209,412 | € 58,824 | € 58,824 | € 0 | ▼ 100% |
| Bank debt | € 446,373 | € 454,069 | € 394,959 | € 256,986 | ▼ 35% |
| Balance sheet total | € 1,467,740 | € 1,553,647 | € 1,347,221 | € 1,293,294 | ▼ 4% |
| Employees (FTE) | 7 | 5.5 | 6 | 4.8 | ▼ 1.2 |
Key figures of STEWO CONSTRUCT, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 30 January 2027.
What happened to STEWO CONSTRUCT?
What happened at STEWO CONSTRUCT in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 114,053 (▲ € 100,319 vs 2024). Source: NBB ↗
- Start of the company according to the CBE. KBO
- New establishment in Diksmuide. KBO
In short
From € 212,268 profit in 2022 to € 114,053 profit in 2025.
Paid € 166,810 in corporate taxes since 2022.
Best year ever: 2022, with € 212,268 profit.
On average € 104,000 of value added per employee in 2025.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind STEWO CONSTRUCT is Saar Calcoen.
Directors
According to the 2025 annual accounts
Saar Calcoen
Director
Establishments
Establishment units
Physical locations of this company
Heernisse(D) 3
8600 Diksmuide
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0539.701.763
- VAT number
- BE 0539.701.763
- Registered office
- Heernisse(D) 3, 8600 Diksmuide
- Names & denominations
- STEWO CONSTRUCT
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 27 September 2013
- Peppol
- Active · Active since 8 Oct 2025
- Contact
- [email protected] 0498/422454
- Activities · NACE
Coating van metalen
Oppervlaktebehandeling van metalen
Verspanend bewerken van metalen
Vervaardiging van metalen constructiewerken en delen daarvan
Schrijnwerk
Overige gespecialiseerde bouwactiviteiten, neg
Smeden van metaal
Overige gespecialiseerde bouwwerkzaamheden