Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 56 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
SPAR EXPRESS SCHIERVEL from Hasselt, company number BE0538883894, closed financial year 2025 with a result of € 32,290 after tax. For that financial year SPAR EXPRESS SCHIERVEL recorded a gross margin of € 509,194 and equity of € 216,364. Compared with financial year 2024, the result moved from € 31,432 to € 32,290. Profitable, and profit is growing. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on September 30, 2025.
€ 216,364
▲ 18% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 32,290
▲ 3% vs 2024
Profit after tax over the fiscal year.
€ 108,274
▼ 29% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 216,364.
People and assets in 2025
9.7
Average over the fiscal year, from the social balance sheet.
€ 323,373
▲ 8% vs 2024
€ 33,300 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
Debts at end 2025
€ 712,295
▼ 13% vs 2024
€ 67,230 is repaid this year. At this pace the long-term loan is gone in ≈ 10 years.
€ 121,735
▼ 19% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 53,526
▼ 2% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 309,434 | € 427,957 | € 474,660 | € 509,194 | ▲ 7% |
| Profit after taxes | € 2,062 | € 26,642 | € 31,432 | € 32,290 | ▲ 3% |
| Equity | € 125,999 | € 152,642 | € 184,073 | € 216,364 | ▲ 18% |
| Total debts | € 1,159,219 | € 1,123,097 | € 1,044,054 | € 904,714 | ▼ 13% |
| Cash | € 145,777 | € 174,189 | € 153,192 | € 108,274 | ▼ 29% |
| Land & buildings | € 595,439 | € 914,090 | € 812,657 | € 713,134 | ▼ 12% |
| Retained profit | € 125,799 | € 152,642 | € 184,073 | € 216,364 | ▲ 18% |
| Bank debt | € 940,718 | € 903,456 | € 815,777 | € 712,295 | ▼ 13% |
| Balance sheet total | € 1,285,218 | € 1,275,739 | € 1,228,127 | € 1,121,078 | ▼ 9% |
| Employees (FTE) | 8.7 | 8.7 | 9.7 | 9.7 |
Key figures of SPAR EXPRESS SCHIERVEL, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 October 2026.
What happened to SPAR EXPRESS SCHIERVEL?
What happened at SPAR EXPRESS SCHIERVEL in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 32,290 (▲ 3% vs 2024). Source: NBB ↗
- CAROLINE TIMMERMANS became a director. NBB
- R&C INVEST VOF VOF became a director. NBB
- New establishment in Hasselt. KBO
- Start of the company according to the CBE. KBO
In short
From € 2,062 profit in 2022 to € 32,290 profit in 2025.
Paid € 17,845 in corporate taxes since 2022.
Best year ever: 2025, with € 32,290 profit.
On average € 52,500 of value added per employee in 2025.
A new publication or filing at SPAR EXPRESS SCHIERVEL? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind SPAR EXPRESS SCHIERVEL are CAROLINE TIMMERMANS and R&C INVEST VOF VOF. R&C INVEST VOF VOF is also behind SPAR EXPRESS BILZEN, R&C DIEPENBEEK, R&C Foods, RUCADIS and R&C Retail.
Directors
According to the 2025 annual accounts
CAROLINE TIMMERMANS
Director
since 2022
Director · represented by KUBBEN RUDI
Also active at: SPAR EXPRESS BILZEN, R&C DIEPENBEEK, R&C Foods, RUCADIS, R&C Retail
since 2014
Establishments
Establishment units
Physical locations of this company
de Schiervellaan 17
3500 Hasselt
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0538.883.894
- VAT number
- BE 0538.883.894
- Registered office
- de Schiervellaan 17, 3500 Hasselt
- Names & denominations
- SPAR EXPRESS SCHIERVEL
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 24 September 2013
- Peppol
- Active · Active since 23 Jul 2025
- Activities · NACE
Niet-gespecialiseerde detailhandel waarbij voedings- en genotmiddelen overheersen
Detailhandel in niet-gespecialiseerde winkels waarbij voedings- en genotmiddelen overheersen (verkoopsoppervlakte tussen 100 m² en minder dan 400 m²)
Detailhandel in kranten en andere tijdschriften
Detailhandel in cosmetica en toiletartikelen
Detailhandel in dranken, algemeen assortiment
Handel in eigen onroerend goed
Detailhandel in kranten en kantoorbehoeften in gespecialiseerde winkels