Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 17 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
SAINT LUCIA from Zedelgem, company number BE0533910368, closed financial year 2025 with a result of € 40,421 after tax. For that financial year SAINT LUCIA recorded a gross margin of € 113,569 and equity of € 387,060. Compared with financial year 2024, the result moved from € -2,965 to € 40,421. Profitable, and profit is growing. The buffer is growing. Debts are under control. The most recent annual accounts were filed with the National Bank of Belgium on October 31, 2025.
€ 387,060
▲ 12% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 40,421
▲ still € 2,965 loss in 2024
Profit after tax over the fiscal year.
€ 1,047
▼ 51% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 374,660.
Debts at end 2025
€ 750,171
▼ 8% vs 2024
€ 62,374 is repaid this year. At this pace the long-term loan is gone in ≈ 12 years.
€ 1,913
▲ 224% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 5,376
▲ € 4,691 vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 122,349 | € 64,337 | € 66,778 | € 113,569 | ▲ 70% |
| Profit after taxes | € 42,343 | € -60,979 | € -2,965 | € 40,421 | ▲ € 43,386 |
| Equity | € 410,583 | € 349,604 | € 346,639 | € 387,060 | ▲ 12% |
| Total debts | € 983,295 | € 952,807 | € 885,809 | € 793,915 | ▼ 10% |
| Cash | € 27,059 | € 5,954 | € 2,154 | € 1,047 | ▼ 51% |
| Land & buildings | € 1,175,726 | € 1,154,742 | € 1,102,829 | € 1,050,860 | ▼ 5% |
| Retained profit | € 398,183 | € 337,204 | € 334,239 | € 374,660 | ▲ 12% |
| Bank debt | € 898,413 | € 871,942 | € 811,547 | € 750,171 | ▼ 8% |
| Balance sheet total | € 1,393,878 | € 1,302,412 | € 1,232,448 | € 1,180,975 | ▼ 4% |
Key figures of SAINT LUCIA, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 October 2026.
What happened to SAINT LUCIA?
What happened at SAINT LUCIA in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 40,421. Source: NBB ↗
- Olivier Cappelle became a director. NBB
- New establishment in Zedelgem. KBO
- Start of the company according to the CBE. KBO
In short
From € 42,343 profit in 2022 to € 40,421 profit in 2025.
Paid € 41,309 in corporate taxes since 2022.
Best year ever: 2022, with € 42,343 profit.
Management
Behind SAINT LUCIA is Olivier Cappelle. It owns 97.5% of Immo Lophem itself.
Directors
According to the 2025 annual accounts
since 2023
Establishments
Establishment units
Physical locations of this company
Heidelbergstraat 74
8210 Zedelgem
Heidelbergstraat 28
8210 Zedelgem
Active since 6 May 2013
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 1 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0533.910.368
- VAT number
- BE 0533.910.368
- Registered office
- Heidelbergstraat 74, 8210 Zedelgem
- Names & denominations
- SAINT LUCIA
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 6 May 2013
- Peppol
- Active · Active since 24 Nov 2025
- Activities · NACE
Activiteiten van holdings
Holdings
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