What does IMMO SERMA do?

IMMO SERMA is an estate agency in Saint-Ghislain. Private Limited, started on 10 April 2013, 1 establishment.

What is the address of IMMO SERMA?

The registered office of IMMO SERMA is located at Rue Ferrer(B) 13, 7331 Saint-Ghislain.

Is IMMO SERMA still active?

Yes. According to the CBE (30 October 2026) IMMO SERMA is active, legal situation “Normale toestand”, started on 10 April 2013.

Is IMMO SERMA registered on Peppol?

Yes, IMMO SERMA is registered on the Peppol network with ID 0208:0525900841.

What is the enterprise number of IMMO SERMA?

The enterprise number of IMMO SERMA is BE0525900841.

When was IMMO SERMA founded?

IMMO SERMA was founded on 10 April 2013.

Who are the directors of IMMO SERMA?

According to the 2025 annual accounts, the directors of IMMO SERMA are: Serge Debart, Jean-Marc Mahieu.

Is IMMO SERMA a reliable company?

Databakkes does not pass judgement; this is what the sources say: Active according to the CBE since 10 April 2013; 5 annual accounts filed, latest fiscal year 2025; 2 directors known from the annual account.

How much profit did IMMO SERMA make in 2025?

IMMO SERMA posted a profit after taxes of € 59,455 in financial year 2025.

What is the revenue of IMMO SERMA?

As a small company, IMMO SERMA is not required to publish revenue in its annual accounts. In financial year 2025, its added value was € 91,462.

IMMO SERMA (Private Limited) - Saint-Ghislain

Dossier IMMO SERMA, printed on 30 October 2026 from databakkes.be/en/0525900841/immo-serma. Sources: CBE, National Bank of Belgium, Belgian Official Gazette.

Warning lights

Signals from the annual accounts, the CBE and the Official Gazette, each with its threshold and source. No score, no verdict.

Negative equity NBB

More debt than assets in 4 of the last 4 fiscal years.

Financials

Financial year 2025

IMMO SERMA from Saint-Ghislain, company number BE0525900841, closed financial year 2025 with a result of € 59,455 after tax. For that financial year IMMO SERMA recorded a gross margin of € 91,462 and equity of € -25,610. Compared with financial year 2024, the result moved from € 17,364 to € 59,455. Profitable, and profit is growing. More debts than assets. High debts against a small own buffer. The most recent annual accounts were filed with the National Bank of Belgium on September 8, 2026.

What it is worth Caution

€ -25,610

▲ € 59,455 vs 2024

Assets minus debts, by the books. What is left if everything were sold and paid today.

Profit Growing

€ 59,455

▲ 242% vs 2024

Profit after tax over the fiscal year.

Cash in the bank

€ 598

▼ 98% vs 2024

Cash and bank balances on the last day of the fiscal year.

Where the profit goes Growing

Stays in the company

No dividend for 2025. Retained profit grew to € -50,568.

People and assets in 2025

Wage cost

€ 29,401

▼ 10% vs 2024

Payroll staff only. What the director pays themselves is already netted into the gross margin and is not shown separately in the accounts.

Debts at end 2025

Bank debt

€ 33,000

▼ 14% vs 2024

Loans from banks and other lenders, long and short.

Owed to suppliers

€ 11,223

▼ 53% vs 2024

Supplier invoices still open on the last day of the fiscal year.

Taxes

€ 22,359

▲ 59% vs 2024

Corporate tax and VAT still to pay. No wage debt: nothing outstanding to staff or social security.

