Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
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Two loss years in a row NBB
Negative result in 2023 and 2024.
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Tight liquidity NBB
Cash and receivables cover 0 % of short-term debt in 2024; threshold 65 %.
Financials
Financial year 2024
PRUDENCE from Oostende, company number BE0536519371, closed financial year 2024 with a result of € -121,588 after tax. For that financial year PRUDENCE recorded a gross margin of € -2,210 and equity of € -693,909. Compared with financial year 2023, the result moved from € -119,669 to € -121,588. The company made a loss. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on October 30, 2025.
€ -693,909
▼ € 121,588 vs 2023
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -121,588
▼ 2 % more loss than in 2023
Profit after tax over the fiscal year.
€ 0
▼ 100% vs 2023
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -962,509.
Debts at end 2024
€ 3 million
Loans from banks and other lenders, long and short.
€ 2,113
▲ 41% vs 2023
Supplier invoices still open on the last day of the fiscal year.
| 2021 | 2022 | 2023 | 2024 | Change 2023 → 2024 | |
|---|---|---|---|---|---|
| Gross margin | € -4,908 | € -2,099 | € -3,578 | € -2,210 | ▲ € 1,368 |
| Profit after taxes | € -109,413 | € -115,036 | € -119,669 | € -121,588 | ▼ € 1,919 |
| Equity | € -337,615 | € -452,651 | € -572,321 | € -693,909 | ▼ € 121,588 |
| Total debts | € 3,686,531 | € 3,827,203 | € 3,973,913 | € 4,122,999 | ▲ 4% |
| Cash | € 2 | € 0 | € 306 | € 0 | ▼ 100% |
| Retained profit | € -606,215 | € -721,251 | € -840,921 | € -962,509 | ▼ € 121,588 |
| Bank debt | € 3,013,407 | € 3,013,567 | € 3,013,407 | € 3,013,622 | |
| Balance sheet total | € 3,348,916 | € 3,374,552 | € 3,401,592 | € 3,429,090 | ▲ 1% |
Key figures of PRUDENCE, fiscal years 2021 to 2024, from the annual accounts filed with the National Bank of Belgium.The annual account for fiscal year 2025 has not been filed yet; it was expected before 31 July 2026.
What happened to PRUDENCE?
What happened at PRUDENCE in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Fabrice GOFFIN stepped down as director. NBB
- SCORPIAUX BV stepped down as director. NBB
- Laurence SEGAERT stepped down as director. NBB
- Tommy DEBLIECK stepped down as director. NBB
- New annual accounts for financial year 2024: loss of € 121,588. filed late Source: NBB ↗
- Laurence SEGAERT became a director. NBB
- Fabrice GOFFIN became a director. NBB
- SCORPIAUX BV became a director. NBB
In short
From € 109,413 loss in 2021 to € 121,588 loss in 2024.
Management
The stake of TaleMate, SCORPIAUX comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
PRUDENCEThe shares are held by TaleMate (100%) and SCORPIAUX (25%). It owns 100% of Zora Robotics and 99.8% of QBMT itself.
Directors
According to the 2024 annual accounts
since 2017 · until 2029
Director · represented by VERSLUYS BART
Also active at: LA RESERVE INVEST, Gent Real Estate, TaleMate, La Réserve Management, VERSLUYS INVEST
since 2017 · until 2029
Laurence SEGAERT
Director
Also active at: BOUWBEDRIJF VERSLUYS, CARLTON RETAIL, VERSLUYS REAL ESTATE, LEFEBVRE SAILS, Versluys Bouwgroep, LA RESERVE INVEST, VUURTORENDOK, Gent Real Estate +5 more
since 2021 · until 2029
since 2017 · until 2029
Participations
100%
99.8%
Establishments
Establishment units
Physical locations of this company
Zandvoordestraat 444 box B02
8400 Oostende
Archimedesstraat 17
8400 Oostende
Active since 8 July 2013
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 9 companies are registered at this address.
All companies at this address →BART BRONDERS
€ 3,844 gross margin · 2025
ZORA ROBOTICS same network
€ -138,589 gross margin · 2024
BRONDERS ADVOCATEN
€ 66,697 gross margin · 2025
Visytec same network
€ 1,329 gross margin · 2025
ZORA BOTS
+4 more
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0536.519.371
- VAT number
- BE 0536.519.371
- Registered office
- Zandvoordestraat 444 bus B02, 8400 Oostende
- Names & denominations
- PRUDENCE
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 8 July 2013
- Peppol
- Active · Active since 20 Nov 2020
- Activities · NACE
Activiteiten van holdings
Holdings