Financials
Financial year 2026
Harmonie Bouw from Bertem, company number BE0537405239, closed financial year 2026 with a result of € -18,699 after tax. For that financial year Harmonie Bouw recorded a gross margin of € -12,996 and equity of € 2,007. Compared with financial year 2025, the result moved from € 5,104 to € -18,699. The company made a loss. The buffer shrank hard: equity is 90 % below last year. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on October 22, 2026.
€ 2,007
▼ 90% vs 2025
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -18,699
▼ still € 5,104 profit in 2025
Profit after tax over the fiscal year.
€ 1,892
▼ 70% vs 2025
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -4,193.
People and assets in 2026
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 1,249
▼ 33% vs 2025
Book value of vehicles, furniture and equipment.
Debts at end 2026
None
No bank loans on the last day of the fiscal year.
€ 113,111
▲ 89% vs 2025
Supplier invoices still open on the last day of the fiscal year.
€ 5,488
▲ € 5,430 vs 2025
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2023 | 2024 | 2025 | 2026 | Change 2025 → 2026 | |
|---|---|---|---|---|---|
| Gross margin | € 43,177 | € 74,366 | € 9,155 | € -12,996 | ▼ € 22,152 |
| Profit after taxes | € 10,668 | € 58,798 | € 5,104 | € -18,699 | ▼ € 23,803 |
| Equity | € -43,196 | € 15,601 | € 20,706 | € 2,007 | ▼ 90% |
| Total debts | € 235,456 | € 94,290 | € 82,933 | € 143,727 | ▲ 73% |
| Cash | € 21,895 | € 18,168 | € 6,327 | € 1,892 | ▼ 70% |
| Retained profit | € -49,396 | € 9,401 | € 14,506 | € -4,193 | ▼ € 18,699 |
| Balance sheet total | € 192,260 | € 109,891 | € 103,639 | € 145,734 | ▲ 41% |
Key figures of Harmonie Bouw, fiscal years 2023 to 2026, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2027) expected before 31 October 2027.
What happened to Harmonie Bouw?
What happened at Harmonie Bouw in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2026: loss of € 18,699 (▼ € 23,803 vs 2025). Source: NBB ↗
- New establishment in Bertem. KBO
- Start of the company according to the CBE. KBO
In short
From € 10,668 profit in 2023 to € 18,699 loss in 2026.
Paid € 5,148 in corporate taxes since 2023.
Best year ever: 2024, with € 58,798 profit.
Management
Behind Harmonie Bouw is Constantin-Catalin Apostoae.
Directors
According to the 2026 annual accounts
Constantin-Catalin Apostoae
Director
Establishments
Establishment units
Physical locations of this company
Gerzenstraat 5
3060 Bertem
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0537.405.239
- VAT number
- BE 0537.405.239
- Registered office
- Gerzenstraat 5, 3060 Bertem
- Names & denominations
- Harmonie Bouw
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 8 August 2013
- Peppol
- Active · Active since 10 Apr 2025
- Activities · NACE
Algemene bouw van residentiële gebouwen
Overige bouwinstallatie
Dakwerkzaamheden
Algemene bouw van andere niet-residentiële gebouwen
Algemene elektrotechnische installatiewerken
Sanitaire werkzaamheden
Overige bouwinstallatie, n.e.g.