Financials
Financial year 2025
GROEP PANORAMA APOTHEKEN from Lummen, company number BE0537764436, closed financial year 2025 with a result of € -200,836 after tax. For that financial year GROEP PANORAMA APOTHEKEN recorded a gross margin of € -36,660 and equity of € 14.2 million. Compared with financial year 2024, the result moved from € 702,668 to € -200,836. The company made a loss. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 31, 2026.
€ 14.2 million
▲ 116% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -200,836
▼ still € 702,668 profit in 2024
Profit after tax over the fiscal year.
€ 527,929
▲ € 434,965 vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 4.1 million.
Debts at end 2025
€ 4.7 million
▼ 67% vs 2024
€ 85,333 is repaid this year. At this pace the long-term loan is gone in ≈ 55 years.
€ 10,752
▼ 94% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 12,812
▼ 94% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 1,499,600 | € 1,793,641 | € 1,745,635 | € -36,660 | ▼ € 1.8 million |
| Profit after taxes | € 615,663 | € 775,639 | € 702,668 | € -200,836 | ▼ € 903,504 |
| Equity | € 5,081,622 | € 5,857,261 | € 6,559,929 | € 14,189,745 | ▲ 116% |
| Total debts | € 17,781,746 | € 21,141,261 | € 20,039,487 | € 5,331,236 | ▼ 73% |
| Cash | € 107,221 | € 293,558 | € 92,965 | € 527,929 | ▲ € 434,965 |
| Retained profit | € 2,788,835 | € 3,564,473 | € 4,267,141 | € 4,066,306 | ▼ 5% |
| Bank debt | € 14,290,820 | € 16,292,079 | € 14,286,865 | € 4,714,935 | ▼ 67% |
| Balance sheet total | € 22,863,368 | € 26,998,521 | € 26,599,416 | € 19,520,980 | ▼ 27% |
| Employees (FTE) | 3.3 | 3.4 | 2.9 | - |
Key figures of GROEP PANORAMA APOTHEKEN, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to GROEP PANORAMA APOTHEKEN?
What happened at GROEP PANORAMA APOTHEKEN in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 200,836 (▼ € 903,504 vs 2024). Source: NBB ↗
- New establishment in Lummen. KBO
- Start of the company according to the CBE. KBO
In short
From € 615,663 profit in 2022 to € 200,836 loss in 2025.
Paid € 717,049 in corporate taxes since 2022.
Best year ever: 2023, with € 775,639 profit.
On average € 601,900 of value added per employee in 2024.
A new publication or filing at GROEP PANORAMA APOTHEKEN? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of KONRAD INVEST comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
GROEP PANORAMA APOTHEKENBehind GROEP PANORAMA APOTHEKEN are GALECINA BV, MANAGEMENT THYS BV and KONRAD INVEST BV. The shares are held by KONRAD INVEST (53.4%). It owns 100% of Apotheek Panorama Lummen, 100% of Apotheek Panorama Kermt, 100% of Apotheek Panorama Vanbrabant, 100% of Apotheek Panorama Tremelo, 100% of Apotheek Panorama Genenbos and 100% of Apotheek Panorama Baal itself.
Directors
According to the 2025 annual accounts
Director · represented by Bert Thys
Also active at: APOTHEEK PANORAMA HOUTHALEN, NOBIS INVEST, Panorama Operations
Director · represented by Patrick Kerkhofs
Also active at: PRO PLAZA INVEST, Borghof Invest, PICPUSSEN, PICPUSSEN-SCHOOL, CONSORTIUM HASSELT, BORGHOF MANAGER, DE 11e LINIE, MaraVilla Development +4 more
Shareholders
53.4%
Participations
Establishments
Establishment units
Physical locations of this company
Dorpsstraat 18
3560 Lummen
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0537.764.436
- VAT number
- BE 0537.764.436
- Registered office
- Dorpsstraat 18, 3560 Lummen
- Names & denominations
- GROEP PANORAMA APOTHEKEN
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 29 August 2013
- Peppol
- Active · Active since 1 Dec 2025
- Contact
- [email protected] 0496400768
- Activities · NACE
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