Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 48 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
Immobilière du Pont d'Amour from Dinant, company number BE0538761556, closed financial year 2025 with a result of € 97,816 after tax. For that financial year Immobilière du Pont d'Amour recorded a gross margin of € 241,468 and equity of € 237,864. Compared with financial year 2024, the result moved from € 107,570 to € 97,816. The company is profitable. The company holds a healthy buffer. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on July 29, 2026.
€ 237,864
▼ 39% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 97,816
▼ 9% vs 2024
Profit after tax over the fiscal year.
€ 115,155
▼ 50% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 250,000 paid out
More than the year’s profit went to the shareholders; reserves fell.
People and assets in 2025
€ 2,019
▲ 5% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 935,804
▼ 13% vs 2024
€ 147,224 is repaid this year. At this pace the long-term loan is gone in ≈ 6 years.
€ 1,362
▲ 21% vs 2024
Supplier invoices still open on the last day of the fiscal year.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 260,851 | € 255,297 | € 267,542 | € 241,468 | ▼ 10% |
| Profit after taxes | € 98,610 | € 103,868 | € 107,570 | € 97,816 | ▼ 9% |
| Equity | € 178,610 | € 282,478 | € 390,048 | € 237,864 | ▼ 39% |
| Total debts | € 1,429,655 | € 1,295,478 | € 1,150,927 | € 1,113,664 | ▼ 3% |
| Cash | € 151,982 | € 193,237 | € 229,750 | € 115,155 | ▼ 50% |
| Land & buildings | € 1,431,645 | € 1,362,669 | € 1,287,580 | € 1,216,979 | ▼ 5% |
| Retained profit | € 98,610 | € 202,478 | € 310,048 | € 157,864 | ▼ 49% |
| Dividend | € 80,257 | € 0 | € 0 | € 250,000 | |
| Bank debt | € 1,357,797 | € 1,220,355 | € 1,079,711 | € 935,804 | ▼ 13% |
| Balance sheet total | € 1,608,264 | € 1,577,956 | € 1,540,974 | € 1,351,528 | ▼ 12% |
Key figures of Immobilière du Pont d'Amour, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Immobilière du Pont d'Amour?
What happened at Immobilière du Pont d'Amour in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 97,816 (▼ 9% vs 2024). Source: NBB ↗
- Olivier COBUT became a director. NBB
- Isabelle BAUCHE became a director. NBB
- VANDERCAM OPHTALMOLOGIE SRL became a director. NBB
- Jean-Marc GHILAIN became a director. NBB
- Konstantinos POLISIOU became a director. NBB
- Thierry VANDERCAM became a director. NBB
- Lucienne NANA became a director. NBB
In short
From € 98,610 profit in 2022 to € 97,816 profit in 2025.
Paid € 135,836 in corporate taxes since 2022.
Best year ever: 2024, with € 107,570 profit.
Paid out € 330,257 in dividends to the owners in total.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of VANDERCAM OPHTALMOLOGIE comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
Immobilière du Pont d'AmourBehind Immobilière du Pont d'Amour are Isabelle BAUCHE, VANDERCAM OPHTALMOLOGIE SRL, Jean-Marc GHILAIN, Konstantinos POLISIOU, Thierry VANDERCAM and Lucienne NANA. The shares are held by VANDERCAM OPHTALMOLOGIE (14.1%).
Directors
According to the 2025 annual accounts
Isabelle BAUCHE
Administrator-manager
since 2013
Administrator-manager · represented by Thierry VANDERCAM
since 2013
Jean-Marc GHILAIN
Administrator-manager
since 2013
Konstantinos POLISIOU
Administrator-manager
since 2013
Thierry VANDERCAM
Director
since 2013
Olivier COBUT
Director
since 2022
Thuy DO
Administrator-manager
since 2013
Shareholders
14.1%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Pont-d'Amour 47 box A
5500 Dinant
Rue Vieille,Br 47
5570 Beauraing
Active since 17 September 2013
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0538.761.556
- VAT number
- BE 0538.761.556
- Registered office
- Pont-d'Amour 47 bus A, 5500 Dinant
- Names & denominations
- Immobilière du Pont d'Amour
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 17 September 2013
- Peppol
- Active · Active since 20 Nov 2025