What does BNL-KERAM do?

BNL-KERAM is an IT company in Ieper. Private Limited, started on 10 May 2013, 2 establishments.

What is the address of BNL-KERAM?

The registered office of BNL-KERAM is located at Kruiskalsijdestraat 28, 8900 Ieper.

Is BNL-KERAM still active?

Yes. According to the CBE (31 October 2026) BNL-KERAM is active, legal situation “Normale toestand”, started on 10 May 2013.

Is BNL-KERAM registered on Peppol?

Yes, BNL-KERAM is registered on the Peppol network with ID 0208:0534413877.

What is the enterprise number of BNL-KERAM?

The enterprise number of BNL-KERAM is BE0534413877.

When was BNL-KERAM founded?

BNL-KERAM was founded on 10 May 2013.

Who are the directors of BNL-KERAM?

According to the 2025 annual accounts, the directors of BNL-KERAM are: Jörg Sabionski.

Is BNL-KERAM a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 10 May 2013; 5 annual accounts filed, latest fiscal year 2025; 1 directors known from the annual account; 2 establishments in the CBE.

How much profit did BNL-KERAM make in 2025?

BNL-KERAM posted a profit after taxes of € 28,241 in financial year 2025.

What is the revenue of BNL-KERAM?

As a small company, BNL-KERAM is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 80,328.

BNL-KERAM (Private Limited) - Ieper - BE0534413877

Dossier BNL-KERAM, printed on 1 November 2026 from databakkes.be/en/0534413877/bnl-keram. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Financials

Financial year 2025

BNL-KERAM from Ieper, company number BE0534413877, closed financial year 2025 with a result of € 28,241 after tax. For that financial year BNL-KERAM recorded a gross margin of € 80,328 and equity of € 195,678. Compared with financial year 2024, the result moved from € -5,795 to € 28,241. Profitable, and profit is growing. The buffer is growing. A strong own buffer against the debts. The most recent annual accounts were filed with the National Bank of Belgium on September 25, 2026.

What it is worth Growing

€ 195,678

▲ 17% vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Growing

€ 28,241

▲ still € 5,795 loss in 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 16,365

▲ 24% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Growing

Stays in the company

No dividend for 2025. Retained profit grew to € 183,278.

People and assets in 2025

Full-time equivalents estimate The annual accounts report no full-time equivalents. A micro company with one active director is usually run by that person; this is an assumption, not a figure from the source.

≈ 1

No payroll staff. One director, so that person most likely runs the business.

Wage cost estimate Staff cost at a one-person company Staff Only people on the payroll count here.€ 3,072 Likely the director’s social contribution or pension premium.The director’s pay Already netted into the gross margin, not shown separately in the accounts. Typical for one-person companies € 45,000 gross per year minimum for the reduced tax rate≈ € 2,100 net per month after contributions, tax and usually some benefits in kind, roughly Assumption based on the chart of accounts, not a figure from the source.

€ 3,072

▲ 1% vs 2024

No payroll staff. An amount this small is usually a social contribution or pension premium for the director, booked under staff costs.

Vehicles and equipment

€ 81,554

▲ 2% vs 2024

Book value of vehicles, furniture and equipment.

Debts at end 2025

Bank debt ≈ 1 years to go The accounts give the long-term loan and the part due within the year. The remainder divided by that part is the number of years at an equal pace; a new loan or early repayment changes it.

€ 26,009

▲ 107% vs 2024

€ 22,955 is repaid this year. At this pace the long-term loan is gone in ≈ 1 years.

