Warning lights
Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.
-
Two loss years in a row NBB
Negative result in 2024 and 2025.
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Tight liquidity NBB
Cash and receivables cover 28 % of short-term debt in 2025; threshold 65 %.
Financials
Financial year 2025
Fine CLassics from Knokke-Heist, company number BE0533740124, closed financial year 2025 with a result of € -6,229 after tax. For that financial year Fine CLassics recorded a gross margin of € 76,271 and equity of € 80,184. Compared with financial year 2024, the result moved from € -82,236 to € -6,229. The company made a loss. The company holds a healthy buffer. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on July 21, 2026.
€ 80,184
▼ 7% vs 2024
Assets minus debts, by the books. What is left if everything were sold and paid today.
€ -6,229
▲ 92 % less loss than in 2024
Profit after tax over the fiscal year.
€ 45,813
▼ 74% vs 2024
Cash and bank balances on the last day of the fiscal year.
Loss, nothing to pay out
Reserves fell to € -219,816.
People and assets in 2025
€ 1,395
▼ 37% vs 2024
Book value of vehicles, furniture and equipment.
Debts at end 2025
€ 2 million
Loans from banks and other lenders, long and short.
€ 1.1 million
▲ 23% vs 2024
Supplier invoices still open on the last day of the fiscal year.
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| 2022 | 2023 | 2024 | 2025 | Change 2024 → 2025 | |
|---|---|---|---|---|---|
| Gross margin | € 57,387 | € 39,520 | € 30,813 | € 76,271 | ▲ 148% |
| Profit after taxes | € 17,281 | € -107,776 | € -82,236 | € -6,229 | ▲ € 76,006 |
| Equity | € 276,425 | € 168,649 | € 86,413 | € 80,184 | ▼ 7% |
| Total debts | € 8,409,427 | € 7,893,810 | € 6,044,831 | € 6,049,590 | |
| Cash | € 489,159 | € 443,248 | € 178,288 | € 45,813 | ▼ 74% |
| Retained profit | € -23,575 | € -131,351 | € -213,587 | € -219,816 | ▼ € 6,229 |
| Bank debt | € 2,000,000 | € 2,000,000 | € 2,000,000 | € 2,000,000 | |
| Balance sheet total | € 8,685,852 | € 8,062,459 | € 6,131,244 | € 6,129,774 |
Key figures of Fine CLassics, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.
What happened to Fine CLassics?
What happened at Fine CLassics in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:
- Invest Participaties BV stepped down as director. NBB
- Marc Behaegel stepped down as director. NBB
- New annual accounts for financial year 2025: loss of € 6,229. Source: NBB ↗
- Marc Behaegel became a director. NBB
- Invest Participaties BV became a director. NBB
- New establishment in Knokke-Heist. KBO
- Start of the company according to the CBE. KBO
In short
From € 17,281 profit in 2022 to € 6,229 loss in 2025.
Best year ever: 2022, with € 17,281 profit.
A new publication or filing at Fine CLassics? We notify you, reason included.
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De Lijn 8 June 2026 New annual account 2025
filed on 8 June 2026
What was left
€ 20 k ▼ 91%
Money in the bank
€ 178 k ▼ 98%
Open the dossier →
NMBS 8 June 2026 New annual account 2025 What was left ▼ 80%
bpost 18 May 2026 New annual account 2025 What was left from loss to profit
Management
The stake of INVEST PARTICIPATIES, AGRIFIN comes from that shareholder’s own annual accounts; small companies do not report their shareholders themselves.
Fine CLassicsThe shares are held by INVEST PARTICIPATIES (50%) and AGRIFIN (25%).
Directors
According to the 2025 annual accounts
Managing director · represented by Jan De Reu
Also active at: FUTURE FORWARD, LOKERHOF GROUP, Valora, INVEST J.D.R., DERGO PROJECT
since 2022 · until 2027
since 2025 · until 2027
Shareholders
25%
Participations
No participations in other companies reported.
Establishments
Establishment units
Physical locations of this company
Roden Ossenstraat 5 a
8300 Knokke-Heist
Roden Ossenstraat 5a
8300 Knokke-Heist
Active since 25 April 2013
What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.
Details
- Company number
- 0533.740.124
- VAT number
- BE 0533.740.124
- Registered office
- Roden Ossenstraat 5 a, 8300 Knokke-Heist
- Names & denominations
- Fine CLassics
- Enterprise type
- Rechtspersoon
- Legal form
- Public limited company
- Legal situation
- Normale toestand
- Start date
- 25 April 2013
- Peppol
- Active · Active since 3 Oct 2025
- Activities · NACE
Detailhandel in auto's en lichte bestelwagens (<= 3,5 ton)
Detailhandel in auto's en lichte bestelwagens (= 3,5 ton)