Key figures per fiscal year Download key figures (CSV)
	2022	2023	2024	2025	Change 2024 → 2025
Gross margin	€ 16,475 Gross margin 2022: € 16,475 First fiscal year in the series	€ -12,049 Gross margin 2023: € -12,049 ▼ € 28,524 vs 2022 (€ 16,475) Unfavourable step	€ 58,768 Gross margin 2024: € 58,768 ▲ € 70,818 vs 2023 (€ -12,049) Favourable step	€ 91,462 Gross margin 2025: € 91,462 ▲ 56% vs 2024 (€ 58,768) Favourable step	▲ 56%
Profit after taxes	€ -70,879 Profit after taxes 2022: € -70,879 First fiscal year in the series	€ -59,750 Profit after taxes 2023: € -59,750 ▲ € 11,129 vs 2022 (€ -70,879) Favourable step	€ 17,364 Profit after taxes 2024: € 17,364 ▲ € 77,114 vs 2023 (€ -59,750) Favourable step	€ 59,455 Profit after taxes 2025: € 59,455 ▲ 242% vs 2024 (€ 17,364) Favourable step	▲ 242%
Equity	€ -42,679 Equity 2022: € -42,679 First fiscal year in the series	€ -102,429 Equity 2023: € -102,429 ▼ € 59,750 vs 2022 (€ -42,679) Unfavourable step	€ -85,066 Equity 2024: € -85,066 ▲ € 17,364 vs 2023 (€ -102,429) Favourable step	€ -25,610 Equity 2025: € -25,610 ▲ € 59,455 vs 2024 (€ -85,066) Favourable step	▲ € 59,455
Total debts	€ 268,186 Total debts 2022: € 268,186 First fiscal year in the series	€ 365,193 Total debts 2023: € 365,193 ▲ 36% vs 2022 (€ 268,186) Unfavourable step	€ 291,464 Total debts 2024: € 291,464 ▼ 20% vs 2023 (€ 365,193) Favourable step	€ 250,981 Total debts 2025: € 250,981 ▼ 14% vs 2024 (€ 291,464) Favourable step	▼ 14%
Cash	€ 1,678 Cash 2022: € 1,678 First fiscal year in the series	€ 15,561 Cash 2023: € 15,561 ▲ € 13,883 vs 2022 (€ 1,678) Favourable step	€ 25,424 Cash 2024: € 25,424 ▲ 63% vs 2023 (€ 15,561) Favourable step	€ 598 Cash 2025: € 598 ▼ 98% vs 2024 (€ 25,424) Unfavourable step	▼ 98%
Retained profit	€ -61,279 Retained profit 2022: € -61,279 First fiscal year in the series	€ -121,029 Retained profit 2023: € -121,029 ▼ € 59,750 vs 2022 (€ -61,279) Unfavourable step	€ -110,024 Retained profit 2024: € -110,024 ▲ € 11,006 vs 2023 (€ -121,029) Favourable step	€ -50,568 Retained profit 2025: € -50,568 ▲ € 59,455 vs 2024 (€ -110,024) Favourable step	▲ € 59,455
Bank debt	€ 43,130 Bank debt 2022: € 43,130 First fiscal year in the series	€ 35,000 Bank debt 2023: € 35,000 ▼ 19% vs 2022 (€ 43,130) Favourable step	€ 38,580 Bank debt 2024: € 38,580 ▲ 10% vs 2023 (€ 35,000) Unfavourable step	€ 33,000 Bank debt 2025: € 33,000 ▼ 14% vs 2024 (€ 38,580) Favourable step	▼ 14%
Balance sheet total	€ 225,507 Balance sheet total 2022: € 225,507 First fiscal year in the series	€ 262,764 Balance sheet total 2023: € 262,764 ▲ 17% vs 2022 (€ 225,507) Unchanged	€ 206,399 Balance sheet total 2024: € 206,399 ▼ 21% vs 2023 (€ 262,764) Unchanged	€ 225,371 Balance sheet total 2025: € 225,371 ▲ 9% vs 2024 (€ 206,399) Unchanged	▲ 9%

Key figures of IMMO SERMA, fiscal years 2022 to 2025, from the annual accounts filed with the National Bank of Belgium.Next annual account (fiscal year 2026) expected before 31 July 2027.

What happened to IMMO SERMA?

What happened at IMMO SERMA in recent years, according to the Belgian Official Gazette, the CBE and the National Bank:

Sep 8, 2026 New annual accounts for financial year 2025: profit of € 59,455 (▲ 242% vs 2024). filed late Source: NBB ↗
Apr 10, 2013 New establishment in Saint-Ghislain. KBO
Apr 10, 2013 Start of the company according to the CBE. KBO

In short

From € 70,879 loss in 2022 to € 59,455 profit in 2025.

Paid € 11,337 in corporate taxes since 2022.

Best year ever: 2025, with € 59,455 profit.

Original PDFs at the National Bank ↗

Management

Serge Debart Jean-Marc Mahieu

SEMA

Semano

IMMO SERMA

Behind IMMO SERMA are Serge Debart and Jean-Marc Mahieu. Serge Debart is also behind SEMA and Semano.

Directors

According to the 2025 annual accounts

Serge Debart

Director

Also active at: SEMA, Semano

Jean-Marc Mahieu

Director

Establishments

Establishment units

Physical locations of this company

Registered office

Rue Ferrer(B) 13

7331 Saint-Ghislain

2.220.591.801

Rue Grande(SG) 74

7330 Saint-Ghislain

Active since 10 April 2013

Who else lives here?

A building full of entrepreneurs or one very busy letterbox? Another 2 companies are registered at this address.

All companies at this address →

SEMA same network

€ 136,083 gross margin · 2025

Semano same network

€ 73,806 gross margin · 2025

What is an establishment unit? An establishment unit is a geographically identifiable place where activities of the enterprise are carried out.

Details

Company number

0525.900.841

VAT number

BE 0525.900.841

Registered office

Rue Ferrer(B) 13, 7331 Saint-Ghislain

Names & denominations

IMMO SERMA

Enterprise type

Rechtspersoon

Legal form

Private limited company

Legal situation

Normale toestand

Start date

10 April 2013

Peppol

Active · Active since 30 Jan 2025

Contact

0032476297702

Activities · NACE

Bemiddeling in verband met exploitatie van en handel in onroerend goed

Bemiddeling bij de aankoop, verkoop en verhuur van onroerend goed voor een vast bedrag of op contractbasis

Algemene bouw van residentiële gebouwen

View on CBE Public ↗ Annual accounts (NBB) ↗

IMMO SERMA

Warning lights

Financials

What happened to IMMO SERMA?

Management

Directors

Establishments

Establishment units

Who else lives here?

Details

Frequently asked questions