Owed to suppliers

€ 9,792

▼ 41% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes

€ 18,668

▲ 60% vs 2024

Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 94,379 Gross margin 2022: € 94,379 First fiscal year in the series	€ 176,705 Gross margin 2023: € 176,705 ▲ 87% vs 2022 (€ 94,379) Favourable step	€ 28,349 Gross margin 2024: € 28,349 ▼ 84% vs 2023 (€ 176,705) Unfavourable step	€ 80,328 Gross margin 2025: € 80,328 ▲ 183% vs 2024 (€ 28,349) Favourable step	▲ 183%
Profit after taxes	€ 53,025 Profit after taxes 2022: € 53,025 First fiscal year in the series	€ 31,230 Profit after taxes 2023: € 31,230 ▼ 41% vs 2022 (€ 53,025) Unfavourable step	€ -5,795 Profit after taxes 2024: € -5,795 ▼ € 37,025 vs 2023 (€ 31,230) Unfavourable step	€ 28,241 Profit after taxes 2025: € 28,241 ▲ € 34,036 vs 2024 (€ -5,795) Favourable step	▲ € 34,036
Equity	€ 172,731 Equity 2022: € 172,731 First fiscal year in the series	€ 203,961 Equity 2023: € 203,961 ▲ 18% vs 2022 (€ 172,731) Favourable step	€ 167,437 Equity 2024: € 167,437 ▼ 18% vs 2023 (€ 203,961) Unfavourable step	€ 195,678 Equity 2025: € 195,678 ▲ 17% vs 2024 (€ 167,437) Favourable step	▲ 17%
Total debts	€ 37,177 Total debts 2022: € 37,177 First fiscal year in the series	€ 200,811 Total debts 2023: € 200,811 ▲ € 163,634 vs 2022 (€ 37,177) Unfavourable step	€ 123,181 Total debts 2024: € 123,181 ▼ 39% vs 2023 (€ 200,811) Favourable step	€ 107,546 Total debts 2025: € 107,546 ▼ 13% vs 2024 (€ 123,181) Favourable step	▼ 13%
Cash	€ 92,245 Cash 2022: € 92,245 First fiscal year in the series	€ 41,924 Cash 2023: € 41,924 ▼ 55% vs 2022 (€ 92,245) Unfavourable step	€ 13,177 Cash 2024: € 13,177 ▼ 69% vs 2023 (€ 41,924) Unfavourable step	€ 16,365 Cash 2025: € 16,365 ▲ 24% vs 2024 (€ 13,177) Favourable step	▲ 24%
Retained profit	€ 160,331 Retained profit 2022: € 160,331 First fiscal year in the series	€ 191,561 Retained profit 2023: € 191,561 ▲ 19% vs 2022 (€ 160,331) Favourable step	€ 155,037 Retained profit 2024: € 155,037 ▼ 19% vs 2023 (€ 191,561) Unfavourable step	€ 183,278 Retained profit 2025: € 183,278 ▲ 18% vs 2024 (€ 155,037) Favourable step	▲ 18%
Dividend	€ 0 Dividend 2022: € 0 First fiscal year in the series	€ 0 Dividend 2023: € 0 Unchanged (€ 0) Unchanged	€ 30,730 Dividend 2024: € 30,730 Unchanged (€ 0) Unchanged	€ 0 Dividend 2025: € 0 ▼ 100% vs 2024 (€ 30,730) Unchanged	▼ 100%
Bank debt	€ 0 Bank debt 2022: € 0 First fiscal year in the series	€ 0 Bank debt 2023: € 0 Unchanged (€ 0) Unchanged	€ 12,549 Bank debt 2024: € 12,549 Unchanged (€ 0) Unfavourable step	€ 26,009 Bank debt 2025: € 26,009 ▲ 107% vs 2024 (€ 12,549) Unfavourable step	▲ 107%
Balance sheet total	€ 209,908 Balance sheet total 2022: € 209,908 First fiscal year in the series	€ 404,772 Balance sheet total 2023: € 404,772 ▲ 93% vs 2022 (€ 209,908) Unchanged	€ 290,618 Balance sheet total 2024: € 290,618 ▼ 28% vs 2023 (€ 404,772) Unchanged	€ 303,224 Balance sheet total 2025: € 303,224 ▲ 4% vs 2024 (€ 290,618) Unchanged	▲ 4%

Key figures of BNL-KERAM, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to BNL-KERAM?

What happened at BNL-KERAM in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Sep 25, 2026 New annual accounts for financial year 2025: profit of € 28,241. filed late Source: NBB ↗
Aug 1, 2025 New establishment in Ieper. KBO
2013 Jörg Sabionski became a director. NBB
May 10, 2013 Start of the company according to the CBE. KBO
May 7, 2013 New establishment in Ieper. KBO

In short

From € 53,025 profit in 2022 to € 28,241 profit in 2025.

Paid € 58,009 in corporate taxes since 2022.

Best year ever: 2022, with € 53,025 profit.

Paid out € 30,730 in dividends to the owners in total.

Original PDFs at the National Bank ↗

Management

Jörg Sabionski

BNL-KERAM

Behind BNL-KERAM is Jörg Sabionski.

Directors

According to the 2025 annual accounts

Jörg Sabionski

Director

since 2013

Establishments

Establishment units

Physical locations of this company

Registered office

Kruiskalsijdestraat 28

8900 Ieper

2.377.952.822

Meenseweg 71

8900 Ieper

Active since 1 August 2025

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.

All companies at this address →

Racing Team Eldis

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number

0534.413.877

VAT number

BE 0534.413.877

Registered office

Kruiskalsijdestraat 28, 8900 Ieper

Names & denominations

BNL-KERAM

Enterprise type

Rechtspersoon

Legal form

Private limited company

Legal situation

Normale toestand

Start date

10 May 2013

Peppol

Active · Active since 23 Dec 2025

Activities · NACE

Ontwerpen van computerprogramma’s

Detailhandel in andere huishoudelijke artikelen, neg

Ontwerpen en programmeren van computerprogramma's

View on CBE Public ↗ Annual accounts (NBB) ↗

BNL-KERAM

Financials

What happened to BNL-KERAM?

Management

Directors

Establishments

Establishment units

Who else lives here?

Details

Frequently asked questions