Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Negative equity NBB
More debt than assets in 4 of the last 4 fiscal years.
Financials
Financial year 2025
Elle & M's from Temse, company number BE0534437435, closed financial year 2025 with a result of € 716 after tax. For that financial year Elle & M's recorded a gross margin of € 52,046 and equity of € -3,610. Compared with financial year 2024, the result moved from € 990 to € 716. The company is profitable. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on September 30, 2026.
€ -3,610
▲ € 716 vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 716
▼ 28% vs 2024
Profit after tax over the fiscal year.
€ 4,477
▼ 44% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € -4,610.
People and assets in 2025
≈ 1
No payroll staff. One director, so that person most likely runs the business.
Debts at end 2025
€ 100,240
▲ 10% vs 2024
Loans from banks and other lenders, long and short.
€ 22,835
▼ 64% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 4,020
▼ 78% vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € -5,911 | € 4,348 | € 7,267 | € 52,046 | ▲ € 44,779 |
| Profit after taxes | € -8,743 | € 2,535 | € 990 | € 716 | ▼ 28% |
| Equity | € -7,850 | € -5,315 | € -4,325 | € -3,610 | ▲ € 716 |
| Total debts | € 108,302 | € 156,275 | € 173,443 | € 127,917 | ▼ 26% |
| Cash | € 662 | € 2,787 | € 7,943 | € 4,477 | ▼ 44% |
| Retained profit | € -8,850 | € -6,315 | € -5,325 | € -4,610 | ▲ € 716 |
| Bank debt | € 0 | € 21,690 | € 91,542 | € 100,240 | ▲ 10% |
| Balance sheet total | € 100,452 | € 150,959 | € 169,117 | € 124,307 | ▼ 26% |
Key figures of Elle & M's, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Elle & M's?
What happened at Elle & M's in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 716 (▼ 28% vs 2024). filed late Source: NBB ↗
- MAXIMILIEN PEETERS became a director. NBB
- New establishment in Temse. KBO
- Start of the company according to the CBE. KBO
In short
From € 8,743 loss in 2022 to € 716 profit in 2025.
Paid € 3,738 in corporate taxes since 2022.
Best year ever: 2023, with € 2,535 profit.
Management
Behind Elle & M's is MAXIMILIEN PEETERS. MAXIMILIEN PEETERS is also behind INNO-FINLAND, CC GROWTH and THE AGENCY.
Directors
According to the 2025 annual accounts
since 2015
Establishments
Establishment units
Physical locations of this company
Luxemburgstraat 20
9140 Temse
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0534.437.435
- VAT number
- BE 0534.437.435
- Registered office
- Luxemburgstraat 20, 9140 Temse
- Names & denominations
- Elle & M's
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 14 May 2013
- Peppol
- Active · Active since 15 Dec 2025
- Contact
- [email protected]
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