Financials
Financial year 2025
ABVS from Binche, company number BE0538568051, closed financial year 2025 with a result of € 106,201 after tax. For that financial year ABVS recorded a gross margin of € 249,960 and equity of € 15,000. Compared with financial year 2024, the result moved from € 71,781 to € 106,201. Profitable, and profit is growing. The company holds a healthy buffer. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on June 30, 2026.
€ 15,000
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 106,201
▲ 48% vs 2024
Profit after tax over the fiscal year.
€ 77,536
▲ 81% vs 2024
Cash and bank balances on the last day of the fiscal year.
€ 106,201 paid out
100 % of the profit went to the shareholders, the rest stayed in the company.
People and assets in 2025
€ 68,783
▲ 18% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
Debts at end 2025
€ 280,704
▼ 15% vs 2024
€ 83,284 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.
€ 1,499
▼ 81% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 31,852
▲ 6% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 163,749 | € 214,129 | € 204,001 | € 249,960 | ▲ 23% |
| Profit after taxes | € 449 | € 55,346 | € 71,781 | € 106,201 | ▲ 48% |
| Equity | € 15,449 | € 15,449 | € 15,000 | € 15,000 | |
| Total debts | € 427,485 | € 453,459 | € 366,860 | € 314,055 | ▼ 14% |
| Cash | € 44,742 | € 80,858 | € 42,764 | € 77,536 | ▲ 81% |
| Land & buildings | € 32,602 | € 28,139 | € 23,714 | € 23,658 | |
| Retained profit | € 449 | € 449 | € 0 | € 0 | |
| Dividend | € 0 | € 55,346 | € 72,230 | € 106,201 | ▲ 47% |
| Bank debt | € 420,189 | € 381,798 | € 328,929 | € 280,704 | ▼ 15% |
| Balance sheet total | € 442,934 | € 468,908 | € 381,860 | € 329,055 | ▼ 14% |
Key figures of ABVS, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to ABVS?
What happened at ABVS in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 106,201 (▲ 48% vs 2024). Source: NBB ↗
- Alexandra BALOURDOS became a director. NBB
- Vincent SAVELSBERG became a director. NBB
- Start of the company according to the CBE. KBO
- New establishment in La Louvière. KBO
- New establishment in Binche. KBO
In short
From € 449 profit in 2022 to € 106,201 profit in 2025.
Paid € 70,494 in corporate taxes since 2022.
Best year ever: 2025, with € 106,201 profit.
Paid out € 233,776 in dividends to the owners in total.
Management
Behind ABVS are Alexandra BALOURDOS and Vincent SAVELSBERG.
Directors
According to the 2025 annual accounts
Alexandra BALOURDOS
Director
since 2013
Vincent SAVELSBERG
Director
since 2013
Establishments
Establishment units
Physical locations of this company
Avenue Wanderpepen(BIN) 17
7130 Binche
Rue Achille Chavée(L.L) 52 box 1
7100 La Louvière
Active since 6 September 2013
Rue de Namur(LEV) 341
7134 Binche
Active since 6 September 2013
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0538.568.051
- VAT number
- BE 0538.568.051
- Registered office
- Avenue Wanderpepen(BIN) 17, 7130 Binche
- Names & denominations
- ABVS
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 12 September 2013
- Peppol
- Active · Active since 17 Apr 2026
- Activities · NACE
Activiteiten van verzekeringsagenten en -makelaars