Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Tight liquidity NBB
Cash and receivables cover 54 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
ARG-architecten from Brugge, company number BE0534487915, closed financial year 2025 with a result of € 46,372 after tax. For that financial year ARG-architecten recorded a gross margin of € 127,048 and equity of € 127,808. Compared with financial year 2024, the result moved from € 50,923 to € 46,372. The company is profitable. The company holds a healthy buffer. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on June 26, 2026.
€ 127,808
▼ 36% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 46,372
▼ 9% vs 2024
Profit after tax over the fiscal year.
€ 34,964
Cash and bank balances on the last day of the fiscal year.
€ 117,728 paid out
More than the year’s profit went to the shareholders; reserves fell.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
€ 37,208
▲ 8% vs 2024
Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.
€ 14,738
▲ € 13,931 vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 90,401
▼ 11% vs 2024
€ 27,805 is repaid this year. At this pace the long-term loan is gone in ≈ 3 years.
€ 4,803
▼ 20% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 24,676
▲ 48% vs 2024
Taxes, VAT and social contributions still to pay.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 56,320 | € 97,033 | € 128,333 | € 127,048 | ▼ 1% |
| Profit after taxes | € 12,172 | € 31,559 | € 50,923 | € 46,372 | ▼ 9% |
| Equity | € 173,951 | € 148,241 | € 199,164 | € 127,808 | ▼ 36% |
| Total debts | € 197,319 | € 141,197 | € 123,709 | € 165,701 | ▲ 34% |
| Cash | € 43,464 | € 11,603 | € 34,922 | € 34,964 | |
| Retained profit | € 161,551 | € 135,841 | € 186,764 | € 115,408 | ▼ 38% |
| Dividend | € 0 | € 57,268 | € 0 | € 117,728 | |
| Bank debt | € 169,698 | € 124,018 | € 101,014 | € 90,401 | ▼ 11% |
| Balance sheet total | € 371,270 | € 289,438 | € 322,873 | € 293,510 | ▼ 9% |
Key figures of ARG-architecten, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to ARG-architecten?
What happened at ARG-architecten in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 46,372 (▼ 9% vs 2024). Source: NBB ↗
- New establishment in Brugge. KBO
- Start of the company according to the CBE. KBO
- Ruben Galle became a director. NBB
In short
From € 12,172 profit in 2022 to € 46,372 profit in 2025.
Paid € 64,448 in corporate taxes since 2022.
Best year ever: 2024, with € 50,923 profit.
Paid out € 174,997 in dividends to the owners in total.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
Directors
According to the 2025 annual accounts
Ruben Galle
Director
since 2013
Establishments
Establishment units
Physical locations of this company
Karel de Stoutelaan 123
8000 Brugge
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0534.487.915
- VAT number
- BE 0534.487.915
- Registered office
- Karel de Stoutelaan 123, 8000 Brugge
- Names & denominations
- ARG-architecten
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 15 May 2013
- Peppol
- Active · Active since 1 Sept 2025
- Activities · NACE
Activiteiten van bouwarchitecten