What does FINAVERA do?

FINAVERA is an insurance broker in Roeselare. Private Limited, started on 8 July 2013, 1 establishment.

What is the address of FINAVERA?

The registered office of FINAVERA is located at Dalstraat 12, 8800 Roeselare.

Is FINAVERA still active?

Yes. According to the CBE (30 October 2026) FINAVERA is active, legal situation “Normale toestand”, started on 8 July 2013.

Is FINAVERA registered on Peppol?

Yes, FINAVERA is registered on the Peppol network with ID 0208:0536493142.

What is the enterprise number of FINAVERA?

The enterprise number of FINAVERA is BE0536493142.

When was FINAVERA founded?

FINAVERA was founded on 8 July 2013.

Who are the directors of FINAVERA?

According to the 2026 annual accounts, the directors of FINAVERA are: Marjan Verhelst, Detlev Verstraete.

Is FINAVERA a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 8 July 2013; 5 annual accounts filed, latest fiscal year 2026; 2 directors known from the annual account.

How much profit did FINAVERA make in 2026?

FINAVERA posted a profit after taxes of € 517,784 in financial year 2026.

What is the revenue of FINAVERA?

As a small company, FINAVERA is not required to publish revenue in its annual accounts. In financial year 2026, its added value was € 451,821.

FINAVERA (Private Limited) - Roeselare - BE0536493142

Dossier FINAVERA, printed on 30 October 2026 from databakkes.be/en/0536493142/finavera. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

Tight liquidity NBB

Cash and receivables cover 45 % of short-term debt in 2026; threshold 65 %.

Financials

Financial year 2026

FINAVERA from Roeselare, company number BE0536493142, closed financial year 2026 with a result of € 517,784 after tax. For that financial year FINAVERA recorded a gross margin of € 451,821 and equity of € 1.2 million. Compared with financial year 2025, the result moved from € 210,391 to € 517,784. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on October 28, 2026.

What it is worth Growing

€ 1.2 million

▲ 22% vs 2025

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Growing

€ 517,784

▲ 146% vs 2025

Profit after tax over the fiscal year.

Cash in the bank

€ 136,127

▲ 91% vs 2025

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Pays out

€ 303,637 paid out

59 % of the profit went to the shareholders, the rest stayed in the company.

People and assets in 2026

Wage cost

€ 8,658

Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 32,726

▼ 8% vs 2025

Book value of vehicles, furniture and equipment.

Debts at end 2026

Bank debt ≈ 7 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 1.3 million

▲ 65% vs 2025

€ 198,615 is repaid this year. At this pace the long-term loan is gone in ≈ 7 years.

Owed to suppliers

€ 3,041

▼ 91% vs 2025

Supplier invoices still open on the last day of the fiscal year.

Taxes and wages

€ 55,302

▲ 124% vs 2025

Taxes, VAT and social contributions still to pay.

