Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 28 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
BelChange from Brussel, company number BE0536839372, closed financial year 2025 with a result of € -457 after tax. For that financial year BelChange recorded a gross margin of € 104,419 and equity of € 37,998. Compared with financial year 2024, the result moved from € 9,418 to € -457. The company made a loss. The company holds a healthy buffer. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 6, 2026.
€ 37,998
▼ 1% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -457
▼ still € 9,418 profit in 2024
Profit after tax over the fiscal year.
€ 730
▼ 98% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € 17,998.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 78,090
▼ 38% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 13,774
▼ 45% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
None
No bank loans on the last day of the fiscal year.
€ 37,942
▲ 76% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 21,199
▲ 29% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 95,359 | € 165,419 | € 152,729 | € 104,419 | ▼ 32% |
| Profit after taxes | € 8,681 | € -6 | € 9,418 | € -457 | ▼ € 9,875 |
| Equity | € 64,043 | € 29,037 | € 38,455 | € 37,998 | ▼ 1% |
| Total debts | € 68,467 | € 125,889 | € 233,260 | € 262,668 | ▲ 13% |
| Cash | € 264 | € 14,515 | € 40,555 | € 730 | ▼ 98% |
| Retained profit | € 44,043 | € 9,037 | € 18,455 | € 17,998 | ▼ 2% |
| Dividend | € 0 | € 35,000 | € 0 | € 0 | |
| Balance sheet total | € 132,509 | € 154,926 | € 271,714 | € 300,665 | ▲ 11% |
Key figures of BelChange, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to BelChange?
What happened at BelChange in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: loss of € 457 (▼ € 9,875 vs 2024). Source: NBB ↗
- New establishment in Elsene. KBO
- Nsengiumva Ramadhani became a director. NBB
- New establishment in Brussel. KBO
- Start of the company according to the CBE. KBO
In short
From € 8,681 profit in 2022 to € 457 loss in 2025.
Paid € 15,319 in corporate taxes since 2022.
Best year ever: 2024, with € 9,418 profit.
Paid out € 35,000 in dividends to the owners in total.
A new publication or filing at BelChange? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Behind BelChange is Nsengiumva Ramadhani.
Directors
According to the 2025 annual accounts
Nsengiumva Ramadhani
Director
since 2023
Establishments
Establishment units
Physical locations of this company
Grasmarkt 18
1000 Brussel
Galerij van de Naamse Poort 25
1050 Elsene
Active since 5 October 2025
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0536.839.372
- VAT number
- BE 0536.839.372
- Registered office
- Grasmarkt 18, 1000 Brussel
- Names & denominations
- BelChange
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 22 July 2013
- Peppol
- Active · Active since 2 Feb 2026
- Activities · NACE
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