Active · per the CBE, 30 October 2026

CERAM Découpe

BE0534895612

Rechtspersoon Public limited company 2 establishments

CERAM Découpe is filed with the CBE under the catch-all “Overige industrie”, a code that says little about what the company actually does. Public Limited, started on 4 June 2013, 2 establishments.

Rue du Progrès(FL) 10, 6220 Fleurus

Behind the company: Gino SEVERINO .

Active for

13 year, 4 months

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

  • Tight liquidity NBB

    Cash and receivables cover 57 % of short-term debt in 2025; threshold 65 %.

  • Shrinking team NBB

    FTE fell two years in a row, from 10 to 8.8.

Financials

Financial year 2025

CERAM Découpe from Fleurus, company number BE0534895612, closed financial year 2025 with a result of € 71,025 after tax. For that financial year CERAM Découpe recorded a gross margin of € 570,112 and equity of € 370,656. Compared with financial year 2024, the result moved from € 19,896 to € 71,025. Profitable, and profit is growing. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on October 21, 2026.

What it is worth Growing

€ 370,656

▲ 21% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Growing

€ 71,025

▲ 257% vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 16,213

▼ 55% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Growing

Stays in the company

No dividend for 2025. Retained profit grew to € 283,012.

People and assets in 2025

Full-time equivalents

8.8

▼ 0.3 vs 2024

Average over the fiscal year, from the social balance sheet.

Wage cost

€ 287,832

▼ 10% vs 2024

€ 32,700 per full-time equivalent. Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Vehicles and equipment

€ 345,593

▼ 1% vs 2024

Of which on lease € 334,174.

Debts at end 2025

Bank debt ≈ 3 years to go

€ 659,562

▼ 12% vs 2024

€ 170,647 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.

Owed to suppliers

€ 51,890

▼ 8% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Wages and social charges

€ 13,622

▲ 204% vs 2024

Wages, holiday pay and social contributions still to pay. No outstanding taxes.

Key figures per fiscal year Download key figures (CSV)
2022202320242025Change 2024 → 2025
Gross margin € 447,565 € 516,925 € 544,714 € 570,112 ▲ 5%
Profit after taxes € 36,880 € -60,989 € 19,896 € 71,025 ▲ 257%
Equity € 360,367 € 292,830 € 306,179 € 370,656 ▲ 21%
Total debts € 885,036 € 1,006,784 € 856,610 € 732,543 ▼ 14%
Cash € 18,487 € 39,679 € 36,241 € 16,213 ▼ 55%
Land & buildings € 362,860 € 345,638 € 316,480 € 285,388 ▼ 10%
Retained profit € 253,079 € 192,091 € 211,987 € 283,012 ▲ 34%
Bank debt € 806,543 € 800,602 € 751,470 € 659,562 ▼ 12%
Balance sheet total € 1,245,403 € 1,299,614 € 1,162,789 € 1,103,200 ▼ 5%
Employees (FTE) 8.4 10 9.1 8.8 ▼ 0.3

Key figures of CERAM Découpe, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to CERAM Découpe?

What happened at CERAM Découpe in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

  • New annual accounts for financial year 2025: profit of € 71,025 (▲ 257% vs 2024). filed late Source: NBB ↗
  • New establishment in Farciennes. KBO
  • Gino SEVERINO became a director. NBB
  • New establishment in Fleurus. KBO
  • Start of the company according to the CBE. KBO

In short

From € 36,880 profit in 2022 to € 71,025 profit in 2025.

Best year ever: 2025, with € 71,025 profit.

On average € 64,800 of value added per employee in 2025.

Management

Gino SEVERINO
CERAM Découpe

Behind CERAM Découpe is Gino SEVERINO .

Directors

According to the 2025 annual accounts

Gino SEVERINO

Director, Chairman of the board

since 2019

Establishments

Establishment units

Physical locations of this company

Registered office

Rue du Progrès(FL) 10

6220 Fleurus

2.341.847.343

Rue de Fontenelle(FAR) 25

6240 Farciennes

Active since 17 February 2023

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number
0534.895.612
VAT number
BE 0534.895.612
Registered office
Rue du Progrès(FL) 10, 6220 Fleurus
Names & denominations
CERAM Découpe · SA
Enterprise type
Rechtspersoon
Legal form
Public limited company
Legal situation
Normale toestand
Start date
4 June 2013
Peppol
Active · Active since 17 Jan 2026
Activities · NACE

Overige industrie, neg

Detailhandel in ijzerwaren, bouwmaterialen, verf en glas (algemeen assortiment)

Frequently asked questions

What does CERAM Découpe do?
CERAM Découpe is filed with the CBE under the catch-all “Overige industrie”, a code that says little about what the company actually does. Public Limited, started on 4 June 2013, 2 establishments.
What is the address of CERAM Découpe?
The registered office of CERAM Découpe is located at Rue du Progrès(FL) 10, 6220 Fleurus.
Is CERAM Découpe still active?
Yes. According to the CBE (30 October 2026) CERAM Découpe is active, legal situation “Normale toestand”, started on 4 June 2013.
Is CERAM Découpe registered on Peppol?
Yes, CERAM Découpe is registered on the Peppol network with ID 0208:0534895612.
What is the enterprise number of CERAM Découpe?
The enterprise number of CERAM Découpe is BE0534895612.
When was CERAM Découpe founded?
CERAM Découpe was founded on 4 June 2013.