Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 54 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
STEMARC from Nieuwpoort, company number BE0537843125, closed financial year 2025 with a result of € 24,990 after tax. For that financial year STEMARC recorded a gross margin of € 144,260 and equity of € 89,418. Compared with financial year 2024, the result moved from € 21,498 to € 24,990. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 22, 2026.
€ 89,418
▲ 39% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 24,990
▲ 16% vs 2024
Profit after tax over the fiscal year.
€ 22,762
▲ 49% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 39,418.
People and assets in 2025
€ 82,297
▲ 4% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 9,714
▲ 67% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 40,033
▲ 21% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 122,373 | € 134,910 | € 131,720 | € 144,260 | ▲ 10% |
| Profit after taxes | € 31,143 | € 36,389 | € 21,498 | € 24,990 | ▲ 16% |
| Equity | € 6,542 | € 42,930 | € 64,428 | € 89,418 | ▲ 39% |
| Total debts | € 166,118 | € 136,156 | € 82,223 | € 51,809 | ▼ 37% |
| Cash | € 8,904 | € 10,947 | € 15,269 | € 22,762 | ▲ 49% |
| Retained profit | € -43,458 | € -7,070 | € 14,428 | € 39,418 | ▲ 173% |
| Bank debt | € 125,549 | € 88,716 | € 41,513 | € 0 | ▼ 100% |
| Balance sheet total | € 172,659 | € 179,086 | € 146,651 | € 141,227 | ▼ 4% |
Key figures of STEMARC, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to STEMARC?
What happened at STEMARC in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 24,990 (▲ 16% vs 2024). Source: NBB ↗
- Peter Waeyaert became a director. NBB
- New establishment in Koksijde. KBO
- Start of the company according to the CBE. KBO
- Marc Ruant became a director. NBB
In short
From € 31,143 profit in 2022 to € 24,990 profit in 2025.
Paid € 17,186 in corporate taxes since 2022.
Best year ever: 2023, with € 36,389 profit.
Management
Behind STEMARC are Marc Ruant and Peter Waeyaert. The same people are also behind DARCIS and COAST SHOPS. Marc Ruant is also behind ACTUEL TRADING and O.L.E.V..
Directors
According to the 2025 annual accounts
since 2013
since 2023
Establishments
Establishment units
Physical locations of this company
Oostendestraat 15
8620 Nieuwpoort
Zeelaan(Kok) 251
8670 Koksijde
Active since 1 February 2014
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 8 companies are registered at this address.
All companies at this address →DARCIS same network
€ 1.1 million gross margin · 2025
OLYMPIC SPORT
€ 1.1 million gross margin · 2025
ACTUEL TRADING same network
€ 360,133 gross margin · 2025
COAST SHOPS same network
€ 1.6 million gross margin · 2025
Due Amanti
€ 509,447 gross margin · 2025
+3 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0537.843.125
- VAT number
- BE 0537.843.125
- Registered office
- Oostendestraat 15, 8620 Nieuwpoort
- Names & denominations
- STEMARC
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 2 September 2013
- Peppol
- Active · Active since 15 Oct 2025
- Activities · NACE
Detailhandel in schoeisel
Reparatie en onderhoud van schoeisel en lederwaren
Detailhandel in uurwerken en sieraden
Detailhandel in medische en orthopedische artikelen, muv corrigerende brillen, lenzen en zonnebrillen
Detailhandel in souvenirs en religieuze artikelen
Detailhandel in souvenirs en religieuze artikelen in gespecialiseerde winkels
Detailhandel in medische en orthopedische artikelen in gespecialiseerde winkels