Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 28 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
Gerdivo from Laakdal, company number BE0537252217, closed financial year 2025 with a result of € 10,158 after tax. For that financial year Gerdivo recorded a gross margin of € 68,134 and equity of € 149,173. Compared with financial year 2024, the result moved from € 20,256 to € 10,158. The company is profitable. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on July 20, 2026.
€ 149,173
▲ 7% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 10,158
▼ 50% vs 2024
Profit after tax over the fiscal year.
€ 35,509
▼ 10% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 59,069.
People and assets in 2025
€ 30,278
▼ 23% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 45,601
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 46,832
▲ 139% vs 2024
€ 13,324 is repaid this year. At this pace the long-term loan is gone in ≈ 4 years.
€ 32,153
▼ 25% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 8,545
▼ 27% vs 2024
Taxes, VAT and social contributions still to pay.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 60,311 | € 55,564 | € 90,188 | € 68,134 | ▼ 24% |
| Profit after taxes | € -5,176 | € -24,974 | € 20,256 | € 10,158 | ▼ 50% |
| Equity | € 143,733 | € 118,759 | € 139,015 | € 149,173 | ▲ 7% |
| Total debts | € 220,014 | € 230,663 | € 217,437 | € 228,732 | ▲ 5% |
| Cash | € 34,528 | € 28,232 | € 39,612 | € 35,509 | ▼ 10% |
| Land & buildings | € 267,655 | € 258,983 | € 260,461 | € 255,551 | ▼ 2% |
| Retained profit | € 42,187 | € 21,027 | € 45,097 | € 59,069 | ▲ 31% |
| Bank debt | € 57,353 | € 35,878 | € 19,569 | € 46,832 | ▲ 139% |
| Balance sheet total | € 363,747 | € 349,422 | € 356,452 | € 377,904 | ▲ 6% |
Key figures of Gerdivo, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Gerdivo?
What happened at Gerdivo in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 10,158 (▼ 50% vs 2024). Source: NBB ↗
- New establishment in Laakdal. KBO
- Start of the company according to the CBE. KBO
In short
From € 5,176 loss in 2022 to € 10,158 profit in 2025.
Paid € 1,978 in corporate taxes since 2022.
Best year ever: 2024, with € 20,256 profit.
Management
Behind Gerdivo are Ivo Macquoi and Gerda Broeckx.
Directors
According to the 2025 annual accounts
Ivo Macquoi
Director
Gerda Broeckx
Director
Establishments
Establishment units
Physical locations of this company
Verboekt 133
2430 Laakdal
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0537.252.217
- VAT number
- BE 0537.252.217
- Registered office
- Verboekt 133, 2430 Laakdal
- Names & denominations
- Gerdivo
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 2 August 2013
- Peppol
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