Key figures per fiscal year Download key figures (CSV)
	2023	2024	2025	2026	Change 2025 → 2026
Gross margin	€ 211,554 Gross margin 2023: € 211,554 First fiscal year in the series	€ 212,179 Gross margin 2024: € 212,179 Unchanged (€ 211,554) Favourable step	€ 202,391 Gross margin 2025: € 202,391 ▼ 5% vs 2024 (€ 212,179) Unfavourable step	€ 451,821 Gross margin 2026: € 451,821 ▲ 123% vs 2025 (€ 202,391) Favourable step	▲ 123%
Profit after taxes	€ 157,506 Profit after taxes 2023: € 157,506 First fiscal year in the series	€ 160,593 Profit after taxes 2024: € 160,593 ▲ 2% vs 2023 (€ 157,506) Favourable step	€ 210,391 Profit after taxes 2025: € 210,391 ▲ 31% vs 2024 (€ 160,593) Favourable step	€ 517,784 Profit after taxes 2026: € 517,784 ▲ 146% vs 2025 (€ 210,391) Favourable step	▲ 146%
Equity	€ 583,532 Equity 2023: € 583,532 First fiscal year in the series	€ 744,125 Equity 2024: € 744,125 ▲ 28% vs 2023 (€ 583,532) Favourable step	€ 954,516 Equity 2025: € 954,516 ▲ 28% vs 2024 (€ 744,125) Favourable step	€ 1,168,662 Equity 2026: € 1,168,662 ▲ 22% vs 2025 (€ 954,516) Favourable step	▲ 22%
Total debts	€ 1,109,504 Total debts 2023: € 1,109,504 First fiscal year in the series	€ 969,076 Total debts 2024: € 969,076 ▼ 13% vs 2023 (€ 1,109,504) Favourable step	€ 879,212 Total debts 2025: € 879,212 ▼ 9% vs 2024 (€ 969,076) Favourable step	€ 1,664,649 Total debts 2026: € 1,664,649 ▲ 89% vs 2025 (€ 879,212) Unfavourable step	▲ 89%
Cash	€ 21,228 Cash 2023: € 21,228 First fiscal year in the series	€ 28,610 Cash 2024: € 28,610 ▲ 35% vs 2023 (€ 21,228) Favourable step	€ 71,280 Cash 2025: € 71,280 ▲ 149% vs 2024 (€ 28,610) Favourable step	€ 136,127 Cash 2026: € 136,127 ▲ 91% vs 2025 (€ 71,280) Favourable step	▲ 91%
Land & buildings	€ 666,341 Land & buildings 2023: € 666,341 First fiscal year in the series	€ 1,056,586 Land & buildings 2024: € 1,056,586 ▲ 59% vs 2023 (€ 666,341) Unchanged	€ 1,106,519 Land & buildings 2025: € 1,106,519 ▲ 5% vs 2024 (€ 1,056,586) Unchanged	€ 1,131,383 Land & buildings 2026: € 1,131,383 ▲ 2% vs 2025 (€ 1,106,519) Unchanged	▲ 2%
Retained profit	€ 571,132 Retained profit 2023: € 571,132 First fiscal year in the series	€ 731,725 Retained profit 2024: € 731,725 ▲ 28% vs 2023 (€ 571,132) Favourable step	€ 942,116 Retained profit 2025: € 942,116 ▲ 29% vs 2024 (€ 731,725) Favourable step	€ 1,156,262 Retained profit 2026: € 1,156,262 ▲ 23% vs 2025 (€ 942,116) Favourable step	▲ 23%
Dividend	€ 0 Dividend 2023: € 0 First fiscal year in the series	€ 0 Dividend 2024: € 0 Unchanged (€ 0) Unchanged	€ 0 Dividend 2025: € 0 Unchanged (€ 0) Unchanged	€ 303,637 Dividend 2026: € 303,637 Unchanged (€ 0) Unchanged
Bank debt	€ 864,479 Bank debt 2023: € 864,479 First fiscal year in the series	€ 848,832 Bank debt 2024: € 848,832 ▼ 2% vs 2023 (€ 864,479) Favourable step	€ 811,015 Bank debt 2025: € 811,015 ▼ 4% vs 2024 (€ 848,832) Favourable step	€ 1,337,771 Bank debt 2026: € 1,337,771 ▲ 65% vs 2025 (€ 811,015) Unfavourable step	▲ 65%
Balance sheet total	€ 1,693,036 Balance sheet total 2023: € 1,693,036 First fiscal year in the series	€ 1,713,201 Balance sheet total 2024: € 1,713,201 ▲ 1% vs 2023 (€ 1,693,036) Unchanged	€ 1,833,728 Balance sheet total 2025: € 1,833,728 ▲ 7% vs 2024 (€ 1,713,201) Unchanged	€ 2,833,311 Balance sheet total 2026: € 2,833,311 ▲ 55% vs 2025 (€ 1,833,728) Unchanged	▲ 55%

Key figures of FINAVERA, fiscal years 2023 to 2026, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2027) expected before 31 October 2027.

What happened to FINAVERA?

What happened at FINAVERA in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Oct 28, 2026 New annual accounts for financial year 2026: profit of € 517,784 (▲ 146% vs 2025). Source: NBB ↗
Jul 8, 2013 New establishment in Oudergem. KBO
Jul 8, 2013 Start of the company according to the CBE. KBO

In short

From € 157,506 profit in 2023 to € 517,784 profit in 2026.

Paid € 301,359 in corporate taxes since 2023.

Best year ever: 2026, with € 517,784 profit.

Paid out € 303,637 in dividends to the owners in total.

Original PDFs at the National Bank ↗

Management

Marjan Verhelst

Detlev Verstraete

FINAVERA

Verhelst Finadvies 66.4%

Behind FINAVERA are Marjan Verhelst and Detlev Verstraete. It owns 66.4% of Verhelst Finadvies itself.

Directors

According to the 2026 annual accounts

Marjan Verhelst

Director

Also active at: Verhelst Finadvies

Detlev Verstraete

Director

Also active at: Verhelst Finadvies

Establishments

Establishment units

Physical locations of this company

Registered office

Dalstraat 12

8800 Roeselare

2.220.658.315

Tervuurse steenweg 69 box 2

1160 Oudergem

Active since 8 July 2013

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number

0536.493.142

VAT number

BE 0536.493.142

Registered office

Dalstraat 12, 8800 Roeselare

Names & denominations

FINAVERA

Enterprise type

Rechtspersoon

Legal form

Private limited company

Legal situation

Normale toestand

Start date

8 July 2013

Peppol

Active · Active since 31 Oct 2023

Activities · NACE

Activiteiten van verzekeringsagenten en -makelaars

Activiteiten van hoofdkantoren

View on CBE Public ↗ Annual accounts (NBB) ↗

FINAVERA

Warning lights

Financials

What happened to FINAVERA?

Management

Directors

Establishments

Establishment units

Details

Frequently asked questions