Financials
Financial year 2025
FINOCO from Andenne, company number BE0537214605, closed financial year 2025 with a result of € -534 after tax. For that financial year FINOCO recorded a gross margin of € 24,785 and equity of € 270,000. Compared with financial year 2024, the result moved from € 145,694 to € -534. The company made a loss. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on June 29, 2026.
€ 270,000
▼ 10% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -534
▼ still € 145,694 profit in 2024
Profit after tax over the fiscal year.
€ 118,819
▲ € 95,910 vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 251,400.
People and assets in 2025
€ 1,608
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 64,841
▼ 40% vs 2024
€ 16,210 is repaid this year. At this pace the long-term loan is gone in ≈ 4 years.
€ 3,587
▲ 16% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 1,219
▼ 98% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 129,463 | € 150,405 | € 256,107 | € 24,785 | ▼ 90% |
| Profit after taxes | € 25,000 | € 24,000 | € 145,694 | € -534 | ▼ € 146,228 |
| Equity | € 170,000 | € 186,000 | € 300,000 | € 270,000 | ▼ 10% |
| Total debts | € 172,265 | € 182,624 | € 196,075 | € 99,676 | ▼ 49% |
| Cash | € 2,211 | € 7,839 | € 22,909 | € 118,819 | ▲ € 95,910 |
| Land & buildings | € 243,975 | € 261,202 | € 250,456 | € 232,556 | ▼ 7% |
| Retained profit | € 151,400 | € 167,400 | € 281,400 | € 251,400 | ▼ 11% |
| Dividend | € 10,000 | € 8,000 | € 31,694 | € 29,466 | ▼ 7% |
| Bank debt | € 113,556 | € 132,115 | € 108,422 | € 64,841 | ▼ 40% |
| Balance sheet total | € 342,265 | € 368,624 | € 496,075 | € 369,676 | ▼ 25% |
| Employees (FTE) | 2 | 2.6 | - | - |
Key figures of FINOCO, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to FINOCO?
What happened at FINOCO in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 534 (▼ € 146,228 vs 2024). Source: NBB ↗
- New establishment in Andenne. KBO
- New establishment in Andenne. KBO
- Start of the company according to the CBE. KBO
In short
From € 25,000 profit in 2022 to € 534 loss in 2025.
Paid € 60,326 in corporate taxes since 2022.
Best year ever: 2024, with € 145,694 profit.
On average € 57,800 of value added per employee in 2023.
Management
Behind FINOCO is Jean-Luc Delory.
Directors
According to the 2025 annual accounts
Jean-Luc Delory
Director
Establishments
Establishment units
Physical locations of this company
Rue sur la Reppe 22
5300 Andenne
Rue sur la Reppe 20
5300 Andenne
Active since 2 April 2020
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0537.214.605
- VAT number
- BE 0537.214.605
- Registered office
- Rue sur la Reppe 22, 5300 Andenne
- Names & denominations
- FINOCO
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 31 July 2013
- Peppol
- Active · Active since 6 Dec 2024
- Activities · NACE
Activiteiten van (gecertificeerde) (fiscaal) accountants