Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
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Tight liquidity NBB
Cash and receivables cover 29 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
FRAMIC from Oostende, company number BE0533860482, closed financial year 2025 with a result of € 8,118 after tax. For that financial year FRAMIC recorded a gross margin of € 42,920 and equity of € 27,693. Compared with financial year 2024, the result moved from € 7,390 to € 8,118. Profitable, and profit is growing. The buffer is growing. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on September 30, 2026.
€ 27,693
▲ 41% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ 8,118
▲ 10% vs 2024
Profit after tax over the fiscal year.
€ 18,742
▲ 2% vs 2024
Cash and bank balances on the last day of the fiscal year.
Stays in the company
No dividend for 2025. Retained profit grew to € 7,693.
Debts at end 2025
€ 282,617
▼ 8% vs 2024
€ 26,443 is repaid this year. At this pace the long-term loan is gone in ≈ 11 years.
€ 2,223
▲ 5% vs 2024
Supplier invoices still open on the last day of the fiscal year.
€ 3,755
▲ € 3,697 vs 2024
Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.
| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 42,168 | € 46,714 | € 38,918 | € 42,920 | ▲ 10% |
| Profit after taxes | € 10,033 | € 14,568 | € 7,390 | € 8,118 | ▲ 10% |
| Equity | € -2,383 | € 12,185 | € 19,575 | € 27,693 | ▲ 41% |
| Total debts | € 399,359 | € 375,549 | € 353,618 | € 327,034 | ▼ 8% |
| Cash | € 5,864 | € 14,618 | € 18,447 | € 18,742 | ▲ 2% |
| Land & buildings | € 390,001 | € 371,490 | € 352,979 | € 334,467 | ▼ 5% |
| Retained profit | € -22,383 | € -7,815 | € -425 | € 7,693 | ▲ € 8,118 |
| Bank debt | € 357,624 | € 333,320 | € 308,325 | € 282,617 | ▼ 8% |
| Balance sheet total | € 396,977 | € 387,734 | € 373,193 | € 354,727 | ▼ 5% |
Key figures of FRAMIC, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to FRAMIC?
What happened at FRAMIC in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- New annual accounts for financial year 2025: profit of € 8,118 (▲ 10% vs 2024). filed late Source: NBB ↗
- New establishment in Oostende. KBO
- Start of the company according to the CBE. KBO
In short
From € 10,033 profit in 2022 to € 8,118 profit in 2025.
Paid € 3,755 in corporate taxes since 2022.
Best year ever: 2023, with € 14,568 profit.
Management
Behind FRAMIC is Michael Opstaele. Michael Opstaele is also behind Bierhandel Franky Opstaele and MARMIC.
Directors
According to the 2025 annual accounts
Establishments
Establishment units
Physical locations of this company
Kapittelstraat 44
8400 Oostende
Who else lives here?
A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.
All companies at this address →What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0533.860.482
- VAT number
- BE 0533.860.482
- Registered office
- Kapittelstraat 44, 8400 Oostende
- Names & denominations
- FRAMIC
- Enterprise type
- Rechtspersoon
- Legal form
- Private limited company
- Legal situation
- Normale toestand
- Start date
- 29 April 2013
- Peppol
- Active · Active since 26 Mar 2026
- Activities · NACE
Verhuur en exploitatie van eigen of geleased residentieel onroerend goed, exclusief sociale woningen
Holdings
Verhuur en lease van andere machines en werktuigen en andere materiële goederen
Activiteiten van holdings
Verhuur en exploitatie van terreinen
Overige zakelijke dienstverlening, neg
Handel in eigen onroerend goed